Find an updated list of Prestige Community Credit Union promotions, bonuses, and offers here.
Update 6/4/25: There’s currently a $200 checking bonus available through 9/8/25.
About Prestige Community Credit Union Promotions
Prestige Community Credit Union is headquartered in Dallas, Texas, and was founded in 1936. With two locations across the state, they offer money market rates that are 4X the national average and have an A health rating.
| Eligibility: Membership is open to those who live, work, or attend school within a 10-mile radius of the credit union’s main financial center at 15203 Knoll Trail #101, Dallas, Texas 75248. See current membership details |
I’ll review the offers below.
Prestige Community Credit Union $200 Checking Bonus
Prestige Community Credit Union is offering a $200 bonus when you open a new Checking Account.
- What you’ll get: $200 bonus
- Account Type: Checking account
- Availability: TX
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Expires 09/08/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Open a new Payback Checking account with promo code CKDFF
- Minimum direct deposit of $400 per month required.
- First direct deposit must be made within 60 days of account opening.
- Must have a minimum of 10 debit transactions totaling $400.00 per month.
- The evaluation and payment of any incentive will be on the last day of the month following 120 days of the account opening date.
- Must open a new Payback Checking account with promo code CKDFF. Minimum direct deposit of $400 per month required. Direct deposit must be an ACH of an employer paycheck, pension, or government benefits. Person to Person or Account to Account transfers are not considered a direct deposit. First direct deposit must be made within 60 days of account opening. Must have a minimum of 10 debit transactions totaling $400.00 per month. The evaluation and payment of any incentive will be on the last day of the month following 120 days of the account opening date. The evaluation period includes the month paid and prior month. $200.00 Bonus may be subject to income tax reporting.
- Payback Checking – 10¢ rebates valid on all signature based debit transactions over $0.99.Select the “Credit” option on all transactions, do not enter PIN. The credit union reserves the right to determine if transactions processed under the 10¢ cash back program are usual and customary. For transactions that are not usual and customary, they are 1) not eligible for the rewards payment and 2) may result in a loss of check card privileges and any accrued rewards cash. ATM Fee rebates are for any domestic non-Prestige ATM surcharge up to $5.00 with a maximum of 6 transactions per month. Fees over $5.00 will not receive a partial refund. Refunds are made at month end.
- Not valid in conjunction with other offers or conversion accounts. Offer good through 9/8/25. Subject to change at the discretion of the Board of Directors.
Prestige Community Credit Union $100 Referral Bonus
Earn a $100 Referral Bonus at Prestige Community Credit Union
- What you’ll get: $100 bonus, your friend gets $100 bonus.
- Account Type: Payback Checking account
- Availability: TX (Bank Locator)
- Direct Deposit Requirement: Yes, $400+
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None listed
(Limited time offer)
Editor’s Note: If your referral gets a loan, you will each get an additional $100 bonus.
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
- Referral must open either a Rewards or Payback Checking account with Direct Deposit
- Fill out the form to get your coupon code
- To receive the rewards, the referred person must open either a new Rewards or Payback Checking account with direct deposit within 60 days
- To receive the rewards, the referred person must open either a new Rewards or Payback Checking account with direct deposit within 60 days, $100.00 will be paid when a minimum direct deposit of $400.00 per month is completed.
- For $100.00 loan reward a new Prestige loan must be opened within 60 days of beginning membership.
- Minimum loan amount to qualify for reward is $10,000.00.
- The referral reward will be deposited into the member’s Prestige Community Credit Union Savings Account.
- Referral Reward may be subject to income tax reporting. Offer expires at the discretion of the Board of Directors.
- Not valid in conjunction with any other offer.
- Conversion accounts do not qualify for rewards.
How To Waive Monthly Fees
- Payback Checking: None
- Rewards Checking: None
- Mega Interest Checking: None
- Fresh Start Checking: $10.00 monthly fee with direct deposit, $15.00 monthly fee without direct deposit
- Minimum direct deposit amount is $400.00 per month
- Primary Business Checking: Low monthly fee is waived when you maintain a minimum balance of $500.00 or more
- Advantage Business Checking: Low monthly fee is waived when you maintain a minimum balance of $1000.00 or more
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Bottom Line
If you’re interested in the bonuses, definitely check out Prestige Community Credit Union today! Not only do they give two fantastic checking options for your friends, but this promotion also triggers a soft pull so I really recommend it. It’s fairly straightforward and it does not hurt your credit score.
While Prestige Community Credit Union has decently competitive money market rates, it’s hard to beat online banks. That being said you may want to check out our full list of Bank Rates and CD Rates.
*Compare Prestige Community Credit Union Promotions to other bank bonuses from Chase Bank, HSBC, Huntington Bank, Bank of America, TD Bank, Citi, Ally Bank, and more!*
*Check back at this page for updated Prestige Community Credit Union promotions, bonuses, and offers.
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