For those who live in a state with NBT Bank, they are offering a Visa® Business Rewards PLUS Card, featuring a welcome offer of 20,000 bonus rewards points after you spend $2,000 in the first 3 months. This card gives you more choices and more value for your business! The NBT Bank Visa® Business Rewards PLUS Card earns 3X points for every $1 of purchases in the category you spend the most on between cellular phone services, hotel or airline and 1.5X points for every $1 spent on all other eligible net purchases. There are no caps or limits on the points you can earn, plus you have five years to redeem for rewards. If you are interest, read on to learn more about this card below!
 The Ink Business Unlimited® Credit Card offers $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
NBT Bank Visa Business Rewards PLUS Card
- Earn 20,000 bonus rewards Points after you spend $2,000 in the first 3 months, redeemable for $200 cash back, merchandise, gift cards or travel savings
- Earn 1.5X Points for every eligible net $1 you spend
- Earn 3X Points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline
- No caps or limits on the Points you can earn, plus you have five years to redeem Points for rewards
- No foreign transaction fees
- No annual fee for the first year, then $99
Why You Should Apply for This Card
Welcome Bonus: Earn 20,000 bonus rewards Points after you spend $2,000 in the first 3 months, redeemable for $200 cash back, merchandise, gift cards or travel savings. Rewards points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. One-time bonus points will be awarded after eligible net purchases totaling $2,000 or more are made to your account within three months from account opening. One time bonus points are awarded only on Authorized Officer purchases.
Earn Up to 3X Unlimited Rewards: Earn 3X Points for every $1 of purchases in the category you spend the most on: cellular phone services, hotel or airline and 1.5X on all other purchases. Your points expire five years from the end of the quarter in which they are earned. You can use your points on cash back, merchandise, travel and gift cards from popular retailers
Business Cardmember Benefits: Enjoy chip-enhanced acceptance and security, plus many valuable benefits and services including a convenient online expense management tool to help you organize and track your overall spending, free employee cards with individual credit limits, and accumulate employee card rewards points to the business owner’s Points total.
Alternative Options
 | U.S. Bank Business Checking: Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through January 8, 2024. Member FDIC. Apply Now---U.S. Bank Business Checking Review |
 | Chase Business Complete Checking®: Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. Chase offers financial products and services that let you bank when and how you want. Get Coupon---Chase Business Checking Review |
 | Bank of America Business Advantage Checking Bonus Offer Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details. Additional terms and conditions apply. See offer page for more details. Learn More---Bank of America Business Checking Review |
 | Huntington Unlimited Plus Business Checking: Earn $1,000 bonus when you open a Huntington Unlimited Plus Business Checking account and make total deposits of at least $20,000 within 30 days of account opening. The $1,000 bonus will be deposited into your account after all requirements are met. This account is for larger businesses with high monthly transaction volume. Apply Now---Huntington Unlimited Plus Business Checking Review |
 | Huntington Unlimited Business Checking: Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. The $400 bonus will be deposited into your account after all requirements are met. This account is for businesses with higher checking activity and greater cash flow needs. Apply Now---Huntington Unlimited Business Checking Review |
 | Huntington Business Checking 100: Earn $100 bonus when you open a Huntington Business 100 Checking account and make total deposits of at least $2,000 within 60 days of account opening. The $100 bonus will be deposited into your account after all requirements are met. This account is ideal for start-ups and small businesses with lower balances and checking activity. Apply Now---Huntington Business Checking 100 Review |
Bottom Line
If you are interested in getting a business credit card, consider the NBT Bank Visa® Business Rewards PLUS Card. It offers 3X Points for every $1 of purchases in the category you spend the most on between cellular phone services, hotel or airline and 1.5x miles on all other qualifying purchases. Not only that but you will get 20,000 bonus rewards points after you spend $2,000 in the first 3 months. It does come with a $99 annual fee, but it is waived for the first year! However, if you’re looking for other options, take a look at our full list of the best credit card bonuses to find out which card is the best for you.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
 The Ink Business Preferred® Credit Card offers 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
