Enjoy rewards and cashback on your grocery with the Umpqua Cash Rewards American Express Card. This card offers $25 Bonus Cash when you make your first purchase using the card. Although not the best offer on the market, its a simple offer to obtain.
Earn 3x cash back at gas stations up to $6,000 annually, unlimited 2X cash back at supermarkets, as well as unlimited 1% cash back everywhere else! So if you’re like me, who loves Korean barbecue then this card might be a good choice for you!
*Umpqua Bank also offers bonuses on new checking & savings accounts.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too.
|Chase Business Complete BankingSM $300 Bonus||Chase Total Checking® $200 Bonus|
|HSBC Premier Checking $450 Bonus||HSBC Premier Checking Up To $600|
|HSBC Advance Checking $200 Bonus||HSBC Advance Checking Up To $240|
|TD Bank Beyond Checking $300 Bonus||TD Bank Convenience Checking $150 Bonus|
|Huntington 25 Checking $300 Bonus||Huntington Business Checking 100 $200 Bonus|
|Huntington Unlimited Business Checking $400 Bonus||Huntington Unlimited Plus Business Checking $750 Bonus|
|Axos Basic Business Checking $100 Bonus||Aspiration Spend & Save Account $100 Bonus|
|Ally Invest Up To $3,500 Bonus||Discover Bank $360 Cashback Debit|
|WeBull 2 Free Stocks||BlockFi Up To $250 BTC Bonus|
Table of Contents
Umpqua Cash Rewards American Express Card Summary
|Bonus Available||Get a $25 cash back reward bonus after your first card purchase.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||3% cash back on the first $6,000 in eligible purchases made each year at gas stations.
2% cash back on supermarket purchases.
1% cash back on other everyday purchases.
|Foreign Transaction Fees||2% in USD
3% in foreign currencies
- No annual fee
- Welcome bonus
- Good-Excellent credit needed to qualify
- Limited 3% bonus category
- Foreign transaction fees
Editor’s Alternate Pick
The Capital One SavorOne Cash Rewards Credit Card offers a one-time $200 cash bonus after spending $500 on purchases within the first 3 months from account opening.
You'll earn an unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees.
Umpqua Cash Rewards American Express Card
$25 Bonus Cash
Make use of the Umpqua Cash Rewards American Express Card’s $25 bonus cash offer.
To qualify for this offer, all you have to do is make your first purchase
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
Redeeming Umpqua Cash Rewards
Once you are ready to redeem the cash rewards earned from your Umpqua card, you have the following two options:
- Cash deposit to an Umpqua Bank deposit account
- Statement credit to your credit card account
Keep in mind that you have five years to use your cash rewards before they expire.
|My favorite bank transfer hub is the American Express® High Yield Savings Account:
• Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly.
• Links easily with your current bank accounts. No need to switch banks.
• FDIC Insured. Your account is insured to at least $250,000 per depositor.
• No monthly fees, no minimum balance.
• 24/7 Account Access
If shop at grocery stores often, consider signing up for the Umpqua Cash Rewards American Express credit card. But if you’re interested on earning more, check out other credit cards, see our latest list of other best credit card bonuses!
(Visit Umpqua to learn more about this card and its features)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
What’s the Competition?
The Capital One Quicksilver Cash Rewards Card offers a one-time $200 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
The Capital One VentureOne Rewards Card offers a one-time bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
You'll earn 1.25X miles on every purchase, every day and pay no annual fee.
This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card!
|Chase Business Complete BankingSM||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|HSBC Advance Checking Member FDIC||$200 Cash||Review|
|HSBC Advance Checking Member FDIC||Up To $240||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,500 Cash||Review|
|BlockFi||Up To $250 BTC||Review|
|American Express High Yield Savings||0.50% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|