Find all the latest TruStone Financial Federal Credit Union promotions, bonuses, and offers here.
Update 7/3/25: The $350 checking bonus is back through 12/31/25.
About TruStone Financial Federal Credit Union Promotions
TruStone Financial Federal Credit Union opened its doors in 1939 and has since expanded its services across Minnesota and Wisconsin. ers.
| Eligibility: TruStone Financial Federal Credit Union serves eligible residents of Minnesota and Wisconsin. For a full list of eligible counties or if you want to see if you are eligible to join then please see their full list of membership requirements. |
I’ll review the current TruStone Financial Federal Credit Union Promotions below.
TruStone Financial $350 Checking Bonus
- What you’ll get: $350 bonus
- Account Type: TruRate Checking Account
- Availability: MN, WI (Bank Locator)
- Direct Deposit Requirement: Yes, $1,000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000, Visa and Mastercard only
- Monthly Fees: $0-$20; waivable
- Early Account Termination Fee: $20, if account is closed within 6 months.
- Household Limit: None
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
- Sign up for your new TruStone Checking account and set up direct deposit.
- Earn up to $350 cash back depending on your direct deposit amount and enrollment in e-Statements.
- $100 cash back for direct deposit of at least $1000 within 45 days of account opening. Cash back increases to a total of $200 if direct deposit reaches $2,500 within 45 days of account opening, and increases to a total of $300 if direct deposit reaches $5,000 within 45 days of account opening.
- $50 for enrolling in eStatements
- Offer valid 6/1/25 – 12/31/25. One account per membership is eligible.
- Member must not have a current or prior checking account with TruStone.
- Allow up to 90 days from account opening for cash back deposit.
- Earn cash back for the following actions within 60 days of account opening: $100 cash back for direct deposit of at least $1,000; $200 with a direct deposit of $2,500; $300 with a direct deposit of $5,000; and $50 cash back for enrolling in e-statements.
- Must be 13 years of age or older.
- If under 18 years old, a parent or guardian must be on the account to be eligible for cash back.
- Excludes business & trust accounts.
TruStone Financial FCU $100 Checking Bonus (Expired)
Earn a $100 Bonus at TruStone Financial!
TruStone Financial Federal Credit Union is currently offering you a chance to earn a $100 bonus when you all the requirements below.
- What you’ll get: $100 bonus
- Account Type: Value Checking Account
- Availability: MN, WI (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000, Visa and Mastercard only
- Monthly Fees: No
- Early Account Termination Fee: $20, if account is closed within 6 months.
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Open a Value checking account with a $25 minimum opening deposit
- Set up recurring direct deposit
- Total recurring direct deposits of at least $500 must be established within 45 days of account opening to earn $100 cash back.
- Only one account per membership is eligible and member must not have a current or prior checking account with TruStone.
- Excludes business and trust accounts.
- Allow up to 60 days from account opening for deposits to be made.
- Recipient is responsible for any applicable taxes.
- Must be 16 years of age or older.
- Those under 18 years old must have a parent or guardian on the account to be eligible for cash back.
- Offer subject to change and may be combined with the Refer TruStone and Premier Partner programs.
- TruStone membership required.
TruStone Financial FCU $50 Referral Bonus (Expired)
Earn a $50 Referral Bonus
TruStone Financial Federal Credit Union is currently offering you a chance to earn a $50 bonus when you all the requirements below.
- What you’ll get: $50 bonus
- Account Type: Any Account
- Availability: MN, WI
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Open a Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card
- Referrals must:
- Make at least five debit card purchase transactions within 45 days of account opening.
- Enroll in eStatements within 45 days of account opening.
- Referred member must open a new Primary Share and a Value, Premium or TruRate Checking account with a Visa debit card in a physical branch location.
- Share and checking account must be opened on the same day.
- Annual percentage yield and minimum balance required vary by account.
- Coupon must be presented at time of account opening.
- Referred member must complete the following behaviors to receive referral dollars:
- Make at least five debit card purchase transactions within 45 days of account opening.
- Enroll in eStatements within 45 days of account opening.
- $50 credit will be made to both parties if the behaviors are met at 45 days of account opening.
- Allow up to 60 days for credits to be made.
- Offer is void if the referred member already has a Primary Share with TruStone Financial or is an employee of the credit union.
- If the referred member’s account is closed within six months of opening, funds may be forfeited.
- Participants must be 18 years of age or older and a member in good standing of the credit union.
- Participants are responsible for all taxes incurred.
- $5 membership is required.
- Promotion may be discontinued at any time without warning and cannot be combined with any other offer.
How To Waive Monthly Fees
- Value Checking: None
- MoneyWise Checking: None
- Small Business Checking: None
- TruRate Checking: $20 monthly fee. Maintain a $2,000 minimum daily balance to avoid the monthly account fee
- Premium Checking: $5 monthly fee. Maintain a $300 minimum balance to avoid the monthly account fee
- Essential Business Checking: $5 monthly fee. Maintain a $500 minimum average daily balance to avoid the monthly account fee
- Capital Business Checking: $12 monthly fee. Maintain a $7,500 minimum average daily balance to avoid the monthly account fee
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Bottom Line
Because this is a credit union and only available in two-state, this offer is unavailable to most. Additionally, the offers triggered a hard pull which makes the offer unattractive. However, if you were looking to switch to this credit union, you could see if these promotions are a good fit for you.
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare TruStone Financial Federal Credit Union Promotions with other bank bonuses from Chase Bank, HSBC, Huntington Bank, TD Bank, Citi, Bank of America, and more.
Additionally, feel free to leave a comment with your contact information for the referral bonus. If you have experience banking with TruStone Financial Federal Credit Union, let us know how it went.
*Check back for updated TruStone Financial Federal Credit Union promotions, bonuses and offers.
I opened this account in March 2019 and didnt get a hard pull… are there more recent DP showing HP?
In the list of Best Deals, Bonuses, etc, it states that this is a Nationwide offer, but once on the page I see only MN and WI…
What does hard pull mean?
The following response was received from the credit union: (Contributors need to check out details before posting).
Thank you for message. It looks as though your application was canceled since you are not eligible for membership with TruStone since you are not a resident of Minnesota or Wisconsin. TruStone Foundation allows current residents of Minnesota or Wisconsin to donate if they are not eligible for membership via our SEG Groups.
I apologize for the confusion, if you are in the process of moving to Minnesota or Wisconsin please apply once you have completed your move.
It’s now Hard Pull for all new members.
Main page says no hard pull, but the review says hard pull. Please clarify.