Take advantage of State Bank promotions, bonuses, and offers here!

Update 2/26/26: There’s currently a $300 checking bonus available as a limited time offer!

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State Bank $300 Checking Bonus

Earn a $300 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $300 bonus
Account Type: Checking
Availability: IN, MI, OH (Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: $3.95-$10; waivable
Early Account Termination Fee: A $25.00 fee applies if a checking account is closed within 180 days of opening.
Household limit: None listed

$300 Bonus at State Bank

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)	U.S. Bank Smartly^® Checking ($450 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Receive $300 + Complimentary Checks2 when you open a new Cash Rewards Checking Account
Open Your Account – Start fresh with a State Bank checking account.
Set Up Direct Deposit – Send your paycheck or other direct deposit our way.
Get $300! – We’ll deposit $300 as our thanks for making the move.

Not valid for business accounts or with other checking account offers.
Effective 1/30/26. Subject to change without notice.
To receive $300 bonus, sign up for direct deposit and have a direct deposit transaction within 60 days of account opening.
The $300 bonus will be deposited into your new account within 30 days of meeting the promotion requirements.
Offer available to individuals without an existing checking account at State Bank.
A $25.00 fee applies if a checking account is closed within 180 days.
Minimum to open account and obtain bonus is $25.00.
Does not bear or earn interest.
For tax purposes you will receive a 1099-INT for the cash bonus.
A $25.00 fee applies if a checking account is closed within 180 days of opening.

How To Waive Monthly Fee

Smart Rewards Checking: $10 Monthly Service Fee waived with:
- $1, 500 Minimum Daily Balance OR Combined Daily Relationship Balance or $20, 000 or Greater OR Use Selected Service from below
Classic Rewards Checking: $7 Monthly Service Fee waived with:
- $1, 000 Minimum Daily Balance OR Use Selected Service
Cash Rewards Checking & Student Cash Rewards Checking: $8 Monthly Service Fee waived with:
- $500 Minimum Daily Balance OR Use 3 Services
Flex Checking & Student Flex Checking: $3.95 Monthly Service Fee waived with:
- Use 2 Services

Bottom Line

Although you can earn a generous bonus from State Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare State Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!