Take advantage of Quad City Bank & Trust promotions, bonuses, and offers here!
Update 3/5/26: There’s currently a $300 checking bonus good through 12/31/26 and a $50 referral bonus. No limits on referrals. We recommend checking out the Chase High School Checking account if you’re a student.
About Quad City Bank & Trust Promotions
Quad City Bank and Trust Company is headquartered in BETTENDORF and is the 6th largest bank in the state of Iowa. It is also the 452nd largest bank in the nation. It was established in 1994 and as of March of 2023, it had grown to 244 employees at 5 locations. Quad City Bank and Trust Company’s money market rates are 7X the national average, and it has an A health rating.
Quad City Bank & Trust $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: IA (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$16; waivable
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 12/31/2026)
Editor’s Note: We recommend checking out the Chase High School Checking account if you’re a student.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Earn a $300.00 bonus when you open a new qualifying consumer checking account and meet all of the following requirements within 90 calendar days of account opening (“qualifying period”).
- To qualify for the New Client Bonus Offer:
- a) Open any new consumer checking account, subject to approval, with the required minimum opening deposit;
- b) Use your account’s debit card* at least three (3) times during the qualifying period;
- c) Enroll in Personal Online Banking and receive your monthly statements electronically (e-Statements) each statement cycle. Valid email address required for e-Statement delivery;
- d) Account must be open for a minimum of 30 days and maintain a positive balance.
- The bonus will be deposited into your new QCBT consumer checking account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.
- NEW CLIENT BONUS OFFER: Earn a $300.00 bonus when you open a new qualifying consumer checking account and meet all of the following requirements within 90 calendar days of account opening (“qualifying period”).
- To qualify for the New Client Bonus Offer:
- a) Open any new consumer checking account, subject to approval, with the required minimum opening deposit;
- b) Use your account’s debit card* at least three (3) times during the qualifying period;
- c) Enroll in Personal Online Banking and receive your monthly statements electronically (e-Statements) each statement cycle. Valid email address required for e-Statement delivery;
- d) Account must be open for a minimum of 30 days and maintain a positive balance.
- Eligibility: All requirements must be completed within the “qualifying period”. The account must also be open for at least 30 calendar days and have a positive balance at the end of the “qualifying period” to be eligible for the bonus. This offer is available only to new Quad City Bank & Trust (QCBT) clients who have not held any consumer checking account with QCBT in the past 12 months. Current consumer checking clients of QCBT are not eligible for this bonus offer. Business accounts are not eligible for this promotion. Quad City Teen Checking account is not eligible for this offer. Must be an Iowa or Illinois resident to open an account.
- Bonus Payment: The bonus will be deposited into your new QCBT consumer checking account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.
- Additional terms: Minimum opening deposit requirements range from $25 – $50, depending on the checking account type. (For Example, Bank On Checking minimum – $25 and U Account Checking- $50). This offer is limited to one bonus per customer, per account, and will be paid to the primary owner.Offer cannot be combined with other offers.
Quad City Bank & Trust $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: IA (Locator)
- Direct Deposit Requirement: Optional (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$16; waivable
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $7,000 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Simply refer a friend to open any new checking account with Quad City Bank & Trust and you’ll both receive $50.
- $50 bonus will be paid within 30 days of when the following occur:
- the account has been open a minimum of 30 days,
- a reoccurring ACH transaction has occurred,
- the debit card has been used and the account has a positive balance.
- Requirements must be met within the first six months.
- $50 bonus will be paid within 30 days of when the following occur: the account has been open a minimum of 30 days, a reoccurring ACH transaction has occurred, the debit card has been used and the account has a positive balance.
- Requirements must be met within the first six months.
- Account must be active at the time bonus is paid and will be applied as a credit to the new account.
- Only new consumer checking account clients are eligible.
- Cannot be combined with any other offers.
- Employees are ineligible.
- Minimum opening deposit requirement is $100, with the exception of Quad City Preferred (minimum $1000 to open).
- The current client will receive a $50 credit into their QCBT checking account only after the new client has met these requirements.
- Referral slip also serves as a one-time waiver of new client’s privacy rights as detailed in the bank’s privacy policy as the referral source will be aware of this account opening.
- New clients may not combine this with any other promotion.
- Bonuses are unlimited per client and will be reported to the IRS as applicable.
- Member FDIC.
How To Waive Monthly Fee
- U Checking Account: No Monthly Service Charge
- Quad City Free Checking: No Monthly Service Charge
- Quad City Interest Checking: $16 Monthly Service Charge (if below minimum $750 Average Daily Balance)
- Quad City Preferred Checking: $16 Monthly Service Charge (if below minimum $10,000 Deposit Relationship Minimum Balance)
- Business Checking: Not listed
- Business Value Checking: Monthly maintenance fee waived with a $5,000 average daily collected balance or $2,500 minimum ledger balance
- Business with Interest Checking: Not listed
- Business Analyzed Checking: Not listed
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Bottom Line
Although you can earn a generous bonus from Quad City Bank & Trust, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Quad City Bank & Trust Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!
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