Find the latest Department of Commerce Federal Credit Union CD Rates, Offers, and Promotions here.
Best CD Rates: 4.70% APY 60-Month, 4.59% APY 48-Month, $500 minimum.
Easy Membership Requirement: For all U.S. citizens and residents aliens (regardless of where they live) by joining the American Consumer Council (ACC).
Credit Inquiry: Unknown
About Department of Commerce Federal Credit Union
Department Of Commerce Federal Credit Union is headquartered in Washington, District of Columbia and was founded in 1964. Since then they have grown to 3 locations and they boast an A health rating.
Department of Commerce Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
|Eligibility: Join the ACC for nationwide. Membership in Department Of Commerce Federal Credit Union is open to residents of Delaware, Maryland, Pennsylvania, Virginia, and West Virginia through membership in the Maryland Consumer Council. Individuals who live, work, worship, or attend school in Washington D.C. qualify for membership, as do the employees of the U.S. Department of Commerce, NOAA, or affiliates.
See current membership details
|Term||APY Rate||Minimum Deposit|
*The above rates are accurate as of 11/21/2022*
Department of Commerce Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With varying opening deposits, you can invest in a Department of Commerce Federal Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings
|Compare to the best CDs such as SkyOne Federal Credit Union 22-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.00% APY), Idabel National Bank 24-Month CD (4.35% APY), Blue Federal Credit Union 15-Month CD (4.60% APY), Quontic Bank 60-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.05% APY), and CIT Bank 11-Month No-Penalty CD (3.30% APY).|
Department of Commerce Federal Credit Union CD Features
- No monthly service fee
- Competitive rates and a variety of term options available
- Dividends you earn can be applied directly to the CD, or transferred to your savings or checking account
- Relationship reward benefits of up to an Additional 0.25% APY!
- Open with $25,000 or more and earn an Additional 0.10% APY!
- Insured by the NCUA up to $250,000 per depositor for all accounts
- 10-day grace period to renew or close
- Online account access
Department of Commerce Federal Credit Union offers you CD rates up to 4.70% APY. All you need to do is to pick your CD term, and have a minimum opening deposit of $500 to qualify for this fantastic bonus.
*While Department of Commerce Federal Credit Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD with a low balance from Department of Commerce Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Department of Commerce Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.