Find the latest VirtualBank CD Rates, Offers, and Promotions here.
Some of the best VirtualBank CD Rates such as 1.75% APY 6-Month CD and 1.75% APY 9-Month CD.
VirtualBank is a division of IBERIABANK, a United-States based commercial bank over $30 billion in assets. IBERIABANK was founded in New Iberia, Louisiana in 1887. The Bank provides a comprehensive array of financial services including retail banking, commercial banking, business banking, private banking and mortgages.
Built for security and ease of use, they provide their clients with the tools and information they need to manage their finances right at their fingertips.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While VirtualBank does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
|CIT BANK CD TERM||RATE||LINK|
|12-Month Term||0.30% APY||Apply Now|
|13-Month Term||0.35% APY||Apply Now|
|18-Month Term||0.30% APY||Apply Now|
|4-Year Term||0.50% APY||Apply Now|
|12-Month Term||0.50% APY||Apply Now|
|24-Month Term||0.55% APY||Apply Now|
|36-Month Term||0.60% APY||Apply Now|
|48-Month Term||0.65% APY||Apply Now|
|84-Month Term||0.80% APY||Apply Now|
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! VirtualBank pays the highest APY rate with a 1.75% APY on their 9-month eCD term.
With as little as $10,000, you can invest in a CD account and maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $10,000
- Maximum deposit: —
- Early withdrawal penalty:
- If term is at least one year but less than two years: 1% of principal amount withdrawn.
- If term is at least two years: 2% of principal amount withdrawn.
|Term||APY Rate||Minimum Deposit|
VirtualBank CD Features
- Interest compounded daily and paid quarterly
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. There is a $10,000 minimum deposit on each account. However, there is no maximum balance.
This is a great opportunity to invest in a high-interest CD from VirtualBank. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest VirtualBank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers:
• Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks.
• HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program.
• TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available.
• Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees).
• Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.