Learn more about SAFE Credit Union promotions, bonuses, and offers here!
They currently have $250 and $400 bonuses when you open a new account and meet all the requirements.
Table of Contents
About SAFE Credit Union Promotions
Established in 1940, SAFE Credit Union is headquartered in Folsom, California, and has since then expanded to 23 locations. They offer money market rates that are 8X the national average and have an A health rating. If this does not interest you, but you still want to save big, you can see all these nationwide bank bonuses for more suitable offers.
- Availability: CA (Bank Locator)
- Routing Number: 321173742
- Customer Service: 916-979-7233
Eligibility: Membership in Safe Credit Union is open to those who live, work, attend school or worship in Sacramento, Yolo, Placer, Yuba, Amador, Sutter, Butte, Contra Costa, Nevada, San Joaquin, Solano, or El Dorado counties in California. (Membership requirements are listed in the online application) See current membership details |
While SAFE Credit Union does have competitive CD and Savings rates for a traditional bank, it is still hard to beat online banks. Therefore you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the offers below.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
|
Chase Business Complete BankingSM $300 Bonus | Chase Total Checking® $200 Bonus |
HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
WeBull 2 Free Stocks | BlockFi Up To $250 BTC Bonus |
SAFE Credit Union $250/$400 Checking Bonus

Earn a $250/$400 bonus with a SAFE Credit Union
SAFE Credit Union is offering a $250 or $400 bonus when you open a new qualifying checking account and complete the requirement
- Account Type: Perfect Cents or Prestige Checking
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown, let us know
- Opening Deposit: $25
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: $5 (Can be Waived)
- Household Limit: None Listed
- Closing Account Fee: None listed, check with CSR
(Expires 12/31/2020)
Additionally, you may want to compare this offer to a Chase Total Checking ($200 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), TD Bank Beyond Checking ($300 Bonus).
How To Earn $400 Checking Bonus
- Safe Credit Union is offering a bonus of $250 or $400 when you open a new checking account using promo code YOUFIRST. Both bonuses require opening a Perfect Cents Checking® or Prestige Checking and completing 30 visa debit card transactions (this earns a $150 bonus).
- Get an additional $100 bonus ($250 total) when you make three consecutive direct deposits of $300 or more in the first 120 days
- Get an additional $250 bonus ($400 total) when you make three consecutive direct deposits of $1,000 or more in the first 120 days
- Earn premium dividends on checking and linked savings account
- Automatic Perfect Cents Savings
- Fee-free overdraft protection transfers
- Fee-free debit and credit card replacement
- Earn tiered dividends based on the account balance
- Fee-free debit and credit card replacement
- Free SAFE checks
- Perfect Cents:
- $5 Monthly Fee
- Can be Waived With Both:
- eStatements
- Either $500 worth of direct deposit or 10 purchase transactions
- Can be Waived With Both:
- $5 Monthly Fee
- Prestige Checking:
- $8 Monthly Fee
- Can be Waived With Both:
- No monthly fee with a minimum daily balance of $1,000 or more
- Can be Waived With Both:
- $8 Monthly Fee
- $150 is posted to SAFE savings account on the last day of the month following 90 days from account opening of a new Perfect Cents Checking® or Prestige Checking and upon confirmation of 30 debit and/or credit card purchase transactions.
- $150 bonus is reported as dividends on IRS Form 1099-INT.
- Account receiving bonus must be open and in good standing. No minimum balance required to receive bonus.
SAFE Credit Union $400 Checking Bonus
SAFE Credit Union is offering a $400 bonus when you open a new qualifying checking account
- Account Type: Perfect Cents or Prestige Checking
- Credit Inquiry: Unknown
- ChexSystems: Unknown, let us know
- Opening Deposit: $25 for Checking, $5 for Savings
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: $5 (Can be Waived)
- Household Limit: None Listed
- Closing Account Fee: None listed, check with CSR
(Does Not Expire)
Earn $400 Bonus
- Get $250 when you:
- Open a Perfect Cents Checking or Prestige Checking account
- Have 3 consecutive direct deposits of $1,000 or more in the first 120 days
- Get $150 when you:
- Make 30 qualifyings with your SAFE Visa Debit Card in the first 90 days
- Earn premium dividends on checking and linked savings account
- Automatic Perfect Cents Savings
- Fee-free overdraft protection transfers
- Fee-free debit and credit card replacement
- Earn tiered dividends based on the account balance
- Fee-free debit and credit card replacement
- Free SAFE checks
- Perfect Cents:
- $5 Monthly Fee
- Can be Waived With Both:
- eStatements
- Either $500 worth of direct deposit or 10 purchase transactions
- Can be Waived With Both:
- $5 Monthly Fee
- Prestige Checking:
- $8 Monthly Fee
- Can be Waived With Both:
- No monthly fee with a minimum daily balance of $1,000 or more
- Can be Waived With Both:
- $8 Monthly Fee
- Reported on IRS Form 1099-INT
- Account receiving bonus must be open and in good standing
- Cannot be combined with other offers
- Cash Rewards amounts are dependent on the commissions paid to the agent
- SAFE Credit Union may have specific rules on how your Cash Rewards will be paid out
- Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender
- Please consult with your credit union to get details that may affect you
My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Bottom Line
Be sure to take a look at SAFE Credit Union to learn more about their promotion. While this promotion is fairly easy to meet the requirements and provides great services. However, I can only recommend this promotion if it triggers a safe pull.
Feel free to comment below and let us know about any additional information we may have missed and whether or not this event triggers a soft pull. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back at this page for updated SAFE Credit Union promotions, bonuses, and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
PROMOTIONAL LINK | OFFER | REVIEW |
Chase Business Complete BankingSM | $300 Cash | Review |
Chase Total Checking® | $200 Cash | Review |
HSBC Premier Checking Member FDIC | $450 Cash | Review |
HSBC Premier Checking Member FDIC | Up To $600 | Review |
HSBC Advance Checking Member FDIC | $200 Cash | Review |
HSBC Advance Checking Member FDIC | Up To $240 | Review |
Huntington 25 Checking | $300 Cash | Review |
TD Bank Beyond Checking | $300 Cash | Review |
TD Bank Convenience CheckingSM | $150 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $200 Cash | Review |
Axos Bank Basic Business Checking | $100 Cash | Review |
Aspiration Spend & Save Account | $100 Cash | Review |
Ally Invest | Up to $3,500 Cash | Review |
BlockFi | Up To $250 BTC | Review |
American Express High Yield Savings | 0.50% APY | Review |
Discover Cashback Debit Account | $360 Cash | Review |
Thank you so much for featuring SAFE Credit Union’s Perfect Cents Checking $100 match promotion. I’m Carole Ferguson, and I work in the Marketing Department at SAFE Credit Union. While the promotion is now over, I need to point out that the image you are using is from SAFE Federal Credit Union based in South Carolina. We are SAFE Credit Union based in Sacramento, California. If you’d like, I can send you an image from one of our branches to replace the current on on the article. Thank you!