Take a look at the recent Red Canoe Credit Union promotions, bonuses, and offers here.
Update 6/4/25: There’s currently a $250 business checking bonus and $100 referral bonuses available or a limited time.
About Red Canoe Credit Union Promotions
Red Canoe Credit Union has been a cooperative since 1937. That means any money they earn goes back to their members, not into the pockets of stockholders like a bank. For more than 80 years, they’ve held the traditions of credit unions near and dear to their hearts. They are not for profit, but for people.
Eligibility: Red Canoe CU membership is open to anyone who lives, works, worships, or attends school in the State of Washington. Learn more about membership eligibility here. |
I will review the current Red Canoe Credit Union promotions below.
Red Canoe Credit Union $250 Business Checking Bonus
- What you’ll get: $250 bonus
- Account Type: Business Checking Account
- Availability: WA (Branch Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: No monthly fee with minimum balance
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
- To qualify, you need to become a new business member of Red Canoe Credit Union and open a new checking account.
- You must be 18 years or older, enroll in eStatements, and complete one qualifying transaction within 45 days of account opening.
- Qualifying transactions include ACH debits or credits, check clearings, bill payments, and debit/credit card transactions made either online or in-store.
- Membership eligibility and account qualifications apply. Limit one New Business Account $250 Bonus (offer) per tax identification number. The offer is not valid on consumer accounts, or anyone with an existing business account at Red Canoe Credit Union. The promotional period is for a limited time and may be modified or discontinued. However, members who meet all qualifications during the promotional period will receive the bonus.
- Qualifications include Open a new business account ($5 minimum balance requirement) at Red Canoe Credit Union, open a business checking account at time of membership establishment, be age 18 or older, perform one qualifying checking account transaction¹ within 45 days of account opening and enroll in eStatement delivery. ACH and RDC services are subject to approval and have a monthly service fees. Free check offer valid on orders up to $200. Business ACH monthly fees waived for three months. Per-item fee of $0.12 still applies.
- Qualifying transactions include ACH debits or credits, check clearings, bill payments, debit/credit card transactions and online debit/credit card purchases. ATM transactions, cash deposit/withdrawals, and transfers between the member’s own accounts do not qualify. Payout will occur after 45 days from account opening if all qualifications have been met. Bonus funds will not be deposited into closed accounts or accounts not in good standing. Red Canoe reserves the right to terminate this promotion at any time; however, members who qualify before termination will receive the bonus. Offer cannot be combined with other promotions or incentives.
Red Canoe Credit Union $100 Referral Bonus
When you refer someone to open a new checking account, you can earn a $100 bonus and they’ll receive $100.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: WA (Branch Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None listed
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
- Refer your friends to Red Canoe and you could both get $100. Restrictions apply, please see a branch for details. Valid in King and Pierce County branches.
- If you love banking at Red Canoe, we’ll pay you $100 when your friends open an account and meet the qualifications. The new members must mention your name when they open their new checking account and meet the qualifications.
- When your friend opens a checking account and makes either a direct deposit or 10 debit card transactions within the first 45 days, or opens a loan with a balance, you’ll both get $100. Talk to your local branch for details, and share the Red Canoe difference with friends!
- Open to existing members age 15 and over who refer a non-member age 15 and over to open a checking account with direct deposit or 10 debit card transactions within 45 days, or open a loan with a balance.
- Subject to membership qualifications and credit restrictions.
- Valid only in person at Red Canoe branches in King or Pierce County WA, or Albany, OR.
- Cannot be combined with any other offer and is subject to change. NCUA federally insured.
Red Canoe Credit Union $150 Checking Bonus (Expired)
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: WA (Branch Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None listed
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 04/30/2025)
BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Become a Member. Start a new membership with a checking account, either online or in person.
- Use Your Account. Enroll in eStatements and complete 10 qualifying transactions within 45 days.
- Get Rewarded. Enjoy your $150! Your bonus funds will be automatically deposited to your account after 45 days and qualifications are met.
- Membership eligibility and account qualifications apply. Limit one New Member Account $150 Bonus (offer) per social security number. Offer is not valid on business accounts, or for anyone with an existing ownership account at Red Canoe Credit Union. Promotional period is effective March 1 – April 30, 2025. Qualifications include: open a new membership account ($5 minimum balance requirement) at Red Canoe Credit Union, open a checking account at the time of establishing your membership account, be age 15 or older, perform 10 qualifying checking account transactions² within 45 days of account opening and enroll in eStatement delivery.
- Qualifying transactions include ACH debits or credits, check clearings, bill payments, debit/credit card transactions and online debit/credit card purchases. ATM transactions and cash deposit/withdrawals will not qualify. Payout will occur after 45 days from account opening if all qualifications have been met. Red Canoe will not deposit Bonus Funds into a closed account or an account not in good standing. Red Canoe reserves the right to terminate this promotion at any time and promotion cannot be combined with any other offers or incentives.
Red Canoe Credit Union $100 Checking Bonus (Expired)

Earn a $100 Bonus at Red Canoe CU!
Red Canoe CU is offering a promotion for a $100 bonus when you open a Simply Smart Checking account and meet the requirements.
- What you’ll get: $100 bonus
- Account Type: Simply Smart Checking Account
- Availability: WA (Branch Locator)
- Direct Deposit Requirement: Yes, $300+
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None listed
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- In order to qualify for the $100 checking bonus, you must open a new Simply Smart Checking account with a direct deposit of $250 or more deposited within 45 days of account opening.
- New member must be 18 and open a Simply Smart Checking Account with a direct deposit of $250 or more deposited within 45 days of account opening.
How To Waive Monthly Fees
- Simply Smart Checking: None
- Premium Business Checking: no monthly fees with a minimum monthly balance of $1,500
- Basic Business Checking: None
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Bottom Line
Introduce a friend or family member to the advantages of Red Canoe Credit Union, have them sign up for a new checking account. Make the easy switch to free Simply Smart Checking, and you can start receiving cash back on all debit card purchases.
However, if you don’t live near a branch, you can check out other great bank bonuses, bank rates, and also CD rates found nationwide!
*Compare Red Canoe Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back at this page for updated Red Canoe Credit Union promotions, bonuses and offers.
FYI your A-Z listing has this bank in MA, Massachusetts, not WA, Washington
Just an FYI – Red Canoe CU pulled EX for membership