Find the latest La Joya Credit Union CD Rates, Offers, and Promotions here.
They currently offer a CD rates up to 1.81% APY.
About La Joya Credit Union
La Joya Credit Union is headquartered in Palmview, Texas and was established in 1961. Since then they have grown to 3 locations and they provide a variety of account options.
La Joya Credit Union offers a vast array of products including CD options for all of your specific financial needs. If you sign up with them you can be sure to find an account just right for you.
While the rates are definitely worth a look, be sure to compare them with the nation’s best using our guides: CD Rates | Savings Rates.
Eligibility: Membership is open to those who live or work in Hidalgo County or their immediate family. See current membership details |
*While La Joya Credit Union does have competitive rates compared to traditional banks I recommend you still take a look at Discover Bank Promotions here
Ponce Bank | 4.52% APY 3-Month High Yield CD | Review |
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Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.35% APY 6-Month CD | Review |
First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
Live Oak Bank | 4.30% APY 12-Month CD | Review |
Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
Rising Bank | 4.25% APY 12-Month CD | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
Discover Bank | 4.10% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Sallie Mae | 4.00% APY 14-Month CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
La Joya Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
You can invest in a La Joya Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals.
- Minimum deposit: $1,000
- Maximum deposit: None
- Early withdrawal penalty: Loss of 360 days dividends
(NCUA Insured)
Term | APY Rate | Minimum Deposit |
6 Month | 0.60% | $1,000 |
12 Month | 0.80% | $1,000 |
18 Month | 0.90% | $1,000 |
24 Month | 1.26% | $1,000 |
36 Month | 1.46% | $1,000 |
48 Month | 1.61% | $1,000 |
60 Month | 1.81% | $1,000 |
CD Features
- Competitive rates on all CD terms
- Free online and mobile banking
- Competitive dividend rates
- Insured by the NCUA up to the maximum allowed by law
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Bottom Line
With several different time slots to choose CD lengths from the La Joya Credit Union serves those nationwide. You can be sure to find an account that best fits all your banking needs. Maintain balances greater than $1,000 to start investing.
This is a great opportunity to invest in a high-interest CD from La Joya Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest La Joya Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.