If you are a resident of Florida, Louisiana, and Mississippi and currently looking for great savings rates, then make sure you keep reading. First Bank and Trust has a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 6-months to 60-months with 0.75% to 3.05% APY Rates but have a special 23-month CD term with 3.05% APY on $1,000 balances or more. By joining First Bank and Trust, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
|Sallie Mae||5.00% APY 27-Month CD||Review|
|SkyOne Federal Credit Union||5.00% APY 22-Month CD||Review|
|Blue Federal Credit Union||4.60% APY 15-Month CD||Review|
|SkyOne Federal Credit Union||4.50% APY 15-Month CD||Review|
|Idabel National Bank||4.35% APY 24-Month CD||Review|
|CIT Bank||4.25% APY 18-Month CD||Review|
|SkyOne Federal Credit Union||4.20% APY 12-Month CD||Review|
|CIT Bank||4.15% APY 13-Month CD||Review|
|Sallie Mae||4.05% APY 14-Month No-Penalty CD||Review|
|Sallie Mae||4.00% APY 10-Month No-Penalty CD||Review|
|State Exchange Bank||3.75% APY 13-Month CD||Review|
|CIT Bank||3.30% APY 11-Month No-Penalty CD||Review|
|Quontic Bank||Up to 4.45% APY||Review|
|Discover Bank||Up to 4.25% APY||Review|
First Bank and Trust CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! First Bank and Trust’s Best CD Offer pays the highest APY rate with a 3.05% APY rate for their 23-month term. They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out First Bank and Trust’s CDs and their rates listed below.
|Term||APY Rate||Minimum Deposit||Specific Term|
|23-month CD||3.05%||$1,000||Best 24-Month CD Rates|
Standard CD Rates
|Term||APY Rate||Minimum Deposit|
*The above rates are accurate as of 04/18/2019
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Looking for a short term or long term CD? Then look no further as First Bank and Trust offers you various CD terms from 6 to 60 months but be sure to take advantage of their current 23-Month CD Special of 3.05% APY.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with First Bank and Trust and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
|Sallie Mae 14-Month No Penalty CD||$1||4.05%||Review|
|Sallie Mae 10-Month No Penalty CD||$1||4.00%||Review|
|USALLIANCE Financial No Penalty CD||$500||4.00%||Review|
|CIT Bank No Penalty CD||$1,000||3.30%||Review|
|Patriot Bank No Penalty CD||$1,000||2.70%||Review|
|Ally Bank No Penalty CD||None||3.30%||Review|
|Bellco Credit Union Smart Move CD||$2,500||3.15%||Review|
|Citi No Penalty CD||$500||3.10%||Review|
|Marcus by Goldman Sachs No Penalty CD||$500||3.05%||Review|
|Marcus by Goldman Sachs No Penalty CD (For AARP Members)||$500||3.05%||Review|
|Synchrony Bank No Penalty CD||None||3.00%||Review|
|USALLIANCE Financial No Penalty CD||$500||3.00%||Review|
|MainStreet Bank No Penalty CD||$500||2.75%||Review|
|My eBanc Flex Time Deposit CD||$10,000||Up to 2.69%||Review|
|America First Credit Union Flexible Certificate Account||$500||2.45%||Review|
|Colorado Federal Savings Bank No Penalty CD||$5,000||2.35%||Review|