Learn more about SAFE Credit Union promotions, bonuses, and offers here!
They currently have $250 and $400 bonuses when you open a new account and meet all the requirements.
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About SAFE Credit Union Promotions
Established in 1940, SAFE Credit Union is headquartered in Folsom, California, and has since then expanded to 23 locations. They offer money market rates that are 8X the national average and have an A health rating. If this does not interest you, but you still want to save big, you can see all these nationwide bank bonuses for more suitable offers.
- Availability: CA (Bank Locator)
- Routing Number: 321173742
- Customer Service: 916-979-7233
| Eligibility: Membership in Safe Credit Union is open to those who live, work, attend school or worship in Sacramento, Yolo, Placer, Yuba, Amador, Sutter, Butte, Contra Costa, Nevada, San Joaquin, Solano, or El Dorado counties in California. (Membership requirements are listed in the online application) See current membership details |
While SAFE Credit Union does have competitive CD and Savings rates for a traditional bank, it is still hard to beat online banks. Therefore you may want to check out our full list of Bank Rates and CD Rates.
Compare SAFE Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!
I’ll review the offers below.
SAFE Credit Union $250/$400 Checking Bonus
Earn a $400 bonus at SAFE Credit Union!
SAFE Credit Union is offering a $250 or $400 bonus when you open a new qualifying checking account and complete the requirement
- Account Type: Perfect Cents or Prestige Checking
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown, let us know
- Opening Deposit: $25
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: $5 (Can be Waived)
- Household Limit: None Listed
- Closing Account Fee: None listed, check with CSR
(Expires 12/31/2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the Wells Fargo Everyday Checking ($200 bonus), Chase Total Checking® ($225 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), PNC Bank Virtual Wallet ($400 bonus), Chase Secure Banking ($100 Bonus), and Aspiration Spend & Save Account ($150 bonus). |
How To Earn $400 Checking Bonus
Earn up to a $250 bonus when you meet the following requirements:
- Make 30 qualifying purchases with your new SAFE Visa® Debit Card in the first 90 days and earn $150.
- Make three consecutive direct deposits of $300 or more in the first 120 days and get rewarded with an additional $100!
Earn up to a $400 bonus when you meet the following requirements:
- Make 30 qualifying purchases with your new SAFE Visa® Debit Card in the first 90 days and earn $150.
- Make three consecutive direct deposits of $1,000 or more in the first 120 days and get rewarded with an additional $250!
Use promo code GET400
- Earn premium dividends on checking and linked savings account
- Automatic Perfect Cents Savings
- Fee-free overdraft protection transfers
- Fee-free debit and credit card replacement
- Earn tiered dividends based on the account balance
- Fee-free debit and credit card replacement
- Free SAFE checks
- Perfect Cents:
- $5 Monthly Fee
- Can be Waived With Both:
- eStatements
- Either $500 worth of direct deposit or 10 purchase transactions
- Can be Waived With Both:
- $5 Monthly Fee
- Prestige Checking:
- $8 Monthly Fee
- Can be Waived With Both:
- No monthly fee with a minimum daily balance of $1,000 or more
- Can be Waived With Both:
- $8 Monthly Fee
- Offer expires 12/31/2021. Offers cannot be combined.
- $150 is posted to SAFE savings account on the last day of the month following 90 days from account opening of a new Perfect Cents Checking® and upon confirmation of 30 debit and/or credit card purchase transactions. $150 bonus is reported as dividends on IRS Form 1099-INT. Account receiving bonus must be open and in good standing. No minimum balance required to receive bonus.
- $250 is posted to SAFE savings account on the last day of the month following 120 days from account opening of a new Perfect Cents Checking® and upon confirmation of three consecutive direct deposits of $1,000 each or more. $250 bonus is reported as dividends on IRS Form 1099-INT. Account receiving bonus must be open and in good standing. No minimum balance required to receive bonus.
- Perfect Cents Checking®: Annual Percentage Yields (APYs) accurate as of 03/01/2021 and subject to change after account opening. See SAFE for current rates. Minimum opening deposit of $25 required. Monthly fee waived for the first 90 days from account opening and for Capitol Club. Fees may reduce earnings on account. $5 monthly fee is waived with eStatements and either 10 or more debit and/or credit card purchase transactions clearing same membership account per month or direct deposits totaling $500 or more per month. Also waived for members less than 21 years of age. 0.85% APY on first $1,000, .01%-0.85% APY paid on balances of $1,000.01 or more when two monthly requirements are met: active enrollment in eStatements and minimum of 10 debit and/or credit card purchase transactions clearing same membership account.
