
The Rakuten American Express Card is offering a $100 bonus when you spend $1000 in the first 90 days.
Earn more every time you shop – you can stack cash back on top of cash back. With this card, you can earn up to 10% cash back on eligible purchases.
Editor’s Note: Don’t have a Rakuten account? Sign up today and earn a bonus before applying for the card!
Rakuten American Express Card Summary

Direct Link to Card Offer | Sign Up Bonus for Rakuten Account
| Bonus Available | Earn a $100 bonus when you spend $1000 in the first 90 days. |
| Ongoing Benefits/Rewards |
Earn 4% cash back on Rakuten purchases: Earn an extra 4% Cash Back on top of what you earn with Rakuten. Earn 10% cash back on Rakuten Dining: Earn an extra 5% Cash Back on top of the 5% Cash Back at Rakuten restaurant partners. Earn 2% cash back on Groceries and restaurants: Earn on everyday essentials, wherever you shop or dine. Earn 1% cash back on Everything else: Because every purchase, big or small, deserves to be rewarded. |
| Foreign Transaction Fees? | None |
| Annual Fee | None |
(at Rakuten)
| Ink Business Preferred® Card 100K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Chase Marriott Bonvoy Boundless® Card 5 Free Nights + $100 airline credit after $3,000 spend within 3 months | Ink Business Cash® Credit Card $750 Bonus after you spend $6,000 on purchases in the first 3 months |
| Chase Sapphire Preferred® Card 75K Points after $5,000 spend within 3 months. | Chase Sapphire Reserve® Card 125K Pointsafter $6,000 spend within 3 months. |
| Chase Sapphire Reserve for BusinessSM 200K Points after $30,000 spend within 6 months. | IHG One Rewards Premier Credit Card 140K Points after $3,000 spend within 3 months. |
| Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
| Capital One Venture X Credit Card 75K Points after $4,000 spend within 3 months. | Hyatt Business Card 60,000 bonus points after $5,000 spend within 3 months |
Rakuten American Express Card Bonus
Earn a $100 bonus when you spend $1000 in the first 90 days.
Rakuten American Express Card Features
- American Express Network benefits. Enjoy experiences, offers, and protections—just for Rakuten American ?Express® Cardmembers.
- Amex Offers. Amex Offers rewards you at places you like to shop, dine, travel, and more. To enroll, simply add offers to your eligible card. Then use that same Card on qualifying purchases and watch the rewards roll in.
- Amex Experiences. With The Rakuten American Express® Card, you’ll enjoy all that Amex has to offer across music, theater, sports, and more.
- Retail Protection. Coverage on eligible items that are damaged or stolen within 90 days of purchase.
- Extended Warranty. Coverage that doubles the original manufacturer’s warranty up to 12M.
![]() |
![]() |
![]() |
![]() |
Bottom Line
For people who enjoy shopping often especially on Rakuten’s portal, the Rakuten American Express Card might be perfect for you. There are a ton of perks and benefits that you do not want to miss out on but be sure to sign up for a Rakuten account to earn a sign up bonus &help maximize your savings/cash back using the card.
Make sure to also visit HMB to explore more credit card bonuses or bank promotions. See our list of the latest Rakuten promotions.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.





Leave a Reply