Bank of the West promotions, bonuses, and offers can be found updated here.
Currently, they are offering a $250 checking bonus when you meet the qualifications below.
Typical checking account bonuses range from $150, $200 and $300 with investment services offers from $200 up to $2,500.
*Compare Bank of the West Promotions to more bank bonuses from Chase Bank, HSBC, Huntington Bank, TD Bank, Citibank, Bank of America, BBVA, and more.*
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
| TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
| Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
| WeBull 2 Free Stocks | BBVA Free Checking & Savings $250 Bonus |
Table of Contents
About Bank of the West Promotions
In 1874, Bank of the West opened its doors on the California frontier as Farmers National Gold Bank. One of just 10 banks nationwide authorized to issue paper currency backed by gold reserves, the San Jose bank helped people build homes, finance farms, and grow their businesses. In 1979, they changed their name to Bank of the West.
Today, they have branches and commercial banking offices across the West Coast, the Southwest, the Midwest, and the Rocky Mountain states. If you’re not near a branch or are not eligible for these promotions, you can see all nationwide bank bonuses for more suitable offers that you could be eligible for.
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY (Bank Locator)
- Routing Number: 121100782
- Customer Service: 1-800-488-2265
While they have generous checking bonuses, Bank of the West doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the Bank of the West Promotions below.
Bank of the West $600 Checking Savings Bonus
Earn a $600 bonus with a new Checking and Savings Account
Open a Premier Checking account or both a Premier Checking and Choice Money Market Savings account to earn a generous $600 bonus.
- Account Type: Checking, Savings Account
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- Direct Deposit Requirement:
- $25,000 Premier Checking
- $10,000 Choice Money Market Savings
- Hard/Soft Pull: Soft
- ChexSystem: Yes
- Credit Card Funding: $500 max, VISA/MC only
- Monthly Fee: $25, avoidable
- Early account termination fee: A $25 early closing fee will be charged by the bank if the account closes within the first 91 days.
- Household limit: 1
(Expires 04/23/2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
How to Earn $600 Checking Savings Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- $500 Bonus:
- Apply for a new consumer Bank of the West Premier Checking account through bankofthewest.com/600bonus or at a Bank of the West (Bank) branch between 02/27/21 and 04/23/21 with any opening deposit amount ($0.01 or more). Account must be opened by 05/07/21. AND
- Make a minimum of $25,000 or more in total deposits in the Bank of the West Premier Checking account by the last day of the month of account opening and maintain an average monthly account balance of at least $25,000 for 3 full calendar months immediately following the month of account opening. Please note that the average monthly balance indicated on your account statement is based on a statement cycle that may not be a calendar month.
- Bank of the West Premier Checking account must be in open status and have a positive balance (greater than $0 balance) as of 08/31/21 to be eligible to receive the bonus.
- Bonus will be credited by 09/30/21 to the new, open Bank of the West Premier Checking account.
- $100 Bonus:
- Your Choice Money Market Savings account must be opened by 05/07/21 and maintained with your new Premier Checking account. If you open a new Premier Checking account online and later decide to open a Choice Money Market
- Savings account to receive the additional $100 bonus, then you must open the Choice Money Market Savings account in a branch using the promotion code provided.
- Offer applies to one Choice Money Market Savings account opened between 02/27/21 and 04/23/21 per customer.
- This offer does not apply to second or multiple Choice Money Market Savings accounts.
- If for whatever reason the Premier Checking account is ineligible for the $500 bonus, the Choice Money Market Savings account automatically becomes ineligible for the $100 bonus.
- Businesses and public funds are not eligible for this offer.
- Online Banking & Bill Pay
- Mobile Banking
- Business Debit Card
- Online tools to manage payments, cash flow, and expenses
- Award-winning customer service in-branch
- Any Deposit Checking: $10 monthly service charge will be waived when you make any deposit each month
- An individual can receive only one consumer checking account opening related bonus between 09/01/19 and 09/29/21 and only one bonus per individual per account.
- Only one individual per residential address is eligible for this bonus offer.
- Businesses and public funds are not eligible for this offer.
- Bank will classify the bonus ($500 or $600 whichever applies) as interest paid to the Bank of the West Premier Checking account. Any applicable taxes associated with the bonus are the responsibility of the Bank of the West Premier Checking account holder.
- To the extent required by law, Bank of the West will report total value of this bonus to the IRS on Form 1099-INT for the applicable year in which the bonus was paid.
Bank of the West $25 Referral Bonus
Refer a friend & get rewarded!
Bank of the West is offering a $25 referral bonus when you refer a friend or family member to open a new qualifying checking account and complete certain requirements.
- Account Type: Personal Checking Account
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- Direct Deposit Requirement: Yes, $1,000 or more for the first three months
- Hard/Soft Pull: Soft
- ChexSystem: Yes
- Credit Card Funding: $500 max, VISA/MC only
- Monthly Fee: $25, avoidable
- Early account termination fee: A $25 early closing fee will be charged by the bank if the account closes within the first 91 days.
