Check out the most recent BancorpSouth promotions, bonuses, and offers here.
Right now, they are offering a $125 bonus when you open a new checking account.
About BancorpSouth Promotions
Established in 1876 at Verona, Mississippi, a new approach to banking was born – an approach built on longevity and the principle that neighbors should help neighbors. It was based on the idea that to better serve a customer is to understand what is right for them. They’ve come a long way since then, but their commitment to being Right Where You Are for what matters most in your life is still the same.
- Availability: AL, AR, FL, LA, MS, MO, TN, TX (Branch Locator)
- Routing Number: 084201278
- Customer Service: 888-797-7711
However, if you don’t live near a branch, you can check out other great bank bonuses, bank rates, and also CD rates found nationwide!
*Compare BancorpSouth Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
I’ll review the current BancorpSouth offers below.
BancorpSouth $200/$250 Checking Bonus

Earn a $200/$250 bonus when opening a checking & savings account
You can receive a $200/250 bonus when you open a new eligible checking & savings account and meet certain requirements.
- Account Type: Performance Checking & Performance Savings account
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Opening Deposit: None listed
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: See below
- Household Limit: 1
- Closing Account Fee: None
(No expiration date)
For more advanced features in a checking account, compare this offer to BMO Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($450 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($200 bonus), KeyBank Checking ($200 bonus). |
How To Earn The $200/$250 Checking Bonus
- To receive your $250 bonus, you should be a new BancorpSouth customer and open a Performance Checking and Performance Savings account by visiting the link above or visiting a BancorpSouth branch.
- To receive $200, you should be a new BancorpSouth customer and open a Performance Checking account by clicking the link above or visiting a BancorpSouth branch.
- You must set up direct deposit and have at least one direct deposit made within the first 60 days of checking account opening.
- Your debit card should have at least 10 transactions completed in the first 60 days of checking account opening.
- Both checking and savings accounts must be in good standing for 60 days post-opening.
- Bonus will be credited to account within 90 days after all requirements are met.
- Direct Deposit
- Online Banking
- Free Mobile Banking
- Performance Checking: $10 monthly fee waived with $1,000 minimum daily balance or meet Higher Rate requirements
- Performance Savings: $2.50 monthly fee waived with minimum monthly $50 ledger balance
- Must provide PROMO Code from mail collateral on all applications.
- Offer valid 60 days from receipt.
- This offer is nontransferable and only available to those who meet all requirements.
- Standard Performance Checking and Savings account requirements apply. Bonus will be credited to account within 90 days after all requirements are met.
- Limit one bonus per household. Cannot be combined with other offers.
- Non-US residents and individuals under 18 not eligible.
- Value of the incentive may be reported to the IRS, state, or local tax authorities if required by applicable law.
- Account is subject to normal new account opening approval processes and eligibility.
- BancorpSouth employees and immediate family members are not eligible.
- Interest rates and Annual Percentage Yields (APYs) may change at any time without notice.
BancorpSouth $125 Checking Bonus

Earn a $125 bonus when you open a new checking account.
You can receive a $125 bonus when you open a new eligible checking account and meet certain requirements.
- Account Type: BancorpSouth My Way, Second Chance, Performance, Interest Plus, or Heritage personal checking account
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Opening Deposit: None listed
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: None
(No expiration date)
For more advanced features in a checking account, compare this offer to BMO Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($450 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($200 bonus), KeyBank Checking ($200 bonus). |
How To Earn $125 Checking Bonus
- Open an Account with the invitation number you received in the mail.
- Once approved & your account has been opened, simply establish a direct deposit of $100 or more within 60 days of opening the account.
- Your $125 incentive will be deposited into your new checking account within 30 days of meeting the direct deposit requirement.
- Direct Deposit
- Online Banking
- Free Mobile Banking
- My Way Checking: $100 minimum daily balance or five (5) debit card purchase transactions or at least one (1) Direct Deposit of $100 or more
- Performance Checking: $1,000 minimum daily balance or meet Higher Rate requirements
- Interest Plus Checking: $1,000 minimum daily balance
- Heritage Checking: $500 minimum daily balance
- Only one $125 incentive per household.
- Offer cannot be combined with any other offer.
- Account must remain open, active, in good standing and in the same product type through the qualifying period to receive the incentive.
- In addition, the account must have a positive balance at the time of the incentive payment.
- Offer available only to recipients of this offer who do not already have a personal checking account with BancorpSouth.
- Only one offer per household.
- The value of the incentive may be reported to the IRS, state, or local tax authorities if required by applicable law.
- In the event that we determine in our sole discretion that your account does not meet eligibility criteria or the activity on your account does not qualify as a Qualifying Direct Deposit, we will not be obligated to credit your account with the incentive.
- Offer subject to change at any time.
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Bottom Line
If you live in one of the eligible states, be sure to take advantage of this promotion to earn a decent bonus. However, be sure you meet the requirements to avoid a monthly fee.
*Check back at this page for updated BancorpSouth promotions, bonuses and offers.