Available to the residents of Texas and Colorado, Independent Bank has wide array of products to meet your individual needs. They offer services from checking and savings accounts to a wide range of e-services. They currently offer standard CD rates from 1-month to 60-months with 0.05% to 1.51% APY Rates. By joining Independent Bank and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $1,000 to open. Right now, they are having a special 13-month CD term with up to 2.73% APY on balances $1,000 or more. If you are interested, make sure to read on to learn more about Independent Bank’s wide array of CDs or visit any branch now and open your CD today!
Editors Note: In order to obtain this great CD rate, you need to visit a branch to open a CD account. Be sure to contact them or visit your nearest branch if you have any additional questions about the CD account.
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| GreenState Credit Union | 5.50% APY 10-Month CD | Review |
| Western Alliance Bank | 5.41% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 5.40% APY 5-Month CD | Review |
| Ponce Bank | 5.40% APY 3-Month High Yield CD | Review |
| Mission Valley Bank | 5.35% APY 3-Month No Penalty CD | Review |
| Oklahoma State Bank | 5.35% APY 6-Month CD | Review |
| First Tech Federal Credit Union | 5.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | 5.30% APY 12-Month CD | Review |
| Ponce Bank | 5.30% APY 4-Month No-Penalty CD | Review |
| Ponce Bank | 5.30% APY 1-Month High Yield CD | Review |
| Technology Credit Union | 5.26% APY 5-Month No-Penalty CD | Review |
| Blue Federal Credit Union | 5.25% APY 15-Month CD | Review |
| Western Alliance Bank | 5.21% APY 3-Month CD | Review |
| mph.bank | 5.20% APY 6-Month No Penalty CD | Review |
| Blue Federal Credit Union | 5.10% APY 9-Month No Penalty CD | Review |
| First Mid Bank & Trust | 5.00% APY 9-Month CD | Review |
| First Citizens Bank | 5.00% APY 11-Month CD | Review |
| CIT Bank | 5.00% APY 6-Month CD | Review |
| Discover Bank | 5.00% APY 18-Month CD | Review |
| CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| First Mid Bank & Trust | 4.82% APY 12-Month No Penalty CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
Independent Bank CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Independent Bank’s Best CD Offer pays the highest APY rate with a 13-Month CD special with 2.73% APY, which is also their current CD promotion. Be sure to view our Best 12-Month CD Rates list and see how they compare. Independent Bank wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
Special CD Rates:
| Term | APY Rate | Minimum Deposit |
| 13 Month | 2.73% | $1,000 |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 1 Month | 0.05% | $1,000 |
| 3 Month | 0.10% | $1,000 |
| 6 Month | 0.30% | $1,000 |
| 12 Month | 0.60% | $1,000 |
| 24 Month | 0.70% | $1,000 |
| 36 Month | 1.00% | $1,000 |
| 60 Month | 1.51% | $1,000 |
*Rates Effective As Of 06/18/2018
CD Features:
- Online and mobile banking
- Online Bill Pay
- eStatements
- Text banking
- Competitive interest rates
- Open a CD with a just $1,000
- FDIC Insured
Bottom Line:
If you are interested in a short term or long term CD, look no further as Independent Bank offers you a standard and special CD rates that go up to 2.73% APY on 13-month term. All you need to do is to pick your CD term and watch your money grow! This is a great high rate for such a short amount of time, so be sure to take advantage of this offer as soon as you can! Sign up for a CD with Independent Bank and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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