Find the most up-to-date United Community Bank promotions, bonuses, and offers here.
Update 3/28/24: The $300 checking bonus is now available through 6/30/2024.
About United Community Bank Promotions
United Community Bank (GA) is headquartered in Blairsville and is the 3rd largest bank in the state of Georgia. It is also the 105th largest bank in the nation. It was established in 1950 and as of June of 2021, it had grown to 2,434 employees at 154 locations.
United Community Bank $300 Checking Bonus
United Community Bank is offering a $300 bonus when you open a qualifying checking account and meet certain requirements.
- What You’ll Get: $300 bonus
- Account Type: Signature Checking
- Availability: GA, NC, SC, TN (Bank Locator)
- Direct Deposit Requirement: Yes, $2500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, not sensitive
- Credit Card Funding: Up to $500
- Monthly Fee: $25, waivable
- Household Limit: None listed
- Early Account Termination Fee: None
(Expires 06/30/2024)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Receive a $300 welcome offer when you complete the following during the 90-day qualification period:
- Open a United Signature Checking account with United Community Bank using promo code SIGNATURE300.
- Receive cumulative direct deposits of at least $2,500.
- Complete 15 or more purchases using your new United Community Bank Mastercard debit card.
- Eligibility & Qualifications: Open a new United Signature Checking account by June 30, 2024 at a United Community Bank branch or online at ucbi.com/signature-300. Promo code must be presented at account opening and is non-transferrable. Employees of United Community Bank are not eligible to receive offer.
- RECEIVE $300 WITH UNITED SIGNATURE CHECKING. Customers must qualify for the account. At account opening, they must also maintain a loan serviced by United Community Mortgage Services or our mortgage servicing provider on behalf of United and make the required minimum opening deposit of $1,000. They must also have met the following criteria by the end of an initial 90 day qualification period, beginning the day the account is opened, in order to receive the $300 welcome offer. 1) Receive cumulative direct deposits of at least $2,500 which includes salary, pension, Social Security, or other regular recurring monthly income. Internal and external account transfers, deposits made at banking locations, by mobile deposits and ATM deposits do not qualify as a direct deposit; AND 2) complete 15 or more posted and cleared debit card purchases/payments from the new United Signature Checking account. Recurring debit card transactions do not qualify. Transactions must post to the account within the 90-day qualification period. ATM withdrawals do not qualify. Monthly service charges and other miscellaneous fees may apply.
- The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period. The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes. One welcome offer per household. United Community Bank reserves the right to amend or cancel any part of this offer at any time. Please speak with a United banker for details.
- Account openings are subject to bank approval and may be declined based on certain factors.
United Community Bank $200 Checking Bonus *Expired*
United Community Bank is offering a $200 bonus when you open a qualifying checking account and meet certain requirements.
- What You’ll Get: $200 bonus
- Account Type: Signature Checking
- Availability: GA, NC, SC, TN (Bank Locator)
- Direct Deposit Requirement: Yes, $2000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, not sensitive
- Credit Card Funding: Up to $500
- Monthly Fee: $0-$25, waivable
- Household Limit: None listed
- Early Account Termination Fee: None
(Expires 10/31/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Receive a $200 welcome offer when you complete the following during the 90-day qualification period”
- Open a checking account with United Community Bank using promo code Checking200.
- Receive cumulative direct deposits of at least $2,000.
- Complete 10 or more purchases using your new United Community Bank Mastercard debit card.
- Eligibility & Qualifications: Open a new United Checking, United Checking for 55+ or United Signature Checking by October 31, 2023 at a United Community Bank branch or online at ucbi.com/checking200. Promo code must be presented at account opening and is non-transferrable.
- RECEIVE $200 WITH UNITED CHECKING, UNITED CHECKING FOR 55+ OR UNITED SIGNATURE CHECKING. Customers must qualify for the account, make the required minimum opening deposit, and have met the following criteria by the end of an initial 90-day qualification period, beginning the day the account is opened, in order to receive the $200 welcome offer: 1) Receive cumulative direct deposits of at least $2,000 which includes salary, pension, Social Security, or other regular recurring monthly income. Internal and external account transfers, deposits made at banking locations, by mobile deposits and ATM deposits do not qualify as a direct deposit; AND 2) complete 10 or more debit card purchases. Recurring debit card transactions do not qualify. Transactions must post to the account within the 90-day qualification period. ATM withdrawals do not qualify. Monthly service charges and other miscellaneous fees may apply.
- The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period. The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes. One welcome offer per household. United Community Bank reserves the right to amend or cancel any part of this offer at any time. Please speak with a United banker for details.
- Account openings are subject to Bank approval and may be declined based on certain factors.
How To Avoid Monthly Fees
- United Checking: $8 monthly fee waived with:
- Enroll in eStatements -OR-
- One (1) qualifying Direct Deposit1per statement cycle
- United Signature Checking: $25 monthly fee waived with:
- $15,000 Minimum Daily Balance -OR-
- $25,000 Combined Deposit Balance -OR-
- $50,000 Combined Outstanding Consumer Loans -OR-
- Relationship with United Community Advisory Services or United Community Mortgage Services
- United Checking for 55+: None
- United Checking for Students: None
- United Essential Banking: $5 monthly fee
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Bottom Line
If you are interested, be sure you check out United Community Bank. There are definitely better offers out there so check them out here on HustlerMoneyBlog!
United Community Bank can offer you fantastic resources to better your banking experience, however, they do not provide the best Savings or CD rates. Take advantage of our full list of some of the best Bank Rates and CD Rates to get the best deal for you!
*Compare United Community Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back at this page for updated United Community Bank promotions, bonuses, and offers.
Opened an account on 1/7, funded $500 by credit card, real DD $5000. Unable to transfer fund out, account been shut down by the bank 1/21. Foreign citizen, resident alien…
united community bank $200 bonus you show no expiry date but your link is old and expired november 30
THEIR WEBSITE SHOWS THIS EXPIRED IN NOV 2021