Check out SouthEast Bank promotions, bonuses, and offers here!
Update 10/8/25: There’s currently a $250 checking bonus valid through 12/31/25.
About SouthEast Bank Promotions
SouthEast Bank operates branches throughout East and Middle Tennessee, blending modern amenities with hometown service and decision making.
Their customers enjoy access to convenient digital and mobile banking platforms, such as online banking, mobile deposits, person-to-person payments, automatic fraud monitoring, and a worldwide ATM network.
SouthEast Bank $250 Checking Bonus
- What you’ll get: $250 Bonus
- Account Type: Checking
- Availability: TN (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: None when enrolled in eStatements
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires 12/31/2025)
BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
Bank of America ($500 bonus offer) |
How to Earn Bonus
- Open a Bonus Rate Checking account online using promo code BONUS2025 or mention this offer in branch before 12/31/25 and meet the requirements below.
- Make deposit(s) totaling at least $4,000 in new money within thirty (30) days of account opening and maintain a positive daily balance through the 60th day following account opening
- At least once within 60 days of account opening, meet the requirements to earn 3.55% APY on balances up to $20,000 with Bonus Rate Checking including enrolling in eStatements and posting and settling at least 15 debit card purchases of $1 or more within a statement cycle
- Primary address must be in Tennessee
- Bundle Up Bonus: Offer available to new personal checking customers who open a Bonus Rate Checking account by December 31, 2025, and meet all requirements.
- New Customer: A new personal checking customer is defined as an individual who has not held a SouthEast Bank personal checking account within the past 12 months.
- The bonus will be credited to the account within thirty (30) days of meeting all qualifications.
- This bonus offer cannot be applied to the account retroactively.
- SouthEast Bank reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the promotion with or without cause.
- Taxes on bonus-related earnings will be the sole responsibility of the account holder.
SouthEast Bank Up to $150 Referral Bonus
SouthEast Bank‘s referral program lets their customers earn up to $150 bonus for each qualifying referral and meet certain requirement.
- What you’ll get: $150 Bonus
- Account Type: Checking account
- Availability: TN
(Limited time offer)
Editor’s Note: Here’s an alternative link to the offer.
BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
HSBC Premier Checking (Up to $3,500 Cash Bonus), |
How To Earn Bonus
- When your friends open and use qualifying SouthEast Bank checking accounts through your referral link, you’ll each earn gift card rewards.
- $50 for Personal Checking Accounts
- $100 for Business Checking Accounts
- $150 if they open and use both types of accounts
- The new customer is required to register online at www.tellyourfriendsrewards.com/southeastbank (or present a referral card at account opening), open an account within 90 days of registration, enroll in eStatements, and complete at least 5 debit card transactions within 90 days of account opening.
- Refer a Friend Program: Limit one gift card per referral.
- Offer available to current SouthEast Bank customers that refer new business or personal customers to SouthEast Bank.
- The new and referring customer will receive (1) $50 gift card for each personal customer referral and (1) $100 gift card for each business customer referral.
- A new customer is defined as an individual or business without a checking account and has not held any SouthEast Bank accounts within the past six months.
- The new customer is required to register online at www.tellyourfriendsrewards.com/southeastbank (or present a referral card at account opening), open an account within 90 days of registration, enroll in eStatements, and complete at least 5 debit card transactions within 90 days of account opening.
- The minimum balance required to open the account and obtain the bonus is $50.
- Annual Percentage Yield will vary and be based on deposit account chosen.
- An example of APY as of 11/28/22 is 0.00% – 2.01% APY.
- See Rate and Fee Schedule for further information.
- Fees are subject to change and may reduce earnings.
- Offer is subject to change without notice.
- Associates of SouthEast Bank Corporation are not eligible.
SouthEast Bank $100 Checking Bonus (Expired)
- What you’ll get: $100 Bonus
- Account Type: Checking
- Availability: TN (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expired)
BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
Bank of America ($500 bonus offer) |
How to Earn Bonus
- Open a new checking account with promo code SWITCH100
- Make 5 debit card transactions of $1 or more within 30 days of account opening
- This promotion begins on June 22, 2022, and the new account must be opened by August 31, 2022, to receive the $100 bonus.
- The minimum deposit required to open a qualifying checking account and receive this bonus is $50.
- The account holder must make 5 SouthEast Bank debit card transactions of $1 or more within 30 days of account opening and the account must remain open and in good standing within 90 days of funding in order to receive the bonus.
- The bonus will be credited to the account within five (5) business days of meeting all qualifications. Bonus only available to new SouthEast Bank customers
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
How To Waive Monthly Fees
- Bonus Rate Checking: None
- Rewards Checking: $3 monthly fee, waived when enrolled in eStatements
- Premium Interest Checking: $10 monthly fee, waived with a minimum daily balance of $2,500
- EDU Checking: None
- Thrive Checking: None
- Bonus Rate Savings: None
- Personal Savings: $5 quarterly fee, waived with a minimum daily balance of $100
- Money Market Savings: $12 monthly fee, waived with a minimum daily balance of $2,500
- Health Savings Account (HSA): $2.50 quarterly fee
- Milestone Savings: None
- Christmas Club e-Savings: None
- Free Small Business Checking: None
- Free Small Business Interest Checking: None
- Business Bonus Rate Checking: $0.14 charge per transaction item exceeding 100. $1 per each $1,000 coin and currency deposit transaction exceeding $10,000
- Premium Interest Checking for Business: $15 monthly fee, waived with an average daily balance of $10,000 during the statement period
- Business Savings: $10 quarterly fee, waived for nonprofits, as well as for businesses with a minimum daily balance of $500
- Business Money Market: $12 quarterly fee, waived for businesses with a minimum daily balance of $2,500
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Bottom Line
SouthEast Bank’s current $100 bonus for a new checking account is a great promotion! I would really recommend this deal since it triggers a soft pull and has a variety of features and services at your disposal.
SouthEast Bank does not have the best rates for Savings and CDs. You should definitely take advantage of our full list of Bank Rates and CD Rates and save big!
*Compare SouthEast Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back at this page for updated SouthEast Bank promotions, bonuses, and offers.
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