The Rocket Visa Signature Card is offering a $200 statement credit bonus when you spend $3,000 in the first 90 days.

Update 8/30/24: There is no longer an annual fee. Prior, there was no annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.

The card made for homeownership. Earn up to 5% cash back in mortgage savings on every tap or swipe – using the first card designed with home in mind.

Table of Contents

Rocket Visa Signature Card Summary

Bonus Available	Receive a $200 statement credit when you spend $3,000 in the first 90 days.
Ongoing Benefits/Rewards	5% cash back towards down payment or closing costs on new purchase with Rocket Mortgage. This is capped at $8000 cash back. 2% cash back applied to Rocket Mortgage principal if you are a current Rocket Mortgage client or after you redeem your 5% cashback and become a Rocket Mortgage client. 1.25% cashback as a statement credit if not applied to mortgage costs.
Foreign Transaction Fees?	Not listed
Annual Fee	No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.

Learn More

(at Rocket)

TOP CREDIT CARDS PROMOTIONS
Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months	Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months
Capital One Venture X Business 150K Miles after $30,000 spend within 3 months	Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months.
Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months.	Chase Freedom Flex^SM $200 Bonus after $500 spend within 3 months
The Platinum Card^® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply.	Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months
American Express^® Gold Card 60K Points after $6,000 spend within 6 months.	Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months
Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply.	Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply.
Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months.	Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months

Rocket Visa Signature Card Bonus

Receive a $200 statement credit when you spend $3,000 in the first 90 days.

How It Works

Tap Or Swipe Away. Use your Rocket Visa Signature Card on everyday purchases and start earning Rocket Rewards. From gas to groceries, you can earn points on anything.
Make Smart Money Moves. While your rewards balance grows, Rocket Money can help you plan for what’s next – track your spending, set savings goals, or monitor your credit all in one app.
Save On Your Home Goals. Whether you’re paying off your mortgage or planning to buy a new home with Rocket Mortgage, redeem your rewards to reach your homeownership goals sooner.

Rocket Visa Signature Card Features

Stay On Top Of Your Spending. Get an effortless breakdown of your finances to see where your money is going and how to improve.
Manage And Cancel Your Subscriptions. Rocket Money instantly finds your subscriptions. You can cancel the ones you don’t need right from the app.
Let Us Lower Your Bills. Our concierge will identify bills that can be lowered and negotiate on your behalf for the best rates available.
Monitor Your Credit Score. Get access to your credit report and history, alerts on important changes that impact your score, and insights to understand what it all means.
Digital Card Security. Built-in features, like Freeze Card, help ensure your finances stay safe and secure.
Payment Flexibility. Choose from SmartPay, Autopay, or make payments yourself.
Manage From Anywhere. Online or in app, manage all of your finances with Rocket Money.
Extended Warranty Protection. Double your qualifying warranty coverage on your next big purchase for up to one year.
Porch Piracy Protection. Get covered up to $10,000 for an eligible stolen item.
Cell Phone Protection. Get protected against theft and damage up to $750 ($50 deductible) when you pay your wireless bill each month.

Bottom Line

If you’re looking for a card that earns cash back towards your mortgage, here’s your opportunity.

Not paying mortgage but renting? See our review on the Bilt card to earn rewards on rent.

Make sure to also visit HMB to explore more credit card bonuses.

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.