Bank of the West promotions, bonuses, and offers can be found updated here.
Currently, they are offering a $250 checking bonus when you meet the qualifications below.
Typical checking account bonuses range from $150, $200 and $300 with investment services offers from $200 up to $2,500.
*Compare Bank of the West Promotions to more bank bonuses from Chase Bank, HSBC, Huntington Bank, TD Bank, Citibank, Bank of America, BBVA, and more.*
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | Chase Total Checking® $200 Bonus |
| HSBC Premier Checking $450 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Advance Checking $200 Bonus | HSBC Advance Checking Up To $240 |
| TD Bank Beyond Checking $300 Bonus | TD Bank Convenience Checking $150 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Axos Basic Business Checking $100 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,500 Bonus | Discover Bank $360 Cashback Debit |
| WeBull 2 Free Stocks | BlockFi Up To $250 BTC Bonus |
Table of Contents
About Bank of the West Promotions
In 1874, Bank of the West opened its doors on the California frontier as Farmers National Gold Bank. One of just 10 banks nationwide authorized to issue paper currency backed by gold reserves, the San Jose bank helped people build homes, finance farms, and grow their businesses. In 1979, they changed their name to Bank of the West.
Today, they have branches and commercial banking offices across the West Coast, the Southwest, the Midwest, and the Rocky Mountain states. If you’re not near a branch or are not eligible for these promotions, you can see all nationwide bank bonuses for more suitable offers that you could be eligible for.
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY (Bank Locator)
- Routing Number: 121100782
- Customer Service: 1-800-488-2265
While they have generous checking bonuses, Bank of the West doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the Bank of the West Promotions below.
Bank of the West $250 Checking Bonus
Earn a $250 bonus when you open a checking account!
Bank of the West is offering a $250 checking bonus when you open a new qualifying checking account and complete certain requirements.
- Account Type: Checking account
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- Direct Deposit Requirement: Yes, $1,000 or more for the first three months
- Hard/Soft Pull: Soft
- ChexSystem: Yes (inquiry sensitive)
- Credit Card Funding: $500 maximum; Visa, Master card only.
- Monthly Fee: $10 avoidable
- Early account termination fee: $25 if closed within 91 days
- Household limit: One per mailing address
(Offer expires April 2, 2021)
You can compare this to several great entry level Checking accounts with bonus offers include the Chase Total Checking® ($200 bonus), Huntington Asterisk-Free Checking® ($150 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and HSBC Advance Checking (up to $240 bonus).
How To Earn $250 Checking Bonus
- Apply for a new Any Deposit Checking account by 4/2/2021.
- Set up direct deposit with your employer or benefits provider.
- Make direct deposits totaling $1,000 or more per month, for 3 months in a row.
- Online Banking & Bill Pay
- Mobile Banking
- Business Debit Card
- Online tools to manage payments, cash flow, and expenses
- Award-winning customer service in-branch
- Any Deposit Checking:
- $10.00 monthly service charge waived with one deposit of any amount each statement cycle.
- Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount.
- Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.
- $10 monthly service charge is also waived if any owner of the account is under age 25.
- $10.00 monthly service charge waived with one deposit of any amount each statement cycle.
- Offer is not available to existing Bank customers with an open consumer deposit account as of 01/29/21.
- Offer available only to one individual residing at this address that received the mail piece with this checking offer.
- Bring the promo code printed on this mail piece to your local branch when opening the new checking account or open online through bankofthewest.com/250offer.
- This offer can be applied to any other new consumer checking account (minimum $100 to open), except UCB Student Checking and Bank of the West Premier Checking accounts.
- Only one individual per residential address is eligible for this bonus offer.
- Bank of the West Checking account must be in open status and have a positive balance (greater than $0 balance) as of 07/30/21 to be eligible to receive the bonus.
- Bonus will be credited by 08/31/21 to the new, open Bank of the West checking account.
- Promotion code is required at account opening.
(Expired) Bank Of The West $150 Business Checking Bonus
- What you’ll get: Up to $150
- Where it’s available: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY
- How to earn it: Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.
- When it expires: 9/30/2020
Furthermore, definitely take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).
How To Earn $150 Business Checking Bonus
Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.
The Any Deposit Checking for Business account has a $10 monthly fee that is waived as long as you make any deposit within that calendar month. Note, to earn the bonus, you also have to make any deposit for that month.
- $100 minimum opening deposit required between September 1, 2020 and September ?30, 2020 and make any deposit within the same calendar month in which the account was opened.
- $25 bonus will be credited to the account by the end of the month immediately following the calendar month in which the account was opened.
- If customer does not make the first deposit in the same calendar month in which the account was opened, the customer will not be eligible for the initial $25 bonus or any of the additional $25 bonuses.
- Requirements to receive up to five (5) additional $25 bonuses: Make any qualifying deposit into the Any Deposit Checking for Business account in each of the five (5) consecutive calendar months immediately following the month of account opening.
- For each of the five (5) consecutive months that a deposit is made, a $25 bonus will be credited to the account by the end of the month immediately following the calendar month that the deposit was made.
- NOTE: Bonuses earned from qualifying deposits made in November will be paid out in January.
