For residents of South Dakota, American Bank & Trust is offering up to 2.51% APY with a maximum balance of $10,000 with their free Rewards Checking Account. You’ll enjoy the FREE checking account with NO minimum balance required. Step up to free checking that pays up to $20 in monthly refunds on ATM fees and really high rates. If you live in the state of South Dakota, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with American Bank & Trust today!
 | Blue Federal Credit Union: Enjoy 5.25% APY when you open a 15-Month Share Certificate, that's 2.3x higher than national average. It's federally insured by NCUA with no fees, and $1 minimum to open. You'll have 24/7 online access to funds. Learn More---Blue Federal Credit Union Review |
 | Western Alliance Bank: Earn 5.51% APY when you open a 12-Month Share Certificate, that's higher than national average. Excellent rates with NO fees. FDIC insured. $1 minimum deposit. 24/7 online access. Special opportunity for consumers to save with the nation’s top commercial bank. Learn More---Western Alliance Bank Review |
| Blue Federal Credit Union: Get 5.10% APY with a 9-Month No-Penalty Certificate, that's 2.2x higher than the national average. Federally insured by NCUA. It has no fees and just $1 minimum to open. 24/7 online access to funds. Learn More---Blue Federal Credit Union Review |
American Bank & Trust Rewards Checking:
- Sign up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 2.51% APY
- Maximum Balance: $10,000
- Availability: South Dakota (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- Additional Requirements: at least 12 check card purchases post and settle, be enrolled and receive your monthly account statement electronically, at least one automatic payment (ACH) debit post and settle
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
American Bank & Trust Rewards Checking Features:
- FREE checking account
- No minimum balance requirements
- Earns extremely high dividends
- Qualifying accounts get reimbursed up to $20 per month on ATM fees
- To qualify you must have per month: at least 12 check card purchases post and settle, be enrolled and receive your monthly account statement electronically, at least one automatic payment (ACH) debit post and settle
How To Earn Up to 2.51% APY Rate:
- Sign up to American Bank & Trust Rewards Checking Account to earn 2.51% APY for up to $10,000.
- Have at least 12 check card purchases post and settle (Check card transactions processed by merchants as ATM transactions do not count toward qualifying check card transactions. Only check card transactions processed by merchants as POS transactions count toward qualifying check card transactions).
- Be enrolled and receive your monthly account statement electronically- please contact American Bank & Trust for details on how to enroll!
- Have at least one automatic payment (ACH) debit post and settle.
Note: Balances over $10,000 earn between 2.51% to 0.46% APY depending on balance in account. Balances that fail to meet all requirements earn 0.01% APY
Bottom Line:
American Bank & Trust is offering a great rewards checking account program for those that are residents of South Dakota. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $10,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
 The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards. You'll earn: • 5X points on travel purchased through Chase Ultimate Rewards • 3X points on dining • 3X points on select streaming services and online grocery purchases • 2X points on all other travel purchases • 1X point per $1 spent on all other purchases Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value! This card carries a $95 annual fee. |