- $100 is posted to SAFE savings account on the last day of the month following 120 days from account opening of a new Perfect Cents Checking® account and upon confirmation of three consecutive direct deposits of $300 each or more. $100 bonus is reported as dividends on IRS Form 1099-INT. Account receiving bonus must be open and in good standing. No minimum balance required to receive bonus.
- Must be at least 18 years of age to participate in this program. Terms and conditions subject to change.
- PROMO CODE: GET400
SAFE Credit Union $400 Checking Bonus
SAFE Credit Union is offering a $400 bonus when you open a new qualifying checking account
- Account Type: Perfect Cents or Prestige Checking
- Credit Inquiry: Unknown
- ChexSystems: Unknown, let us know
- Opening Deposit: $25 for Checking, $5 for Savings
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: $5 (Can be Waived)
- Household Limit: None Listed
- Closing Account Fee: None listed, check with CSR
(No Expiration Date Listed)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($300 Bonus), PNC Bank Virtual Wallet (Up To $400 Bonus), BMO Harris Premier ($500 bonus), as well as the TD Bank Beyond Checking ($300 Bonus). |
Earn $400 Bonus
- Get $250 when you:
- Open a Perfect Cents Checking or Prestige Checking account
- Have 3 consecutive direct deposits of $1,000 or more in the first 120 days
- Get $150 when you:
- Make 30 qualifyings with your SAFE Visa Debit Card in the first 90 days
- Earn premium dividends on checking and linked savings account
- Automatic Perfect Cents Savings
- Fee-free overdraft protection transfers
- Fee-free debit and credit card replacement
- Earn tiered dividends based on the account balance
- Fee-free debit and credit card replacement
- Free SAFE checks
- Perfect Cents:
- $5 Monthly Fee
- Can be Waived With Both:
- eStatements
- Either $500 worth of direct deposit or 10 purchase transactions
- Can be Waived With Both:
- $5 Monthly Fee
- Prestige Checking:
- $8 Monthly Fee
- Can be Waived With Both:
- No monthly fee with a minimum daily balance of $1,000 or more
- Can be Waived With Both:
- $8 Monthly Fee
- Reported on IRS Form 1099-INT
- Account receiving bonus must be open and in good standing
- Cannot be combined with other offers
- Cash Rewards amounts are dependent on the commissions paid to the agent
- SAFE Credit Union may have specific rules on how your Cash Rewards will be paid out
- Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender
- Please consult with your credit union to get details that may affect you
Bottom Line
Be sure to take a look at SAFE Credit Union to learn more about their promotion. While this promotion is fairly easy to meet the requirements and provides great services. However, I can only recommend this promotion if it triggers a safe pull.
Feel free to comment below and let us know about any additional information we may have missed and whether or not this event triggers a soft pull. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back at this page for updated SAFE Credit Union promotions, bonuses, and offers.
This feels borderline illegal/discriminatory/UDAAP. They’re basically cherry-picking their customer to be rich folks, not working class customers. When you require the DD to be $1000+ every single time, then only people who actually make that much money “qualify”. If you want to require DD, that’s fine. But a minimum dollar limit on the DD? That’s questionable….
You realize just about every checking bonus that requires direct deposit has a minimum, right? They also have two. One for $300 and one for $1000.
They require the minimum to make sure you’re a “serious” customer for lack of a better term. This one specifically they feel like if you have a $300 or $1000 direct deposit or more that you’ll be much more likely to remain a customer rather than set up a direct deposit of $50 and get a bonus. Banks want to make sure you’ll be a “sticky” customer which is why these bonuses are tied to direct deposits and using your debit card. The more you use their account the more likely it is you’ll stay a customer.
It’s not illegal, it’s a way to make sure new customer stay a customer.
Thank you so much for featuring SAFE Credit Union’s Perfect Cents Checking $100 match promotion. I’m Carole Ferguson, and I work in the Marketing Department at SAFE Credit Union. While the promotion is now over, I need to point out that the image you are using is from SAFE Federal Credit Union based in South Carolina. We are SAFE Credit Union based in Sacramento, California. If you’d like, I can send you an image from one of our branches to replace the current on on the article. Thank you!