Find the latest Wise (wise.us) promotions, deals, and bonuses here.
There are a plethora of options to choose from when it comes to business banking accounts available from traditional banks. However, options provided by online-based institutions – like Wise Business Banking – are typically the most accessible and affordable solutions. These are especially ideal for those who manage their business from online.
Wise Company banking services provided by BBVA USA., Member FDIC. Your deposits are FDIC insured up to $250,000, through our banking service provider, BBVA USA.
Wise not only offers you the perks that comes from an online business checking account, they also provide access to their payments platform and up to 1% cash back on deposits. Keep reading to learn more about what Wise has to offer.
About Wise Business Banking
Wise was launched and backed by BBVA in 2019. Wise Business Banking only offers one account option – a digital-based business checking account. With this option, you can open quickly and easily online or via the Wise mobile app. Wise is FDIC-insured and comes with payments functionality, so you can make and receive payments with your checking account.
Current Wise Business Banking Promotions
$100 Sign Up Credit

$100 Sign Up Credit
If you are looking for an easy way to save big, then this is the promotion for you! Wise Business Banking is offering you $100 in credit when you sign up. Take advantage of this deal and see if Wise is the right platform for you.
- Offer expiration: Limited Time Offer!
- What you’ll get: $100 Sign Up Credit
- Where it’s available: Online, Nationwide
- How to earn it:
- Get a $100 credit in your Wise account when you sign up and spend $1000 on your Wise card the first 30 days.
- The Wise card is the black commercial physical or the colored virtual card included in your account.
Wise Business Banking Features
As previously mentioned there are benefits of having an online banking account. Alongside their online platform, Wise has unique features to offer. Let’s get into all of Wise Business Banking features below.
Wise Pay
One of the most notable feature of the Wise Business Banking account is Wise Pay, their integrated invoicing and payments platform. Wise Pays allows you to receive payments as well as pay your employees, contractors and vendors.
To receive payments, create and send invoices via the Wise app. You can accept payments by card or ACH transfer. You can also use a Wise card reader to accept in-person payments
To send payments, use the mobile app to mail a check, send an ACH transfer or use Instant by Wise. Using Instant permits you to send money directly from your Wise account to the recipient’s bank account. This works as long as they have a debit card based in the U.S. The deposit will post within minutes, even on nights and weekends.
Cash Back Incentive
Every month, Wise will pay a cash back incentive on your deposits, up to 1% annually. You’ll automatically earn a 0.5% annual incentive on your deposits. Qualify for an additional 0.1% each year for every $1,000 spent monthly on Wise Cards, up to a maximum of 0.5% annually (for a spend of $5,000 or more each month).
Debit Card & ATM Access
The Wise Business Banking account comes with a business debit card, which you can use to withdraw cash at any Allpoint ATM for free. All physical and virtual Wise cards provide spending controls, real-time notifications and Google Pay support.
Customer Support
Registering for a Wise account will process within 24 hours. You can access a 30-minute training video with a pro, as well as live chat support 24/7.
Other Features
Additional features provided by Wise include:
- A dashboard to track your spending, monitor cash flow and instantly pay employees and vendors.
- Add and manage contacts, making it even easier to pay employees and vendors on a regular basis, as well as view payment history based on an individual contact.
- The mobile app, available for both iOS and Android devices. All of their services will be available in the app so you never feel the need to log on through a desktop.
Other Business Accounts to Consider
![]() • Open a Huntington Unlimited Plus Business Checking Account • Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. • Maintain minimum daily balance of $20,000 for 60 days after meeting deposit requirement. • The $1,000 bonus will be deposited into your account after all requirements are met. • Enjoy overdraft protection with no annual fee or deposit-to-deposit overdraft protection with no transfer fee! • Bonus Service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan® • Ideal for businesses with higher checking activity and greater cash flow needs. |
![]() • Open a Huntington Unlimited Business Checking Account • Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. • The $400 bonus will be deposited into your account after all requirements are met. • Get Overdraft Protection Account with no annual fee, or Deposit-to-Deposit Overdraft Protection with no transfer fee. • Enjoy unlimited transactions. And up to $10,000 in cash or currency deposits monthly in-branch or at an ATM at no charge. • Designed for businesses with higher checking activity and greater cash flow needs. • Bonus service. Choose one bonus service such as fraud tools, discounts on payroll services, or Huntington Deposit Scan®. |
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Bottom Line
Wise Business Banking is an ideal choice for smaller B2B, online-based and service-based enterprises. Their affordable payment and simple invoicing tools bring a higher level of convenience to users.
If Wise doesn’t seem to be a good fit for you, then compare their services with other top Business Checking bonuses here. Alternatives to Wise include accounts from BlueVine, Chase Bank, Novo, and Huntington Bank.