- Household limit: Up to $1,000 a year
(Offer expires December 31, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
How To Earn $25 Referral Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Enter your information into the referral form to receive your promo code
- Share your promo code and link with your friends
- Get $25 when your friend opens a qualifying checking account
- Online Banking & Bill Pay
- Mobile Banking
- Business Debit Card
- Online tools to manage payments, cash flow, and expenses
- Award-winning customer service in-branch
- Any Deposit Checking:
- $10.00 monthly service charge waived with one deposit of any amount each statement cycle.
- Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount.
- Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.
- $10 monthly service charge is also waived if any owner of the account is under age 25.
- $10.00 monthly service charge waived with one deposit of any amount each statement cycle.
- By participating in this program, each party consents that Bank of the West is permitted to share information regarding the customer relationship status to both the program referring customer and to the referred friend or family member for the purposes of confirming Refer-a-Friend eligibility.
- Confidential account and personal information will not be shared to the program referring customer or referred friend or family member.
- To receive the $25 Refer-a-Friend bonus: 1) Refer your family members and friends to open a new Bank of the West personal checking account with qualifying activities through the referral site or visit a local branch; 2) Referred candidate must be a new Bank of the West customer and open a new eligible personal checking account using the corresponding promo code to apply in branch or through the Refer-a-Friend offer page link; 3) After your referred friend or family member has opened a new Bank of the West personal checking account and has fulfilled the qualifying activities, the $25 referral bonus will be deposited to your primary Bank of the West checking account within 120 days.
- Your checking account must be in open status and have a positive balance (greater than $0 balance) in order to receive the bonus.
- You can receive up to 40 referral bonus deposits (totaling $1,000) per calendar year.
Bank of the West $250 Checking Bonus (Expired)
Earn a $250 bonus when you open a checking account!
Bank of the West is offering a $250 checking bonus when you open a new qualifying checking account and complete certain requirements.
- Account Type: Checking account
- Availability: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
- Direct Deposit Requirement: Yes, $1,000 or more for the first three months
- Hard/Soft Pull: Soft
- ChexSystem: Yes (inquiry sensitive)
- Credit Card Funding: $500 maximum; Visa, Master card only.
- Monthly Fee: $10 avoidable
- Early account termination fee: $25 if closed within 91 days
- Household limit: One per mailing address
(Offer expires April 2, 2021)
Here is an alternative link to apply for the offer.
| You can compare this to several great entry level Checking accounts with bonus offers include the BBVA Free Checking & Savings ($250 bonus), Discover Cash Back Debit (up to $360 Bonus), TD Bank Convenience CheckingSM ($150 bonus), and Aspiration Spend & Save Account ($100 bonus). |
How To Earn $250 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Apply for a new Any Deposit Checking account by 4/2/2021.
- Set up direct deposit with your employer or benefits provider.
- Make direct deposits totaling $1,000 or more per month, for 3 months in a row.
- Online Banking & Bill Pay
- Mobile Banking
- Business Debit Card
- Online tools to manage payments, cash flow, and expenses
- Award-winning customer service in-branch
- Any Deposit Checking:
- $10.00 monthly service charge waived with one deposit of any amount each statement cycle.
- Deposits include direct deposit, mobile deposit, ATM deposit, or in-branch deposit of any amount.
- Does not include fund transfers between Bank of the West accounts or any credits from Bank of the West.
- $10 monthly service charge is also waived if any owner of the account is under age 25.
- $10.00 monthly service charge waived with one deposit of any amount each statement cycle.
- Offer is not available to existing Bank customers with an open consumer deposit account as of 01/29/21.
- Offer available only to one individual residing at this address that received the mail piece with this checking offer.
- Bring the promo code printed on this mail piece to your local branch when opening the new checking account or open online through bankofthewest.com/250offer.
- This offer can be applied to any other new consumer checking account (minimum $100 to open), except UCB Student Checking and Bank of the West Premier Checking accounts.
- Only one individual per residential address is eligible for this bonus offer.
- Bank of the West Checking account must be in open status and have a positive balance (greater than $0 balance) as of 07/30/21 to be eligible to receive the bonus.
- Bonus will be credited by 08/31/21 to the new, open Bank of the West checking account.
- Promotion code is required at account opening.
(Expired) Bank Of The West $150 Business Checking Bonus
- What you’ll get: Up to $150
- Where it’s available: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY
- How to earn it: Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.
- When it expires: 9/30/2020
| For other business checking accounts, take a look at our Chase Business Checking ($300 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus), Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus). |
How To Earn $150 Business Checking Bonus
HOW TO EARN BONUSWAIVE THE MONTHLY FEEFINE PRINT
Open Any Deposit Checking for Business account and earn a $25 bonus each month you make any deposit for up to six months.
