Find the latest State Bank of Texas CD Rates, promotions, and offers here. Right now they are having a rate increase on their 5.85% APY 12-Month term. With options come opportunity, so let’s find yours today.
Best CD Rates: 12-month CD, 5.70% APY, $50k min/$250k max deposit.
Availability: Nationwide
Credit Inquiry: Soft Pull
About State Bank of Texas
When it comes to CDs, State Bank of Texas City pretty much has every need covered. If you are interested, make sure to read on to learn more about State Bank of Texas’s wide array of CDs or visit any branch now and open your CD today!
| Term | APY Rate | Minimum Deposit |
| 12-Month | 5.70% | $50,000 |
*The above rates are accurate as of 11/25/2023*
State Bank of Texas CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! State Bank of Texas‘s pays the highest APY rate with a 5.85% APY rate on their 12-Month term. The interest is credited monthly and can be distributed via ACH or by check.
With a $50,000 opening deposit, you can invest in a CD account and maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $50K
- Maximum deposit: $250K
- Early withdrawal penalty: 60 days interest; early closure only.
(NCUA Insured)
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
| Quontic Bank CD (Up to 4.25% APY) | |
State Bank of Texas CD Features
- Unlimited number of beneficiaries
- No hidden fees or maintenance fees
- 24/7 access to your account
- Competitive rates
- Federally insured by the FDIC
Bottom Line
So get one or ladder a few, it’s your call. By always keeping on top of State Bank of Texas competitors, you’re able to maximize your earnings with total confidence from one term to the next. Your can withdraw your maturing funds via ACH, wire transfer, or cashier’s check. They will give you 10 calendar days grace period before automatic renewal.
This is a great chance to invest in a high-interest CD account from State Bank of Texas. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
| Service Credit Union | 4.25% APY 9-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Sallie Mae | 4.35% APY 10-Month CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.87% APY 11-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| Quontic Bank | Up to 3.75% APY CD | Review |
| GreenState Credit Union | 3.65% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.55% APY 15-Month CD | Review |
| Blue Federal Credit Union | 3.50% APY 9-Month No Penalty CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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