Take advantage of TruChoice Federal Credit Union promotions, bonuses, and offers here!
Update 1/30/26: There’s currently a $500 checking bonus valid through 3/31/26.
About TruChoice Federal Credit Union Promotions
TruChoice Federal Credit Union is headquartered in South Portland and is the 21st largest credit union in the state of Maine. It is also the 1,176th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 48 employees and 12,803 members at 4 locations. TruChoice Federal Credit Union’s money market rates are 11X the national average, and it has a B health rating.
| Eligibility: TruChoice Federal Credit Union is open to anyone who lives, works, worships, or goes to school in the Maine counties of Androscoggin, Franklin, Kennebec, Knox, Cumberland, Lincoln, Oxford, York, Sagadahoc, or Somerset. Family members are also eligible to join. See current membership details |
TruChoice Federal Credit Union $500 Checking Bonus
Earn up to a $500 bonus when opening a checking account with qualifying activity.
- What you’ll get: $500 bonus
- Account Type: Checking
- Availability: ME (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $500
- Monthly Fees: None
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 03/31/2026)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- New members who sign up for a checking account between January 1st and March 31st AND receive at least $2,000 via direct deposit cumulatively (within 90 days of account opening) will get a $500 bonus!
- Offer valid for new members only. Offer for checking accounts only. Qualification is based on receiving cumulative direct deposits totaling at least $2,000 between January 1st, 2026 and March 31st, 2026.
- Qualifying direct deposits must originate from an employer payroll, government benefits, or pension provider. Person-to-person transfers, mobile deposits, or internal transfers do not qualify. $500 bonus will be deposited into the member’s savings account after 90 days from checking account opening and once the payout period begins. Qualifications must have been met for bonus. Membership must remain open and in good standing at the time of payout. One bonus per account. Offer subject to change or termination at any time. Taxes apply and will be shown on member’s end of year 1099.
- This offer may not be combined with other promotions or discounts unless otherwise stated.
How To Waive Monthly Fee
- Checking: No monthly service fee
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Bottom Line
Although you can earn a generous bonus from TruChoice Federal Credit Union, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare TruChoice Federal Credit Union Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!
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