The Upgrade Card is not like other traditional credit cards, but instead is a personal line of credit with a limit depending on the applicant’s credit worthiness. This card has no annual fee, late fees, or returned payment fees, and you can transfer cash from your personal credit line to your bank account for no fee.
Please note that you cannot use this card at an ATM, but you can use it online and everywhere Visa is accepted.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too.
|Chase Business Complete BankingSM $300 Bonus||HSBC Premier Checking Up To $600|
|HSBC Premier Checking $450 Bonus||TD Bank Convenience Checking $150 Bonus|
|TD Bank Beyond Checking $300 Bonus||Huntington Business Checking 100 $200 Bonus|
|Huntington 25 Checking $300 Bonus||Huntington Unlimited Plus Business Checking $750 Bonus|
|Huntington Unlimited Business Checking $400 Bonus||Aspiration Spend & Save Account $100 Bonus|
|Ally Invest Up To $3,000 Bonus||Discover Bank $360 Cashback Debit|
|Axos Basic Business Checking $100 Bonus||BlockFi Up To $250 BTC Bonus|
|WeBull 2 Free Stocks||BBVA Free Checking & Savings $250 Bonus|
Table of Contents
Upgrade Card Summary
|Bonus Available||No sign-up bonus available|
|Intro Balance Transfer APR||N/A|
|Regular Balance Transfer APR||N/A|
|Balance Transfer Fee||None|
|Foreign Transaction Fees||None|
Editor’s Alternate Pick
The Chase Freedom Flex offers a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
• 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. You'll be able to new 5% categories each quarter!
This card has no annual fee.
Upgrade Card Features & Benefits
- No touch payments with contactless technology built in
- Mobile app to access your account anytime, anywhere
- Whether you’re traveling abroad or buying things from foreign merchants online without leaving the country, won’t cost you extra.
Get started to pay the smarter way with the Upgrade card and get the flexibility of a card with the low cost and predictability of a loan. For more credit cards, see our latest list of other best credit card bonuses or check out another list of cards for 0% APR balance transfers & purchases!
(Visit Apple.com to learn more about this card and its features)
|Chase Business Complete BankingSM||$300 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|BBVA Free Checking & Savings||$250 Cash||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,000 Cash||Review|
|BlockFi||Up To $250 BTC||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.