Find the latest BankDirect CD Rates, Offers, and Promotions here.
They currently offer a CD rate up to 0.60% APY.
About BankDirect CD
BankDirect is a fast growing online bank that offers convenient, competitive banking products and services to customers nationwide. They opened 1999 and since then provide competitive rates and more convenient banking than traditional banks.
BankDirect offers a vast array of products including CD options for all of your specific financial needs. If you sign up with them you can be sure to find an account just right for you.
While the rates are definitely worth a look, be sure to compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While BankDirect does have competitive rates compared to traditional banks I recommend you still take a look at Discover Bank Promotions here
BankDirect CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With only a opening deposit of $10,000, you can invest in a BankDirect CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals.
- Minimum deposit: $10,000
- Maximum deposit: None
- Early withdrawal penalty: None Listed
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 90 Day CD | 0.10% | $10,000 |
| 6 Month CD | 0.50% | $10,000 |
| 12 Month CD | 0.60% | $10,000 |
| 18 Month CD | 0.60% | $10,000 |
| 24 Month CD | 0.60% | $10,000 |
| 30 Month CD | 0.50% | $10,000 |
| 36 Month CD | 0.50% | $10,000 |
| 48 Month CD | 0.25% | $10,000 |
| 60 Month CD | 0.25% | $10,000 |
CD Features
- Competitive rates on all CD terms
- Free online and mobile banking
- Competitive dividend rates that are compounded daily and reinvested
- Insured by the FDIC up to the maximum allowed by law
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Bottom Line
With several different time slots to choose CD lengths from the BankDirect serves those nationwide. You can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $10,000 and start investing.
This is a great opportunity to invest in a high-interest CD from BankDirect. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest BankDirect CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
