Take advantage of PNC Bank Promotions, Bonuses, and Offers here.
They have all new Checking, Savings account promotions that can range in value from $50 to $1,000.
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About PNC Bank Promotions
PNC Bank opened its doors officially in 1852 and has grown to over 2,400 branches across 20 states. PNC Bank offers various banking services including investment, checking, savings, and CD Rates for you to take advantage of. You can also compare PNC Bank promotions to our list of bank bonuses.
- Availability: Nationwide (Bank Locator)
- Routing Number: Full list here
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Now codes as cash advance
Compare these banking promotions from PNC Bank with institutions like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
I’ll review the PNC Bank Promotions below.
PNC Bank $50, $200, or $400 Virtual Wallet® Checking Bonus
PNC Bank is offering you a chance to earn up to a $400 bonus when you open up a PNC Bank Virtual Wallet® checking account.
Editor’s Note: If you live outside of PNC Bank’s footprint, you can apply for the PNC Bank Virtual Wallet® Checking Pro and earn up to a $200 bonus.
- What you’ll get: Up to $400 bonus
- Availability:
- PNC Bank Virtual Wallet® (In-Footprint): CA, TX, AZ, NM, CO, PA, FL, OH, WV, DE, NJ, SC, NC, GA, KY, IN, MI, IL, MD, DC, WV, WI
- PNC Bank Virtual Wallet® Checking Pro (Out of Footprint): AR, CT, ID, IA, KS, LA, ME, MA, MN, MS, MT, NE, NV, NH, ND, OK, OR, RI, TN, UT, VT, WA, WY
- Monthly Fee: Varies, but waivable
- Early account termination fee: $25 if closed within six months
- Household limit: None listed
(Offer expires June 30, 2022)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), and PNC Bank Virtual Wallet (Up To $400 Bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
How To Earn Bonus:
- To qualify for the reward, the new Virtual Wallet® product must be opened online via the application links on this page OR in a branch using the appropriate coupon
- Qualifying Direct Deposit(s) must be received within the first 60 days.
- Virtual Wallet® with Performance Spend: Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account.
- Virtual Wallet® with Performance Select: Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
- Offer is contingent on product availability and may vary based on where you open your account and the zip code of your primary address. For online or phone origination, the zip code of your primary address will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $400 reward if you open a new Virtual Wallet with Performance Select or a $200 reward if you open a new Virtual Wallet with Performance Spend. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page and completed with a mobile device between 5/03/2022 to 6/30/2022, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
- A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select or $2,000 for Virtual Wallet with Performance Spend. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.
*See our PNC checking account review here.
PNC Bank $200/$500 Business Checking Bonus
PNC Bank $200/$500 Business Checking Bonus
PNC Bank is offering new customers to take advantage of a $200 or $500 bonus with a new qualifying PNC Business Checking Account.
- What you’ll get: $200 or $500 bonus
- Availability: Nationwide
- Closing Account Fee: None listed
(Offer expires June 30, 2022)
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn Bonus
TAKE ADVANTAGE OF THE BONUSFINE PRINT
- $200 Bonus:
- Open a new qualifying business checking account
- Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.
- Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 Bonus:
- Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account
- Maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
- Your new checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
- Only business checking accounts with statements that cycle monthly are eligible for this offer.
- Business checking accounts that receive statements daily, weekly, or quarterly are ineligible.
- Already established, converted, or repurposed PNC checking or savings accounts are not eligible.
- The average cycle balance is defined as the average total within your business checking account at the end of your statement cycle.
PNC Bank $100 Referral Bonus Bonus
Earn a $100 bonus at PNC Bank!
PNC Bank is offering you a chance to earn up to a $100 bonus when you refer a coworker.
- What you’ll get: $100 bonus
- Availability: Nationwide
- Household limit: None listed
(Visit PNC Bank to learn more)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Confirm you are a PNC WorkPlace Banking customer.
- Confirm you are a PNC WorkPlace Banking customer by entering your online banking credentials.
- Refer a coworker – or more than one
- Identify the coworkers you’d like to refer. Make sure they’re qualified. Then it’s simple–just type in their name and email.
- Tell your coworker(s) to check their inbox
- Your Coworker will receive an email with a coupon ID. The email includes your name and will inform your coworker that they may qualify for a special new customer offer.
- Your coworker(s) open an eligible account in a branch
- A PNC banker can help your coworker confirm they qualify for the program. Your coworker must open an eligible PNC WorkPlace Banking checking product, and meet new customer offer stipulations.
- You may receive a $100 referral reward.
- If your coworker meets those stipulations, you receive $100 into your PNC WorkPlace Banking checking product.
- To be awarded $100 for referring a new customer to PNC WorkPlace Banking, you must hold a PNC WorkPlace Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet, Performance Select Checking, Performance Checking or Standard Checking account and make a qualified referral through the online form found at pnc.com/referacoworker.
- You must obtain permission from the person you are referring (the “Referee”) for PNC to email them an offer on your behalf, because when you make a referral online, an email (the “Referral Email”) to the Referee is generated indicating your name, a referral to open a qualifying PNC WorkPlace Banking checking product and a Coupon ID. To be eligible for the PNC Workplace Banking program’s new customer offer, the Referee must be employed by a company that participates in the PNC WorkPlace Banking program.
