Find the latest State Bank of Texas CD Rates, promotions, and offers here. Right now they are having a rate increase on their 5.05% APY 12-Month term. With options come opportunity, so let’s find yours today.
Best CD Rates: 12-month CD, 5.05% APY, $100k min/$250k max deposit.
Availability: Nationwide
Credit Inquiry: Soft Pull
About State Bank of Texas
Not only do you get an account, but you can also take advantage of a low required minimum balance of just $25,000, depending on which CD you chose from. When it comes to CDs, State Bank of Texas City pretty much has every need covered. If you are interested, make sure to read on to learn more about State Bank of Texas’s wide array of CDs or visit any branch now and open your CD today!
| Term | APY Rate | Minimum Deposit |
| 12-Month | 5.05% | $100,000 |
*The above rates are accurate as of 03/18/2023*
State Bank of Texas CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! State Bank of Texas‘s pays the highest APY rate with a 5.05% APY rate on their 12-Month term.
With a $100,000 opening deposit, you can invest in a CD account and maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $100K
- Maximum deposit: $250K
- Early withdrawal penalty: The penalty will equal 30 days dividends on the amount withdrawn subject to penalty.
(NCUA Insured)
| Compare to the best CDs such as Bellco Credit Union 17-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.15% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 12-Month CD (4.75% APY), Sallie Mae 14-Month No-Penalty CD (4.75% APY), and Western Alliance Bank 12-Month CD (5.01% APY). |
CD Features
- No hidden fees or maintenance fees
- 24/7 access to your account
- Competitive rates
- Federally insured by the FDIC
Bottom Line
So get one or ladder a few, it’s your call. By always keeping on top of State Bank of Texas competitors, you’re able to maximize your earnings with total confidence from one term to the next.
This is a great chance to invest in a high-interest CD account from State Bank of Texas. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
| Sallie Mae | 5.15% APY 27-Month CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| CIT Bank | 5.00% APY 6-Month CD | Review |
| Sallie Mae | 5.00% APY 23-Month CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| FVCbank | 4.80% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.80% APY 11-Month No-Penalty CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Quontic Bank | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| Western Alliance Bank | 4.60% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Blue Federal Credit Union | 4.45% APY 9-Month No Penalty CD | Review |
| Western Alliance Bank | 4.45% APY 3-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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