
The Southwest Rapid Rewards Debit Card is offering 2,500 sign up bonus points after meeting simple requirements – this card offers many perks and benefits like annual spend bonus, yearly promotional code, yearly companion pass points bonus, and much more!
Editor’s Note: Interested in a credit card from Southwest Airlines? See our reviews on the following:
- Southwest Rapid Rewards Performance Business Credit Card
- Southwest Rapid Rewards Premier Business Credit Card
- Southwest Rapid Rewards Priority Credit Card
- Southwest Rapid Rewards Premier Credit Card
- Southwest Rapid Rewards Plus Credit Card
Southwest Rapid Rewards Debit Card Summary
| Bonus Available | Earn 2,500 bonus points after you download the Southwest Debit app to manage your account, set up and make two direct deposits, & spend $100 in the first 90 days. |
| Ongoing Benefits/Rewards |
Earn 1 point per $1 spent on eligible Southwest Airlines purchases and qualifying dining and subscription purchases like cable, internet, phone, streaming services, utilities, and insurance premiums. Earn 1 point per $2 spent on qualifying everyday purchases. Annual spend bonus. Earn up to 7,500 bonus points each year at your anniversary based on your annual net purchases. Yearly Companion Pass point bonus. Receive a bonus of 7,500 Companion Pass qualifying points in your Rapid Rewards® account each calendar year. Yearly 20% promotion code. Receive a 20% off promotion code every January and get away for less. |
| Foreign Transaction Fees? | 3% |
| Annual Fee | $6.99 monthly fee. No monthly fee if you maintain a minimum average monthly balance of $2,500. |
(at Southwest Airlines)
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $900 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $900 Bonus: Earn $900 after you spend $6,000 on purchases in the first 3 months |
| Chase Sapphire Preferred® Card 75K Points after $5,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture X Credit Card 75K Points after $4,000 spend within 3 months. |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
| Chase Sapphire Reserve® Card 125K Pointsafter $6,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Southwest Rapid Rewards Debit Card Bonus
How to score those sweet 2,500 points:
- Download the Southwest® Debit app to manage your account.
- Set up and make two direct deposits.
- Spend $100 in the first 90 days.
Southwest Rapid Rewards Debit Card Benefits
- Sign-up bonus. Earn a 2,500-point welcome bonus with two recurring deposits and spend $100 in the first 90 days.
- 1 point per $1 spent. Earn 1 point per $1 spent on eligible Southwest Airlines® purchases and qualifying dining and subscription purchases like cable, internet, phone, streaming services, utilities, and insurance premiums.
- 1 point per $2 spent. Earn 1 point per $2 spent on qualifying everyday purchases.
- Annual spend bonus. Earn up to 7,500 bonus points each year at your anniversary based on your annual net purchases.
- Yearly 20% promotion code. Receive a 20% off promotion code every January and get away for less.
- Annual $35 statement credit. Get a $35 statement credit when you use your Southwest Rapid Rewards Debit Card on Southwest Airlines® purchases.
- Yearly Companion Pass® point bonus. Receive a bonus of 7,500 Companion Pass qualifying points in your Rapid Rewards® account each calendar year.
- All points count toward Companion Pass. All points earned with your Rapid Rewards Debit Card count toward Companion Pass including sign-up and annual spend bonuses.
- $6.99 monthly fee waived. No monthly fee if you maintain a minimum average monthly balance of $2,500.
- No fees at 2 million ATMs worldwide. You won’t pay any ATM surcharges within the Cirrus® network. Find a Cirrus ATM
- Earn unlimited points. There’s no limit to the number of Rapid Rewards points you can earn on qualifying purchases.
- No credit check required. Earn points and access select benefits without requiring a credit check or impacting your credit report.
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Bottom Line
If you’re a frequent flyer with Southwest Airlines, the Southwest Rapid Rewards Debit Card is a great candidate for you if you don’t elect for their credit card offerings.
Do keep in mind that there is a monthly fee of $6.99 ($83.88 annually) waived if you maintain a minimum average monthly balance of $2,500.
Make sure to also visit HMB to explore more credit card bonuses or bank promotions.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.




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