Enjoy rewards and cashback on your grocery with the Umpqua Cash Rewards American Express Card. This card offers $25 Bonus Cash when you make your first purchase using the card. Although not the best offer on the market, its a simple offer to obtain.
Earn 3x cash back at gas stations up to $6,000 annually, unlimited 2X cash back at supermarkets, as well as unlimited 1% cash back everywhere else! So if you’re like me, who loves Korean barbecue then this card might be a good choice for you!
*Umpqua Bank also offers bonuses on new checking & savings accounts.
Table of Contents
Umpqua Cash Rewards American Express Card Summary
|Bonus Available||Get a $25 cash back reward bonus after your first card purchase.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||3% cash back on the first $6,000 in eligible purchases made each year at gas stations.
2% cash back on supermarket purchases.
1% cash back on other everyday purchases.
|Foreign Transaction Fees||2% in USD
3% in foreign currencies
- No annual fee
- Welcome bonus
- Good-Excellent credit needed to qualify
- Limited 3% bonus category
- Foreign transaction fees
Editor’s Alternate Pick
The Capital One SavorOne Cash Rewards Credit Card offers $200 cash back after spending $500 on purchases within 3 months from account opening.
You'll earn 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores, plus 1% on all other purchases.
This card comes with no annual fee and no foreign transaction fees.
Umpqua Cash Rewards American Express Card
$25 Bonus Cash
Make use of the Umpqua Cash Rewards American Express Card’s $25 bonus cash offer.
To qualify for this offer, all you have to do is make your first purchase
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
Redeeming Umpqua Cash Rewards
Once you are ready to redeem the cash rewards earned from your Umpqua card, you have the following two options:
- Cash deposit to an Umpqua Bank deposit account
- Statement credit to your credit card account
Keep in mind that you have five years to use your cash rewards before they expire.
If shop at grocery stores often, consider signing up for the Umpqua Cash Rewards American Express credit card. But if you’re interested on earning more, check out other credit cards, see our latest list of other best credit card bonuses!
(Visit Umpqua to learn more about this card and its features)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
What’s the Competition?
The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening.
You'll be able to earn 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
The Capital One VentureOne Rewards Card offers 20,000 Miles once you spend $500 on purchases within 3 months from account opening.
You'll earn 1.25 Miles per dollar on every purchase, every day and pay no annual fee.
This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card!