Available to customers across the US, a Wells Fargo CD is a good way to build your savings and keep your peace of mind. A Wells Fargo CD provides your savings wit ha guaranteed return, even during uncertain times. With a Wells Fargo CD, you can enjoy financial security knowing your fudns are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you’re saving for tomorrow, next year’s projects, college tuition, or retirement.
Standard CD rates start with 0.15% APY on a 9-Month CD, and 0.55% APY on a 58-Month CD. Invest in a CD for financial security today!
Blue Federal Credit Union | 5.15% APY 15-Month CD | Review |
Ponce Bank | 5.15% APY 3-Month High Yield CD | Review |
Quontic Bank | 5.15% APY 12-Month CD | Review |
Ponce Bank | 5.10% APY 1-Month High Yield CD | Review |
Ponce Bank | 5.06% APY 4-Month No-Penalty CD | Review |
Technology Credit Union | 5.06% APY 5-Month No-Penalty CD | Review |
Western Alliance Bank | 5.01% APY 12-Month CD | Review |
First Mid Bank & Trust | 5.00% APY 9-Month CD | Review |
CIT Bank | 5.00% APY 6-Month CD | Review |
Western Alliance Bank | 5.00% APY 6-Month CD | Review |
Western Alliance Bank | 5.00% APY 3-Month CD | Review |
Blue Federal Credit Union | 5.00% APY 9-Month No Penalty CD | Review |
OceanFirst Bank | 5.00% APY 12-Month CD | Review |
OceanFirst Bank | 5.00% APY 6-Month CD | Review |
OceanFirst Bank | 5.00% APY 3-Month CD | Review |
mph.bank | 4.92% APY 6-Month No Penalty CD | Review |
FVCbank | 4.90% APY 12-Month No Penalty CD | Review |
CIT Bank | 4.90% APY 11-Month No-Penalty CD | Review |
Idabel National Bank | 4.90% APY 24-Month CD | Review |
First Mid Bank & Trust | 4.82% APY 12-Month No Penalty CD | Review |
Nationwide | 4.75% APY 12-Month CD | Review |
Discover Bank | 4.75% APY 18-Month CD | Review |
Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
CIT Bank | 4.65% APY 13-Month CD | Review |
CIT Bank | 4.60% APY 18-Month CD | Review |
Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
Wells Fargo CD Information:
- Apply Now
- Account Type: CD Account
- APY Rates: 0.15% – 0.55%
- Availability: Nationwide
- Locations: WA, OR, ID, MT, ND, SD, WY, MN, IA, CA, NV, UT, AZ, CO, NM, TX, NE, KS, AR, WI, IL, IN, OH, PA, NY, CT, NJ, DE, MD, DC, TN, SC, NC, MS, AL, GA, FL, AK (locator)
- CD Lengths: 9 – 48 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $5,000
- Additional Requirements: None
- Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Renewal Policy: Yes, CDs with terms of 30 days or more renew automatically at maturity unless you instruct us otherwise. Interest will not be paid during the grace period if you withdraw your funds and do not reinvest your CD.
Wells Fargo CD Terms:
- 0.15% APY for a 9-Month CD
- 0.25% APY for a 26-Month CD
- 0.35% APY for a 39-Month CD
- 0.55% APY for a 58-Month CD
Why You Should Apply for This Account:
Extremely Easy to Open an Account: To open an account you must be a U.S. citizen or resident alien that is 18 years or older, you must have a U.S. address, a Social Security number, and a driver’s license or state-issued ID, and you must have a check or bank account number to electronically transfer money into your new account.
Guaranteed Return: Since the interest rate of a Fixed Rate CD is set at account opening and does not change until the CD matures, you know exactly how much money you will earn during the term of your CD.
Interest Rate: CDs typically pay higher interest rates than other deposit products. Higher CD rates may be available for longer terms or larger deposited amounts.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Other Wells Fargo CD’s:
If you have more money to invest and you’re looking for an even higher return on a CD, you should consider signing up for Wells Fargo’s Special CD Rates. This account is available in 9, 26, 39 and 58-month terms and has a minimum opening deposit of $5,000.
Bottom Line:
Check out Wells Fargo online CD accounts and earn interest rate up to 0.55% APY. With a low opening minimum deposit of $5,000 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. This is a great chance to invest in a high-interest CD account from Wells Fargo. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Anyone who would invest even a single dollar for nearly 5 years at a 0.55% rate is not reading this or any other blog with the purpose of gaining useful information.
I love HMB, but I think HMB should stop posting entries with zero interest. Why would anyone open a CD with such a ridiculously low rate?
It has been updated to the correct rate.