Find an updated list of Metro Credit Union promotions, bonuses, and offers here.
Update 12/16/25: There’s currently a $500 checking bonus valid through 12/31/25 and a $400 checking bonus available for a limited time!
About Metro Credit Union
Metro Credit Union is headquartered in Chelsea and is the 3rd largest credit union in the state of Massachusetts. It is also the 157th largest credit union in the nation. It was established in 1926 and as of December of 2021, it has grown to 301 employees and 186,105 members at 17 locations.
Furthermore, I’ll review all Metro Credit Union promotions.
Metro Credit Union $500 Checking Bonus
Metro Credit Union is offering new customers a $500 bonus when you open a new Checking Account and meet the requirements below.
- What you’ll get: $500 bonus
- Account Type: Checking
- Availability: MA (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up o $2K
- Monthly Fees: None
- Early Account Termination Fee: If the account is closed within the first 90 days, a $15 early closing fee applies.
- Household limit: None listed
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- To earn the $500 incentive, you must open a new Metro Checking account by 12/31/25. Use offer code Checking Offer
- One monthly recurring direct deposit and enrollment in e-Statements are required within 60 days of account opening.
- The account must remain open and in good standing for 90 days.
- Incentive will be credited to the checking account 60–90 days after opening.
- To earn the $500 incentive, you must open a new Metro Checking account by 12/31/25.
- One monthly recurring direct deposit and enrollment in e-Statements are required within 60 days of account opening.
- The account must remain open and in good standing for 90 days.
- If the account is closed within the first 90 days, a $15 early closing fee applies.
- Account will be reviewed once during the 60–90 day period to qualify for the incentive.
- Incentive will be credited to the checking account 60–90 days after opening.
- This is a limited-time offer.
- Metro Credit Union reserves the right to cancel the promotion without notice.
Metro Credit Union $400 Checking Bonus
Metro Credit Union is offering new customers a $400 bonus when you open a new checking account and meet the requirements below.
- What you’ll get: $400 bonus
- Account Type: Checking
- Availability: MA (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up o $2K
- Monthly Fees: None
- Early Account Termination Fee: If the account is closed within the first 90 days, a $15 early closing fee applies.
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Open a new Metro Checking account.
- One monthly recurring direct deposit required and sign up for e-Statements required within 60 days of account opening.
- The account must remain open and in good standing for 90 days.
- Incentive will be credited to the checking account 60-90 days after opening.
- One monthly recurring direct deposit required and sign up for e-Statements required within 60 days of account opening.
- The account must remain open and in good standing for 90 days.
- If new account is closed within first 90 days, there is a $15 early closing fee.
- Account will be reviewed once during a 60-90 day period to qualify for incentive.
- Incentive will be credited to the checking account 60-90 days after opening.
- This is a limited time offer and Metro CU reserves the right to cancel the promotion without notice.
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Bottom Line
Through a wide range of features and accounts, you are able to better your financial experience. If you are in Massachusetts, visit your local Metro Credit Union for more information!
Additionally, your feedback is highly appreciated and makes our site even better! Therefore, if you have experience with Metro Credit Union, leave us a comment below letting us know how it went.
Definitely check out our list below as well as our list of best bank offers for more promotions!
*Compare the latest Farm Bureau Bank Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Bank of America, Wells Fargo, US Bank, and more!*
*Check back often for the latest Metro Credit Union promotions, bonuses, and offers!