The Any Deposit Checking for Business account has a $10 monthly fee that is waived as long as you make any deposit within that calendar month. Note, to earn the bonus, you also have to make any deposit for that month.
- $100 minimum opening deposit required between September 1, 2020 and September ?30, 2020 and make any deposit within the same calendar month in which the account was opened.
- $25 bonus will be credited to the account by the end of the month immediately following the calendar month in which the account was opened.
- If customer does not make the first deposit in the same calendar month in which the account was opened, the customer will not be eligible for the initial $25 bonus or any of the additional $25 bonuses.
- Requirements to receive up to five (5) additional $25 bonuses: Make any qualifying deposit into the Any Deposit Checking for Business account in each of the five (5) consecutive calendar months immediately following the month of account opening.
- For each of the five (5) consecutive months that a deposit is made, a $25 bonus will be credited to the account by the end of the month immediately following the calendar month that the deposit was made.
- NOTE: Bonuses earned from qualifying deposits made in November will be paid out in January.
- If a deposit is not made in any one of the subsequent five (5) calendar months following the month in which the account was opened, the customer will not be eligible for the $25 for the month that the deposit was missed AND they will not be eligible for any additional $25 monthly bonuses after that missed month.
- Bonus Limitations: Offer not available to existing Bank of the West customers with an open business checking account as of August 31, 2020.
- If the customer received or may receive any other business checking bonus from Bank of the West between September 28, 2018 and September 30, 2020, then the customer is not eligible for this bonus offer.
- Limit one (1) business checking bonus per customer.
- Account must be in open status with a balance greater than $0 at the end of each calendar month of the six-month period to qualify for any bonuses.
- Offer dates, terms, and conditions subject to change without notice. Bank will classify bonus as interest paid to the checking account.
- Any applicable taxes associated with this offer are the responsibility of the account holder.
- To the extent required by law, Bank will report value of each monthly bonus to the IRS on form 1099 for the applicable year in which the bonus was paid.
- All accounts are subject to Bank’s standard terms and conditions and Schedule of Fees and Charges. Maximum of six (6) $25 bonuses for a maximum total bonus of $150.
- Qualifying deposit for receiving bonus may be for any amount and includes direct deposit, mobile deposit, ATM deposit, or in-branch deposit (but does not include fund transfers between Bank of the West accounts or any credit from Bank of the West).
Compare to Other Banks
Bottom Line
Bank of the West is currently offering a wide variety of bonuses, promotions, and offers as well as great account features to help you in any situation.
However, this bonus is only available for a limited time, so I would recommend you act soon if this sounds like something you are interested in.
Your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated Bank of the West promotions, bonuses, and offers.
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| BBVA Free Checking & Savings | $250 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Aspiration Spend & Save Account | $100 Cash | Review |
| Ally Invest | Up to $3,000 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| American Express High Yield Savings | 0.40% APY | Review |
| Discover Cashback Debit Account | $360 Cash | Review |
This bank is CLEARLY hoodwinking folk out of their personal info!! And if you have not had a personal relationship with this bank prior, you will be automatically declined through their on line application — GUARANTEED! They will tell you that you have to go to one of their brick & mortar branches once you call their 800#, after your application has been declined online — even if it’s 400 miles away to apply!
DO NOT — I Repeat, “DO NOT” waste your time and energy allowing them to even “soft pull” your credit profile from the major bureaus AND Chex Systems(consumer credit reporting agency), it’s a way of simply obtaining your personal info for this bank to do God knows what with!!
The application process was very “suspect” while I was filling it out online — Never at any time, was I asked to upload ANY documents to “validate my identity” — UNLIKE EVERY OTHER BANK OR FINANCIAL INSTITUTION that takes online applications!!
I copied & pasted their reason for the decline of my application:
Thank you for applying for a(n) Premier Checking account. At this time, your online application has been declined because we were unable to verify your identity or other personal information. Still interested in opening an account? Please apply in person with your government-issued ID.visit your local branch We hope to see you soon!
*Really?? — When I called the rep, she said, my application was “exclusively” declined because they had no definitive way of identifying me, and had nothing to do with any “other personal info” on my application.
Just a few days ago, I was approved online by “both JP Morgan Chase Bank(America’s biggest bank) & Navy Federal Credit Union(America’s biggest Credit Union) with the same info that I furnished this application with, except — as I said, “Bank of West” didn’t even require me to upload documents validating my identity or address.” Why? — They had no intent to approve applicants online — but to simply scam folk, driven by the enticing allure of a healthy cash bonus promo! SMDH (? ?° ??? ?°)? … and now I am hearing comments from other people on other forums about NEVER receiving their bonuses more than 5 calendar months from opening their accts, though they fulfilled all required actions to receive it?!!!!!!!!!
Beware, they do not pay out. I fulfilled all the requirements of the bonus offer, they were supposed to deposit the bonus by 1/29, but I got nothing. Sent a message to customer service and got no response.