With the PNC Cash Rewards® Visa® Credit Card, you can take advantage of their $100 Bonus Cash rewards! Earn the bonus when you spend $1,000 or more within the first three months of opening your account.
Although it’s not the best bonus offered, the PNC Cash Rewards® Visa® Credit Card lets you earn 4% cashback on gas station purchases, 3% cashback on dining purchases at restaurants including fast food and 2% cashback on grocery purchases for the first $8,000 combined purchases in these categories annually.
As well as earning 1% cashback on all other purchases everywhere and every time! It is a good low cost card, if you’re just looking into simple rewards. In addition to great cashback offers, this card also comes with no rotating categories and no annual fee!
| Chase Sapphire Preferred Card 60K Points* | Citi Premier® Card 80K Points* |
| The Platinum Card® from American Express 100K Points* | Capital One Venture Rewards Credit Card 60K Points* |
| American Express® Gold Card 60K Points* | Citi CustomSM Cash Card $200 Bonus* |
| Chase Freedom Flex $200 Bonus* | Chase Freedom Unlimited Card $200 Bonus* |
| Blue Cash Preferred® Card from American Express $300 Welcome Offer* | Blue Cash Everyday® Card from American Express $200 Welcome Offer* |
| Chase Ink Business PreferredSM Card 100K Points* | Chase Ink Business UnlimitedSM Credit Card $750 Bonus* |
| U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus* | Capital One Quicksilver Cash Rewards Card $200 Bonus* |
| Power Cash Rewards Visa Signature® $100 Bonus* | *Must make minimum spending requirement to earn bonus |
* The PNC Cash Rewards Visa Credit Card is issued by PNC Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Table of Contents
PNC Cash Rewards Card
| Bonus Available | Get a $100 bonus after you make $1,000 or more in purchases during the first 3 billing cycles following account opening. |
| *Bonus Value | $100 |
| Ongoing Rewards/Benefits | 4% cash back on gas station purchases.*
3% cash back on dining purchases at restaurants.* 2% cash back on grocery store purchases.* 1% cash back on all other purchases. |
| Foreign Transaction Fees | 3% |
| Annual Fee | $0 |
*Capped at $8,000 in combined purchases annually. Then the rate falls to 1% cash back.
(Visit PNC.com to learn more about this card.)
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PNC Cash Rewards Card $100 Bonus Offer
PNC Cash Rewards card is offering a $100 bonus offer when you charge at least $1,000 to your card within the first three billing cycles after opening your account.
This offer is only valid when you apply either online at PNC.com, at a PNC Bank branch, or if you call 1-800-762-5684.
Here are some ideas on meeting the spending requirements:
Earning PNC Cash Rewards
The PNC Cash Rewards card’s best feature is its generous earning rates:
- 4% cash back at gas stations (in store and at the pump)
- 3% at restaurants (from fine dining to fast food)
- 2% at grocery stores (superstores and warehouse stores not included)
- 1% on all other purchases
However, the card’s drawback is its cap on bonus categories. The rates – 4%, 3%, 2% – only apply to your first $8,000 in combined purchases every membership year. So after you hit $8,000, the bonus rates drop to 1%.
Redeeming PNC Cash Rewards
Once you’ve collected at least $25 in PNC Cash Rewards, you can:
- Use it as a statement credit
- Deposit it directly into a PNC Bank account
Your rewards won’t expire as long as your account is in good standing. Take as much time as you want hitting the minimum redemption requirement.
PNC Cash Rewards Card Availability
The PNC Cash Rewards card is only available to residents in the same states where PNC bank operate:
- Alabama
- Delaware
- District of Columbia
- Florida
- Georgia
- Kentucky
- Indiana
- Illinois
- Maryland
- Michigan
- Missouri
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- South Carolina
- Virginia
- West Virginia
- Wisconsin
Bottom Line
The PNC Cash Rewards® Visa® Credit Card is a good option if you’re looking for an inexpensive card for your routine purchases! As long as you don’t over $8,000 a year on gas, dining and groceries, you’ll find great value in PNC Cash Rewards.
But if you’re a big spender, consider another cashback card. Preferably one with a higher limit or unlimited rewards on its bonus categories. For more credit cards, see our latest list of other PNC Bank Promotions or the best credit card bonuses!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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