For residents of AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, and WY, Bank of the West is offering a $150 bonus when you open a qualifying Checking account with direct deposit good until October 5, 2018. Simply open a new checking account by either applying online or going to a local branch and mentioning this offer. Then set up a qualifying direct deposit to your new account to earn the $100, and finally make 10 monthly debit card purchases for 2 months to receive the $50. With any of the checking accounts, you’ll have unlimited access to Bank of the West ATMs, free Online and Mobile Banking with Bill Pay, and free debit card. For all of the latest Bank of the West Bank bonuses, visit the HMB master list of Bank of the West Promotions.
Credit goes to Irene for letting us know about this bank bonus. Let us know of a new bank promotion through our Rewards Program and get paid up to $15!
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Bank of the West $150 Bonus Information:
- Sign up Offer
- Bank of the West Promotion PDF Printout
- Account Type: Any Deposit Checking
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY (Bank Locator)
- Expiration Date: 10/05/2018
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Opening Deposit: $100
- Credit Card Funding: $500 maximum, Visa/MC only
- Direct Deposit Requirement: Yes, $250+.
- Monthly Fee: $10, see below on how to avoid the fees.
- Additional Requirements: The funds must be received and posted to the account no later than April 20, 2018.
- Household Limit: 1
- Closing Account Fee: Make sure to keep it open for 91 days, otherwise there is a $25 early closure fee.
What Triggers Direct Deposit? Alternative Methods
Many bank bonuses require you to make real direct deposit from your job to receive the sign up bonus. However, switching to your real paycheck can be frustrating and time consuming. You can find alternative methods below which many readers have reported to trigger direct deposit to receive the sign up bonus. Simply set up ACH transfers from these institutions to trigger direct deposit. Again, Your Mileage May Vary(YMMV). Please help us with your experience if you find a different method or to confirm a current method for direct deposit in the comments section below.
- BMO Harris
- ING Direct/Capital One 360
- Discover ACH
- Schwab ACH
How Earn $150 Cash Bonus:
- Open a new Any Deposit Checking account online or in-branch by October 5, 2018 and make an opening deposit of $0.01 or more no later than October 12, 2018.
- For $100 bonus– Establish a monthly recurring direct deposit of $250 or more (in a single deposit) posted to the account by December 31, 2018.
- For $50 bonus – Open a new Bank of the West Debit Card and use for at least 10 point-of-sale purchases of $3 or more in each of the two calendar months immediately following the month in which the opening deposit posts to the account. All required purchases must be posted by December 31, 2018.
- Bonus will be credited to the open checking account by January 31, 2019.
How To Avoid Monthly Fees:
- Any Deposit Checking: Avoid the $10 fee by choosing any deposit method (mobile, ATM, in-branch, or direct) and then making a deposit of any amount each statement cycle OR if the holder is under 25 years old.
New customers at Bank of the West can earn a $150 bonus just for opening a qualifying checking account and following the steps above. If you are looking for a reliable account then I would definitely check this out. What’s good about this promotion is that the requirements are easy to meet and the monthly fee can be avoided with any deposit amount. However, do keep in mind that you must have the account open for 91 days or an early closure fee of $25 will apply. Don’t forget to leave us a comment letting us know how this offer went for you! If you are not interested or looking for more options, see our full list for the nation’s Best bank bonuses!
The Chase Freedom FlexSM offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
• Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
• Unlimited 1% cash back on all other purchases
You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
This card has no annual fee.