- In order for you to qualify to receive your reward, the Referee must first meet the following requirements: 1) is eligible for the PNC WorkPlace Banking program; 2) does not have signing authority on an existing PNC Bank consumer checking account, did not close an account within the past 90 days, and was not paid a promotional premium within the past 24 months; 3) when applying in person, presents the Referral Email with the Coupon ID by showing it to a PNC representative where available or, when applying via the Referral email, begins the digital application by clicking the “apply now” button where available; and 4) opens a qualifying PNC WorkPlace Banking checking product and meets the stipulations to earn a PNC WorkPlace Banking monetary reward.
- Your reward of $100 will be credited to your account within 60 to 90 days after the monetary reward is issued to the Referee and will be identified as “CREDITS WORKPLACE REFER” on your statement. You are limited to ten referral payments of $100 — up to $1,000 per 12-month period. This offer may be extended, modified or withdrawn at any time without prior notice and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.
- The Referee does not receive the offer email because the Referee already has a PNC checking account, is in the PNC email unsubscribe list, has received the maximum number of Refer a Coworker emails from others, has received and redeemed a Refer a Coworker coupon code or if the email address you provided is incorrect or is no longer valid.
- The Referee does not qualify for the new customer offer because the Referee is not eligible for PNC WorkPlace Banking, opens a PNC WorkPlace Banking checking product that is not included in the new customer offer, fails to meet any stipulations of the offer, has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months.
- The Referee opens a PNC WorkPlace Banking checking product using a referral coupon ID provided by another coworker’s referral or does not show the referral coupon ID when opening the new PNC WorkPlace Banking checking product.
- The Referee chooses not to open a PNC WorkPlace Banking checking product.
- You close your PNC checking product before you receive your reward. The reasons you may not receive this referral reward include, but are not limited to, the following:
- If you have not received a $100 reward identified as “CREDITS WORKPLACE REWARD” on your PNC statement by 90 days after the new customer offer’s end date, you should consider the referral expired. The new customer offer was included in the Referee email. Due to the confidential nature, PNC cannot disclose any information about qualifying accounts applied for or opened by Referees.
*See our PNC referral review here.
How To Waive Monthly Fees
- Virtual Wallet has a $7 monthly fee that is waived with:
- $500 or more average monthly balance in Spend + Reserve
- OR, $500 or more in total qualifying monthly direct deposits to the Spend
- OR if 62+ years old
- Virtual Wallet with Performance Spend has a $15 monthly fee that is waived with:
- $2,000 or more average monthly balance in Spend + Reserve
- OR, $2,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $15,000 combined average monthly balance
- Virtual Wallet with Performance Select has a $25 monthly fee that is waived with:
- $5,000 or more average monthly balance in Spend + Reserve + up to 6 linked checking accounts
- OR, $5,000 or more in total qualifying monthly direct deposits to the Spend
- OR, $25,000 combined average monthly balance
- Business Checking: $10 monthly account maintenance fee, unless you meet any ONE of the following requirements:
- $500 average monthly collected balance
- OR, Use a linked PNC business credit card to make a minimum of $500 in eligible purchases
- OR, Maintain a linked PNC Merchant Services® account and generate a minimum of $500 in qualifying monthly processing deposits
- Business Checking Plus: $20 monthly account maintenance fee, unless you meet any ONE of the following requirements:
- $5,000 average monthly collected balance OR,
- Use a linked PNC business credit card to make a minimum of $5,000 in eligible purchases OR,
- Maintain a linked PNC Merchant Services® account and generate a minimum of $5,000 in qualifying monthly processing deposits. OR,
- Maintain $20,000 average combined collected balance in a linked PNC business checking account and business money market account
- Analysis Business Checking: $20 monthly account maintenance fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.
Bottom Line
Current PNC Bank Promotions offers various bonuses depending on what you sign-up for.
Feel free to comment below if you have experience banking with PNC Bank.
*We will continue to add to this review for more up to date and current promotions, bonuses, and offers.
This content is not provided by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser.
This takes a little time and effort, but it’s worth it to me! Thank you Danny, your site was the first one I saw at the end of 2018. Since then, my husband and I have picked up about $1,500 and my son another $200. I’m loving it!
I want to earn $50 Checking Bonus. This article is a big help for me. I think that with the help of this article. I will be able to do it. Thanks for sharing this very helpful site.
Thanks for sharing this article. I want to earn my $300 checking bonus. This article will surely help me. This is very comprehensive. I’ll surely return to this article.
Opened an account in June of 2019 had direct deposit started. Still have not received the bonus.
Thanks for sharing this article about PNC Bank Promotions September 2019. I think that this article will definitely help me. I’ll try to earn my $300 bonus. This is a very helpful site.
Great article! I think that PNC Bank is a great financing partner. This article definitely help me to understand PNC Bank well. Thanks for sharing this article.
Thanks, but where’s the savings offer?
Does the account need to remain open for any set period of time to avoid forfeiting the bonus when the account is closed?
I had this same questions so I called the bank. I was told there was a $25 fee if you close the account before it’s been opened a year.
Do the debit card transactions have to be with a pin, or can any purchases count?
any purchase counts, atm withdrawals do not count.
Is there a time limit on the direct deposits totaling $2,000 ($200 bonus) or $5,000 ($300 bonus)? Like 60 or 90 days?
60 days