Synchrony Bank offers CDs, high yield savings accounts, money market accounts, and IRA CDs. The bank’s products have traditionally offered some of the highest interest rates on the market.
In order to be able to transfer money from one account to another, a routing number is needed to settle the transaction. If you’re not sure on what your Synchrony Bank routing number is or where to find yours, continue reading below to see what it is and where you can find it.
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Synchrony Bank Routing Number
|Synchrony Bank Routing Number|
What is a Routing Number?
A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.
Can banks have multiple routing numbers?
Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality.
But for Synchrony Bank, you’ll only be using one routing number for a wire transfer or setting up online payments, or another activity that requires a routing number.
How to find a Routing Number on a check?
The routing number will be printed along with the account and check numbers. You can find it at the bottom-left corner of the check. The following numbers after that will be your bank account and check number.
What is the Routing Number for International Transfers?
If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.
For example, if you work overseas and want to send money from your international account to a US, you’ll need a SWIFT code. Just call your bank or visit its website to find the SWIFT code for an international wire transfer.
However, Synchrony does not offer outgoing wire transfers to foreign banks. You can still receive a wire transfer, however, by using an intermediary bank to deposit the funds into your Synchrony account.
Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your Synchrony Bank routing number is for certain transactions.
You can check out the latest Synchrony Bank’s high-yield savings promotions here! Furthermore, if you’re interested on banking with Synchrony, read our Synchrony bank review and see if their services if what you’re looking for.