Bank of the West promotions, bonuses, and offers can be found updated here.
Currently, they are offering a $250-$600 checking bonus when you meet the qualifications below.
Table of Contents
About Bank of the West Promotions
In 1874, Bank of the West opened its doors on the California frontier as Farmers National Gold Bank. One of just 10 banks nationwide authorized to issue paper currency backed by gold reserves, the San Jose bank helped people build homes, finance farms, and grow their businesses. In 1979, they changed their name to Bank of the West.
Today, they have branches and commercial banking offices across the West Coast, the Southwest, the Midwest, and the Rocky Mountain states. If you’re not near a branch or are not eligible for these promotions, you can see all nationwide bank bonuses for more suitable offers that you could be eligible for.
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY (Bank Locator)
- Routing Number: 121100782
- Customer Service: 1-800-488-2265
While they have generous checking bonuses, Bank of the West doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the Bank of the West Promotions below.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Checking $300 Bonus | Chase Private Client $2,000 Bonus |
| Chase Total Checking® $200 Bonus | Chase SavingsSM $150 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Premier Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $500 Bonus | Huntington 5 Checking $200 Bonus |
| Huntington Asterisk-Free Checking $150 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Business Checking 100 $200 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
Bank of the West $600 Checking Savings Bonus
Earn a $600 bonus with a new Checking and Savings Account
Open a Premier Checking account or both a Premier Checking and Choice Money Market Savings account to earn a generous $600 bonus.
- Account Type: Checking, Savings Account
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Opening Deposit:
- Deposit $15,000 and maintain a $15,000 average monthly balance for three full calendar months.
- Minimum of $10,000 in funds new to Bank of the West and maintain a $10,000 average monthly balance for three full calendar months.
- Additional Requirement: eposit $25,000 and maintain for 3 months
- Credit Card Funding: $500 max, VISA/MC only
- Direct Deposit Requirement: None
- Monthly Fee: $25, avoidable
- Household Limit: 1
- Closing Account Fee: A $25 early closing fee will be charged by the bank if the account closes within the first 91 days.
(Expires October 16, 2020)
If you’re looking for more advanced features for a checking account, you may want to compare this offer to the following: Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus).
Earn $600 Checking Savings Bonus
- $500 Bonus:
- Apply for a new personal Bank of the West Premier Checking account through between 08/17/20 and 10/16/20 with any opening deposit amount ($0.01 or more). Account must be opened by 10/30/20.
AND - Make a minimum of $15,000 or more in total deposits in the Bank of the West Premier Checking account by the last day of the month of account opening and maintain an average monthly account balance of at least $15,000 for 3 full calendar months immediately following the month of account opening.
- The bonus will be credited by 02/26/21 to the new, open Bank of the West Premier Checking account.
- Apply for a new personal Bank of the West Premier Checking account through between 08/17/20 and 10/16/20 with any opening deposit amount ($0.01 or more). Account must be opened by 10/30/20.
- $100 Bonus:
- Apply for a new personal Bank of the West Premier Checking account and meet all eligibility requirements indicated above to receive the $500 bonus and apply for a new Choice Money Market Savings account with identical ownership to your Bank of the West Premier Checking account.
- Open a Choice Money Market Savings account with a minimum opening deposit of $10,000 or more in funds new to Bank of the West. The minimum deposit of $10,000 needs to be in the Choice Money Market Savings account by the last day of the account opening month and maintain an average monthly balance of at least $10,000 for 3 full calendar months after the month of account opening to receive an additional $100 bonus.
- The Premier Checking account and Choice Money Market Savings account must be in open status and have a positive balance (greater than $0 balance) as of 01/29/21 to be eligible to receive the bonuses.
- Bonus will be credited by 02/26/21 to the new, open Bank of the West Premier Checking account.
- Online Banking & Bill Pay
- Mobile Banking
- Business Debit Card
- Online tools to manage payments, cash flow, and expenses
- Award-winning customer service in-branch
- Any Deposit Checking: $10 monthly service charge will be waived when you make any deposit each month
- Bank of the West Premier Checking Account must be in open status and have a positive balance (greater than $0 balance) as of 01/29/21 to be eligible to receive the bonus.
- Offer is not available to exist Bank customers with an open personal deposit account as of 08/16/20.
- Offer available only to one individual residing at this address.
- The account may be opened in a branch with a promo code provided in the mailer or opened online through bankofthewest.com/premier600
(Expired) Bank of the West $250 Checking Bonus
Earn a $250 bonus with a new Checking Account.
Bank of the West is offering a $250 checking bonus when you open a new qualifying checking account and complete certain requirements.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Opening Deposit: $100
- Credit Card Funding: $500 max, VISA/MC only
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: A $25 early closing fee will be charged by the bank if the account closes within the first 90 days.
(Expires October 2, 2020)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How To Earn $250 Checking Bonus
- Open a new Any Deposit Checking account by 10/02/2020.
- Set up direct deposit with your employer or benefits provider.
- Make direct deposits totaling $1,000 or more per month, for 3 months in a row.
