Find the latest One American Bank CD Rates, Offers, and Promotions here.
Best CD Rates: 5.85% APY 170-Day ($100k minimum deposit), 5.45% APY 5-Month, $5,000 minimum deposit
Credit Inquiry: Soft Pull
About One American Bank
One American Bank is headquartered in CENTERVILLE and is the 22nd largest bank in the state of South Dakota. It is also the 1,934th largest bank in the nation. It was established in 1883 and as of March of 2023, it had grown to 60 employees at 3 locations. One American Bank’s savings rates are 8X the national average, and it has a B+ health rating.
You can fund you account via ACH. The account ownership can be individual, joint, or trusts. You can have an unlimited number of beneficiaries with equal shares.
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*The above rates are accurate as of 09/13/2023*
One American Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make. The interest is compounded and credited quarterly. You can withdraw the interest penalty-free.
With an opening deposit of $5,000, you can invest in a One American Bank CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $5,000
- Maximum deposit: None listed
- Early withdrawal penalty: Yes, there is a 90-day interest penalty whether earned or not.
Compare to the best CDs such as Western Alliance Bank 6-Month CD (5.70% APY), Rising Bank 12-Month CD (5.25% APY), Blue FCU 15-Month CD (5.25% APY), First Mid Bank & Trust 9-Month CD (5.00% APY), Blue FCU 9-Month No Penalty CD (5.10% APY), and Western Alliance Bank 12-Month CD (5.51% APY).
One American Bank offers you competitive CD rates. All you need to do is to pick your CD term, and have the minimum opening deposit. Once your funds have matured, you can request via ACH or cashier’s check. They will also give you a 10 calendar days grace period before automatic renewal.
This is a great opportunity to invest in a high-interest CD with a low balance from One American Bank. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest One American Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.