Find the latest Texas Citizens Bank CD Rates, Offers, and Promotions here.
Some of the best Live Oak Bank CD Rates are up to 0.40% APY CD.
About Texas Citizens Bank
Texas Citizens Bank is headquartered in Pasadena, Texas and was founded in 2006. Since then they have grown 7 locations and offer money market rates that are 48% higher than the national average.
An online account is ideal for Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Texas Citizens Bank does have decent rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
| Consumers Credit Union | 5.20% APY 13-Month Certificate | Review |
| Mission Valley Bank | 5.15% APY 1-Month CD | Review |
| Mission Valley Bank | 5.15% APY 3-Month No Penalty CD | Review |
| Ponce Bank | 5.14% APY 1-Month High Yield CD | Review |
| Ponce Bank | 5.10% APY 3-Month High Yield CD | Review |
| Quontic Bank | 5.10% APY 6-Month CD | Review |
| Ponce Bank | 5.07% APY 4-Month No-Penalty CD | Review |
| Service Credit Union | 5.00% APY 12-Month CD | Review |
| Nelnet Bank | 5.00% APY 12-Month CD | Review |
| First Citizens Bank | 5.00% APY 11-Month CD | Review |
| First Financial Northwest Bank | 4.90% APY 12-Month CD | Review |
| Sallie Mae | 4.85% APY 14-Month CD | Review |
| Sallie Mae | 4.80% APY 10-Month CD | Review |
| Alliant Credit Union | 4.80% APY 12-Month Certificate | Review |
| SkyOne Federal Credit Union | 4.75% APY 5-Month CD | Review |
| Live Oak Bank | 4.70% APY 12-Month CD | Review |
| Live Oak Bank | 4.70% APY 12-Month Business CD | Review |
| GreenState Credit Union | 4.60% APY 10-Month CD | Review |
| Discover Bank | 4.50% APY 12-Month CD | Review |
| Blue Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Rising Bank | 4.50% APY 6-Month CD | Review |
| First Mid Bank & Trust | 4.50% APY 9-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Western Alliance Bank | 4.30% APY 3-Month CD | Review |
| Sun Canyon Bank | 4.29% APY 11-Month CD | Review |
| Blue Federal Credit Union | 4.25% APY 9-Month No Penalty CD | Review |
| Rising Bank | 4.25% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| Western Alliance Bank | 4.10% APY 5-Month CD | Review |
| Western Alliance Bank | 4.00% APY 6-Month CD | Review |
| Southwestern National Bank | 4.00% APY 5-Month CD | Review |
| Southwestern National Bank | 3.75% APY 8-Month CD | Review |
| Nelnet Bank | 3.56% APY 24-Month CD | Review |
| Southwestern National Bank | 3.50% APY 10-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| Nelnet Bank | 3.30% APY 36-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Texas Citizens Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.
With an opening deposit of $1,000, you can invest in a Texas Citizens Bank CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $1,000
- Maximum deposit: None
- Early withdrawal penalty: Early withdrawal penalty if you withdraw before maturity date
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.05% | $1,000 |
| 6 Month | 0.15% | $1,000 |
| 9 Month | 0.20% | $1,000 |
| 12 Month | 0.25% | $1,000 |
| 18 Month | 0.30% | $1,000 |
| 20 Month | 0.22% | $1,000 |
| 24 Month | 0.35% | $1,000 |
| 36 Month | 0.40% | $1,000 |
Texas Citizens Bank CD Features
- Online Banking
- Earns Interest at a Competitive Rate
- FDIC Insured
Bottom Line
Texas Citizens Bank offers you a CD rate up to a 0.40% APY CD rate. All you need to do is to pick your CD term, and have a minimum opening deposit of $10,000 to qualify for this fantastic bonus.
This is a great opportunity to invest in a high-interest CD with a low balance from Texas Citizens Bank. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Texas Citizens Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
