Start earning travel rewards with the TD First ClassSM Visa Signature® Credit Card. It is a great option for those looking to earn rewards from those trips you take. You have the opportunity to earn up to 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles of account opening.
You could also earn unlimited 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining, from fast food to fine dining as well as unlimited 1X miles on all other eligible purchases!
This card has a $89 annual fee, but is waived for the first year and no foreign transaction fee. It is a good card with a generous sign up bonus and multiple rewards. Start getting those travel rewards with the TD First ClassSM Visa Signature® Credit Card!
* The First Class Visa Signature Credit Card is issued by TD Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Note: If you spend quite a bit on travel, why not be rewarded for it? I recommend checking out the Wells Fargo Propel card, the Chase Sapphire Preferred card, or the Capital One Venture Rewards cardto earn one of the best cash/points back rates on your travel purchases! See more credit card bonus offers here.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Chase Business Complete BankingSM $300 Bonus | HSBC Premier Checking Up To $600 |
| HSBC Premier Checking $450 Bonus | TD Bank Convenience Checking $150 Bonus |
| TD Bank Beyond Checking $300 Bonus | Huntington Business Checking 100 $200 Bonus |
| Huntington 25 Checking $300 Bonus | Huntington Unlimited Plus Business Checking $750 Bonus |
| Huntington Unlimited Business Checking $400 Bonus | Aspiration Spend & Save Account $100 Bonus |
| Ally Invest Up To $3,000 Bonus | Discover Bank $360 Cashback Debit |
| Axos Basic Business Checking $100 Bonus | BlockFi Up To $250 BTC Bonus |
| WeBull 2 Free Stocks | BBVA Free Checking & Savings $250 Bonus |
Table of Contents
TD First Class Visa Signature Credit Card Summary
| Bonus Available | Get 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles. |
| *Bonus Value | $250 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits |
|
| Foreign Transaction Fees | None |
| Airport Lounge Access | No |
| Annual Fee | Waived first year, $89 annually. |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
PROS
- Welcome bonus
- Good earning potential
- No foreign transaction fees
CONS
- Annual fee
- Good-Excellent credit needed to qualify
- No travel perks
- Minimum redemption requirement
- Limited availability
Editor’s Alternate Pick
 The Capital One Venture Rewards Credit Card offers 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months. You're able to earn 2X miles on every purchase, every day. This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®. |
TD First Class Card 25,000 Bonus Miles Offer
Take advantage of 25,000 First Class bonus miles offer, it’s worth when redeemed fit for cashback, travel, or gift cards. In order to qualify, you’ll need to charge at least $3,000 to your card within the first six billing cycles.
Here are some ideas on meeting the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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Earning TD First Class Miles
With the TD First Class card, it gives bonus rewards on both travel and dining:
- Unlimited 3x First Class miles on travel and dining purchases. Including flights, hotel stays, rental cars, cruises, and all types of dining.
- Unlimited 1X First Class miles on all other purchases.
How many miles can you earn? See an example:
| Category | Annual Spend | Miles Earned |
| Travel & dining | $6,000 | 18,000 |
| Everything else | $12,000 | 12,000 |
| Welcome bonus | 25,000 | |
| Total | $18,000 | 55,000 |
You’ll be getting $550 back, if you use your 55,000 miles for cash. So with the example, you’re first year as cardmember, your overall rewards rate is about 3%.
Plus your miles will never expire as long as your account is open and in good standing.
Redeeming TD First Class Miles
The value of your miles depends on how you use them. When it comes time to redeem your First Class miles, you can choose from the following:
- Direct deposits
- Statement credits
- Travel
- Gift cards
- Merchandise
- Unique experiences
First Class miles have a consistent value, $0.01 each, when you use them towards cashback, travel or gift cards. Other redemption options vary greatly and may be worth more or less than $0.01 per mile.
The minimum redemption for cash back is 2,500 points or $25.
TD First Class Card Availability
The TD First Class credit card is only available within their network. Look elsewhere if you don’t have a physical location near your are.
It’s available in the states:
- Connecticut
- Delaware
- Florida
- Maine
- Maryland
- Massachusetts
- New Hampshire
- New Jersey
- New York
- North Carolina
- Pennsylvania
- Rhode Island
- South Carolina
- Virginia
- Vermont
- Washington, D.C.
Why You Should Apply For This Card
It also comes with features such as complimentary loss and damage coverage on rental cars, travel accident insurance and emergency assistance, extended warranties on certain items, purchase protection on certain item and much more. Use this card whenever you travel and you could save up for a free trip in the near future!
Bottom Line
The TD First ClassSM Visa Signature® Credit Card is the ideal travel rewards card for those who travel frequently. It allows you to get up to 3X First Class miles on travel and dining purchases and 1X First Class miles on all other purchases.
You will also receive a 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles of account opening. There is an $89 annual fee but it is waived for the first year.
What are you waiting for? Apply now and see the world with your own eyes. If you are interested in more deals that TD Bank has to offer, see our list of the Best TD Bank Promotions. For more credit cards, see our latest list of the best credit card bonuses.
(Visit TD Bank to learn more details about this card)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Who’s the Competition?
There are several other travel credit cards, consider looking at: UnitedSM Explorer Card and the Gold Delta SkyMiles® Credit Card from American Express,
 The United Explorer Card offers 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Plus, an additional 25,000 bonus miles after you spend $10,000 in the first 6 months. You'll earn 2X Miles per $1 spent at restaurants, hotel stays, eligible delivery services, & purchases from United; 1X miles for all other purchases. Perks of this card include: • Getting up to $100 Global Entry / TSA PreCheck Fee Credit • Get your first bag checked for free (up to $140 savings per roundtrip) when you using your Card to purchase your ticket • Get priority boarding perks & visit the United Club with 2 one-time passes each year for your anniversary This card does come with a $95 annual fee, however, the annual fee is waived for the first year. |
 The Delta SkyMiles® Gold American Express Card offers 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Offer expires 4/28/2021. Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit on your Card to inspire your next travel. You'll earn 2X Miles on Delta purchases at restaurants worldwide, including takeout and delivery, and at U.S. supermarkets; 1X mile for every eligible dollar you spend on purchases. Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel. There is a $99 annual fee, however, there is a $0 introductory annual fee for the first year (See Rates & Fees). Now, you'll get get more savings with your first checked bag for free on Delta flights. |
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