- Online Banking & Bill Pay
- Mobile Banking
- Business Debit Card
- Online tools to manage payments, cash flow, and expenses
- Award-winning customer service in-branch
- Any Deposit Checking: $10 monthly service charge will be waived when you make any deposit each month
- Offer is not available to existing Bank of the West customers with an open consumer checking account as of 10/02/2020.
- If the customer or other individuals residing at the same address received or may receive any other consumer checking bonus from Bank of the West between 02/01/2019-02/25/2021, then no one at that address is eligible.
- Limit of one consumer checking bonus per individual.
- Limit of one consumer checking bonus per mailing address regardless of how many individuals may receive the bonus offer.
- Account must be in open status and have a positive balance greater than $0 as of 12/31/2020 to be eligible to receive any bonus.
- Bonus will be credited to the new consumer checking account by 01/29/2021. Account must be in an open status to receive the bonus.
- Offer end date and availability subject to change without prior notice.
- Promotion code required at account opening.
(Expired) Bank Of The West $150 Business Checking Bonus
- What you’ll get: Up to $150
- Where it’s available: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY
- How to earn it: Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.
- When it expires: 9/30/2020
Furthermore, definitely take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).
How To Earn $150 Business Checking Bonus
Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.
The Any Deposit Checking for Business account has a $10 monthly fee that is waived as long as you make any deposit within that calendar month. Note, to earn the bonus, you also have to make any deposit for that month.
- $100 minimum opening deposit required between September 1, 2020 and September ?30, 2020 and make any deposit within the same calendar month in which the account was opened.
- $25 bonus will be credited to the account by the end of the month immediately following the calendar month in which the account was opened.
- If customer does not make the first deposit in the same calendar month in which the account was opened, the customer will not be eligible for the initial $25 bonus or any of the additional $25 bonuses.
- Requirements to receive up to five (5) additional $25 bonuses: Make any qualifying deposit into the Any Deposit Checking for Business account in each of the five (5) consecutive calendar months immediately following the month of account opening.
- For each of the five (5) consecutive months that a deposit is made, a $25 bonus will be credited to the account by the end of the month immediately following the calendar month that the deposit was made.
- NOTE: Bonuses earned from qualifying deposits made in November will be paid out in January.
- If a deposit is not made in any one of the subsequent five (5) calendar months following the month in which the account was opened, the customer will not be eligible for the $25 for the month that the deposit was missed AND they will not be eligible for any additional $25 monthly bonuses after that missed month.
- Bonus Limitations: Offer not available to existing Bank of the West customers with an open business checking account as of August 31, 2020.
- If the customer received or may receive any other business checking bonus from Bank of the West between September 28, 2018 and September 30, 2020, then the customer is not eligible for this bonus offer.
- Limit one (1) business checking bonus per customer.
- Account must be in open status with a balance greater than $0 at the end of each calendar month of the six-month period to qualify for any bonuses.
- Offer dates, terms, and conditions subject to change without notice. Bank will classify bonus as interest paid to the checking account.
- Any applicable taxes associated with this offer are the responsibility of the account holder.
- To the extent required by law, Bank will report value of each monthly bonus to the IRS on form 1099 for the applicable year in which the bonus was paid.
- All accounts are subject to Bank’s standard terms and conditions and Schedule of Fees and Charges. Maximum of six (6) $25 bonuses for a maximum total bonus of $150.
- Qualifying deposit for receiving bonus may be for any amount and includes direct deposit, mobile deposit, ATM deposit, or in-branch deposit (but does not include fund transfers between Bank of the West accounts or any credit from Bank of the West).
Compare to Other Banks
Bottom Line
Bank of the West is currently offering a wide variety of bonuses, promotions, and offers as well as great account features to help you in any situation.
However, this bonus is only available for a limited time, so I would recommend you act soon if this sounds like something you are interested in.
Your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated Bank of the West promotions, bonuses, and offers.
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- Bank of the West Routing Number
I received an invitation in the mail and came to your site (and BoW’s) for more info. You say there’s a direct deposit required for the $600 offer, but I don’t see that in BoW’s info… but you do need to keep a full $25,000 in to avoid monthly fees which will eat much of the reward. So for the $600 offer, it seems to be, monthly fees = yes, direct deposit = no. Or am I missing something?
Also, since the deal ends on a specific date, it seems opening your account in October and funding at the end of October, will allow you to keep the $25K in, the least amount of time.
Third time’s a charm. Denied a third time. They want the perfect people.
The $600 promo is only available to specific people that received the mailer.
Does a bank transfer from another bank that’s not affiliated qualify as a deposit for this promotion?
Was told I need a promo code in order to get the bonus when opening a checking acct. How do I get it???
I opened a Bank of West account on October 1, 2018 and followed all the rules for the promotion and it is now January 6, 2019 no sign of the $150 bonus.
The fine print for the latest promotion is that the deadline for entry is August 2nd followed by 3 consecutive months of qualifying deposits with the payout not coming until December or by December 31st. Perhaps your bonus is still processing!
Applied. Denied. Record time. Part 2.
Are you saying they do some kind of credit check?!
can you pls update the bank of the west logo.
it shows up on google search for bank of the west.
Hi Roy,
Thanks for reaching out to us. We have updated the Bank of the West Logo accordingly. Please let me know if you have any other concerns or issues.
Vicky
Applied. Denied. Record time.