Here you can find all the latest Patelco Credit Union promotions, bonuses, and offers.
Currently, you can earn a $100 bonus when you open a checking account with direct deposit and E-Statements.
Table of Contents
About Patelco Credit Union Promotions
Pacific Telephone and Telegraph Company was formed in 1936 and is better known today as AT&T. Patelco FCU was formed in conjunction to serve employees of AT&T. However, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Chexsystems: Unknown. Let us know
- Credit Card Funding: No
Eligibility: You are eligible to join Patelco Federal Credit Union if you live, work, worship, or attend school in certain communities. Additionally, you can join if you are an employee of a sponsor of Patelco FCU. For a full list of qualifications see their full list of membership requirements. |
However, note that Patelco FCU doesn’t have great rates for CDs and Savings. Instead, you may want to check out our full list of Bank Rates and CD Rates.
*Compare Patelco Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
Keep reading to learn more about Patelco Federal Credit Union promotions.
Patelco Credit Union $100 Checking Bonus

Earn a $100 bonus.
When you sign up for a Checking Account with direct deposit and E-Statements, you can earn a $100 bonus from Patelco Federal Credit Union.
- What you’ll get: $100 bonus
- Account Type: Free Checking, Interest Checking, Premier Interest Checking, Youth Checking
- Availability: CA
(AT&T Employees Only)
You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), U.S. Bank Checking ($300 bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
- Join Patelco FCU and open a qualifying checking account.
- A minimum opening deposit of $100 is required for the account.
- Additionally, you will have to register a direct deposit to the account and sign up for E-Statements.
- Additionally, the $100 bonus will be deposited to your account after 90 days of maintaining your account requirements.
- Checking bonus available for new checking accounts only. Bonus offer available for one checking account per individual.
- Bonus subject to 1099 IRS reporting.
- However, limit one (1) account bonus per AT&T Advantage member.
- All Patelco memberships require a savings account to be opened.
Patelco Credit Union $50 Referral Bonus

Patelco Credit Union $50 Referral Bonus
When you refer your friends and family to open up an account, you both can earn a $50 bonus from Patelco Federal Credit Union.
- What you’ll get: $50 bonus
- Account Type: Checking account
- Availability: CA
(Offer expires September 24, 2021)
If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How To Earn Bonus
- Refer a friend to Patelco
- The friend becomes a new member by opening a checking account with your referral code and a minimum $100 deposit
- You’ll both receive $50
- Refer a friend using your personal referral code.
- The $50 reward will be credited to your savings account within 5 business days of the qualifying new account being opened.
- Patelco team members are not eligible to receive the $50 reward credit.
- If you receive $600 or more in prizes from Patelco throughout the year, we’ll send you an IRS Form 1099
How To Waive Monthly Fees
- Plus Checking: $6.95 monthly fee
- Free Checking: None
- Interest Checking: $5, Monthly fee waived if your account meets any one of the following: Monthly direct deposit of $100 or more, Minimum daily balance of $500, You’re a Patelco Commitment Household Member
- Youth Checking: None
- Money Market Select: None
- Regular Savings: None
- Coverdell Education Savings Account: $2
- Holiday Club Savings: None
- Youth Savings: None
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Bottom Line
The Patelco Federal Credit Union promotions has similar requirements for bonuses of similar value. However, joining Patelco FCU gives you access to a number of wonderful services that I’d definitely recommend to anyone that is eligible.
Additionally, if you have experience with Patelco Federal Credit Union, please leave us a comment below letting us know about how it was.
Lastly, check back at this page for updated Patelco Federal Credit Union promotions, bonuses and offers.

Hi – Patelco actually has a pretty good savings account if you the account balance is under $2000. It’s 3% for their Money Market account. I just applied for one. https://www.patelco.org/explore-services/money-market
Maybe you could share this on this page https://www.hustlermoneyblog.com/patelco-credit-union-promotions/
Please use my referral code RFP7HPDV when opening your Patelco checking account to get a $50 bonus.