- If a deposit is not made in any one of the subsequent five (5) calendar months following the month in which the account was opened, the customer will not be eligible for the $25 for the month that the deposit was missed AND they will not be eligible for any additional $25 monthly bonuses after that missed month.
- Bonus Limitations: Offer not available to existing Bank of the West customers with an open business checking account as of August 31, 2020.
- If the customer received or may receive any other business checking bonus from Bank of the West between September 28, 2018 and September 30, 2020, then the customer is not eligible for this bonus offer.
- Limit one (1) business checking bonus per customer.
- Account must be in open status with a balance greater than $0 at the end of each calendar month of the six-month period to qualify for any bonuses.
- Offer dates, terms, and conditions subject to change without notice. Bank will classify bonus as interest paid to the checking account.
- Any applicable taxes associated with this offer are the responsibility of the account holder.
- To the extent required by law, Bank will report value of each monthly bonus to the IRS on form 1099 for the applicable year in which the bonus was paid.
- All accounts are subject to Bank’s standard terms and conditions and Schedule of Fees and Charges. Maximum of six (6) $25 bonuses for a maximum total bonus of $150.
- Qualifying deposit for receiving bonus may be for any amount and includes direct deposit, mobile deposit, ATM deposit, or in-branch deposit (but does not include fund transfers between Bank of the West accounts or any credit from Bank of the West).
(Expired) Bank of the West $600 Checking Savings Bonus
Earn a $600 bonus with a new Checking and Savings Account
Open a Premier Checking account or both a Premier Checking and Choice Money Market Savings account to earn a generous $600 bonus.
- Account Type: Checking, Savings Account
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Opening Deposit:
- Deposit $15,000 and maintain a $15,000 average monthly balance for three full calendar months.
- Minimum of $10,000 in funds new to Bank of the West and maintain a $10,000 average monthly balance for three full calendar months.
- Additional Requirement: eposit $25,000 and maintain for 3 months
- Credit Card Funding: $500 max, VISA/MC only
- Direct Deposit Requirement: None
- Monthly Fee: $25, avoidable
- Household Limit: 1
- Closing Account Fee: A $25 early closing fee will be charged by the bank if the account closes within the first 91 days.
(Expires October 16, 2020)
If you’re looking for more advanced features for a checking account, you may want to compare this offer to the following: Chase Private Client ($2,000 Bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus).
How to Earn $600 Checking Savings Bonus
- $500 Bonus:
- Apply for a new personal Bank of the West Premier Checking account through between 08/17/20 and 10/16/20 with any opening deposit amount ($0.01 or more). Account must be opened by 10/30/20.
AND - Make a minimum of $15,000 or more in total deposits in the Bank of the West Premier Checking account by the last day of the month of account opening and maintain an average monthly account balance of at least $15,000 for 3 full calendar months immediately following the month of account opening.
- The bonus will be credited by 02/26/21 to the new, open Bank of the West Premier Checking account.
- Apply for a new personal Bank of the West Premier Checking account through between 08/17/20 and 10/16/20 with any opening deposit amount ($0.01 or more). Account must be opened by 10/30/20.
- $100 Bonus:
- Apply for a new personal Bank of the West Premier Checking account and meet all eligibility requirements indicated above to receive the $500 bonus and apply for a new Choice Money Market Savings account with identical ownership to your Bank of the West Premier Checking account.
- Open a Choice Money Market Savings account with a minimum opening deposit of $10,000 or more in funds new to Bank of the West. The minimum deposit of $10,000 needs to be in the Choice Money Market Savings account by the last day of the account opening month and maintain an average monthly balance of at least $10,000 for 3 full calendar months after the month of account opening to receive an additional $100 bonus.
- The Premier Checking account and Choice Money Market Savings account must be in open status and have a positive balance (greater than $0 balance) as of 01/29/21 to be eligible to receive the bonuses.
- Bonus will be credited by 02/26/21 to the new, open Bank of the West Premier Checking account.
- Online Banking & Bill Pay
- Mobile Banking
- Business Debit Card
- Online tools to manage payments, cash flow, and expenses
- Award-winning customer service in-branch
- Any Deposit Checking: $10 monthly service charge will be waived when you make any deposit each month
- Bank of the West Premier Checking Account must be in open status and have a positive balance (greater than $0 balance) as of 01/29/21 to be eligible to receive the bonus.
- Offer is not available to exist Bank customers with an open personal deposit account as of 08/16/20.
- Offer available only to one individual residing at this address.
- The account may be opened in a branch with a promo code provided in the mailer or opened online through bankofthewest.com/premier600
Compare to Other Banks
| My favorite bank transfer hub is the American Express® High Yield Savings Account: • Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • No monthly fees, no minimum balance. • 24/7 Account Access |
Bottom Line
Bank of the West is currently offering a wide variety of bonuses, promotions, and offers as well as great account features to help you in any situation.
However, this bonus is only available for a limited time, so I would recommend you act soon if this sounds like something you are interested in.
Your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated Bank of the West promotions, bonuses, and offers.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.50% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
Beware, they do not pay out. I fulfilled all the requirements of the bonus offer, they were supposed to deposit the bonus by 1/29, but I got nothing. Sent a message to customer service and got no response.