Looking for ways to make more money? HMB has got you covered! There are many different ways to make money, it is important to diversify your means of income which can maximize revenue while minimizing risks. Learn the tidbits of money making strategies that range from traditional job wages to generating capital gains, risk adverse & risk seeking investments, and so much more. It’s never too late to start using these techniques to get the cash flowing! Investment payouts do not happen overnight, it is crucial to start early so you can make the most out of your money and time.

Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code HMB223 by 06/15/2023 • Earn high interest rate of 4.00% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code HMB223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. Apply Now at Discover What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.

Bank Bonus Income:

Many banks across the nation offer bank bonuses to customers that open an account and complete qualifying activities. There activities can range from spending a certain amount of money to depositing prerequisite amount of money into your account. This is a quick & simple way to pick up some money since you can make money with minimal effort. If you want to pick up some free cash then check out HMB’s list of Best Bank Bonuses.

	BMO Harris PremierTM Checking: Earn $500 cash bonus when you open a new PremierTM Checking Account and have a total of at least $7,500 in qualifying direct deposits within the first 90 days. Learn More---BMO Harris Premier Checking Review
	U.S. Bank Smartly® Checking: Earn up to $400 bonus when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 20, 2023. Member FDIC. Apply Now---U.S. Bank Checking Review
	Discover Online Savings Account: Earn $200 Bonus/$150 Bonus with promo code HMB223 by 06/15/2023 along with a competitive interest rate of 4.00% APY. Fund your first savings account with a minimum of $25K within 30 days of account open date to earn the $200 Bonus (fund $15K to earn $150 bonus). No minimum opening deposit, no minimum balance requirement, and no monthly fees. See advertiser website for full details. Apply Now---Discover Savings Review
	Chase Private Client: Enjoy up to $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities. Learn More---Chase Private Client Review

Credit Card Bonus:

The same financial institutions that offer bank bonuses may also offer credit card bonus. Credit cards typically comes with a spending requirement that is larger than the bonus itself. This may not be a money maker but it can be a money saver. Get a credit card with a hefty bonus then use it to make daily essentials and earn bonuses on top of cashback rewards. There are a ton of credit cards and credit card bonuses out there waiting for you, if you need help picking the perfect one for you then check out HMB’s list of Feature Credit Card Bonuses.

The Chase Freedom Unlimited® Card offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.99% - 28.74%. Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). In addition, you can earn (after your first year or $20,000 spent): • 5% cash back on Chase travel purchased through Ultimate Rewards • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Learn More About This Card

Traditional Wage Jobs:

You need money to make money, a hourly or salary based career is a good starting place to accrue your fortune. Wage is typically determined by various factors such as education, demand & supply of qualified workers, intrinsic value of the job, skill set required, and more. This particular route is most popular among middle and lower classes which make up majority of the population. One can increase the flow of income by increasing the rate of service, working longer shifts, or a combination of the two.

Earning Interest Income:

Once you have a nest egg built up, you may want to consider lending some of your excess money to earn interest income. Most financial institutions offer certificate of deposit, which allows you to lend money to the bank at a predetermined rate of return. Simply deposit money into the bank for a specified length of time to earn interest and take back your money once the term ends. A bond is a fixed income investment much like certificate of deposit, both can offer interest payment based on initial stake. The bond market is much larger than the stock market but does not get nearly as much attention. A risk seeking investor can look to buying & trading bonds for potentially riskier and higher rate of returns. See our list of the Best Bank Rates and CD Rates

Earning Dividend Income:

The stock market can be a huge money maker if you know what you are doing. Investors can purchase stocks, which are shares in a company and make money on dividends. Dividend is a sum of money paid out based on company performance, invest in a well performing company can mean a steady flow of income. The idea with dividend is similar to earning interest on bonds, make your money work for you! Robinhood is an extremely popular app that allows to trade stocks for free! The is the superior stock trading platform that also supports cryptocurrency. See our list of the Best Brokerage Promotions.

Capital Gains Income:

Capital gains refer to profit that results from a sale, where the sale price exceeds the purchase price. You can purchase investments such as bonds & stocks, or asset such as gift cards & houses, then resell at a higher price for profit! You can utilize many online platform to earn capital gains income such as eBay, Craigslist, Robinhood, Amazon and more! Become the middleman in business and reap profit from consumers & producers. Start by finding a need in your community, obtain the product at a price that is below what consumers willing to pay, then sell it for a profit!

Bottom Line:

If you are only using one or two of investment techniques listed above then you may not be realizing your full potential. A diversified money making portfolio is the key to maximizing income and minimizing risks. Learn to invest your precious time and resource into things that will generate cash flow without a lot of effort. If you need more specific ways to make money then we got you covered! Do you have a money making strategy that is not listed here? Feel free to share in the comment section below! Check out HMB’s in-dept list on Make Money Online, Top Ten Ways To Make Money Online, and Make Extra Money Online.