Available to customers across the US, a Wells Fargo CD is a good way to build your savings and keep your peace of mind. A Wells Fargo CD provides your savings wit ha guaranteed return, even during uncertain times. With a Wells Fargo CD, you can enjoy financial security knowing your fudns are FDIC-insured up to the maximum allowable limits. Investing in a CD can provide peace of mind whether you’re saving for tomorrow, next year’s projects, college tuition, or retirement.
Standard CD rates start with 0.15% APY on a 9-Month CD, and 0.55% APY on a 58-Month CD. Invest in a CD for financial security today!
|CIT BANK CD TERM||RATE||LINK|
|12-Month Term||0.30% APY||Apply Now|
|13-Month Term||0.35% APY||Apply Now|
|18-Month Term||0.30% APY||Apply Now|
|4-Year Term||0.50% APY||Apply Now|
|DISCOVER CD TERM||RATE||LINK|
|12-Month Term||0.50% APY||Apply Now|
|24-Month Term||0.50% APY||Apply Now|
|36-Month Term||0.55% APY||Apply Now|
|48-Month Term||0.55% APY||Apply Now|
|84-Month Term||0.60% APY||Apply Now|
Table of Contents
Wells Fargo CD Information:
- Apply Now
- Account Type: CD Account
- APY Rates: 0.15% – 0.55%
- Availability: Nationwide
- Locations: WA, OR, ID, MT, ND, SD, WY, MN, IA, CA, NV, UT, AZ, CO, NM, TX, NE, KS, AR, WI, IL, IN, OH, PA, NY, CT, NJ, DE, MD, DC, TN, SC, NC, MS, AL, GA, FL, AK (locator)
- CD Lengths: 9 – 48 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $5,000
- Additional Requirements: None
- Early Withdrawal Penalties: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Renewal Policy: Yes, CDs with terms of 30 days or more renew automatically at maturity unless you instruct us otherwise. Interest will not be paid during the grace period if you withdraw your funds and do not reinvest your CD.
The Wells Fargo Cash Wise Visa® Card a $150 cash rewards bonus after spending $500 in the first 3 months.
You'll earn an unlimited 1.5% cash rewards on purchases. You can also enjoy earning 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening.
This card comes with $0 annual fee on top of up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card.
Wells Fargo CD Terms:
- 0.15% APY for a 9-Month CD
- 0.25% APY for a 26-Month CD
- 0.35% APY for a 39-Month CD
- 0.55% APY for a 58-Month CD
Why You Should Apply for This Account:
Extremely Easy to Open an Account: To open an account you must be a U.S. citizen or resident alien that is 18 years or older, you must have a U.S. address, a Social Security number, and a driver’s license or state-issued ID, and you must have a check or bank account number to electronically transfer money into your new account.
Guaranteed Return: Since the interest rate of a Fixed Rate CD is set at account opening and does not change until the CD matures, you know exactly how much money you will earn during the term of your CD.
Interest Rate: CDs typically pay higher interest rates than other deposit products. Higher CD rates may be available for longer terms or larger deposited amounts.
FDIC Insured: You can feel confident knowing that your funds are insured up to the maximum amount of $250,000.
Other Wells Fargo CD’s:
If you have more money to invest and you’re looking for an even higher return on a CD, you should consider signing up for Wells Fargo’s Special CD Rates. This account is available in 9, 26, 39 and 58-month terms and has a minimum opening deposit of $5,000.
Check out Wells Fargo online CD accounts and earn interest rate up to 0.55% APY. With a low opening minimum deposit of $5,000 and no fees, you will definitely get a satisfying return on your investment. Keep in mind that you won’t be able to access your funds once you sign up. This is a great chance to invest in a high-interest CD account from Wells Fargo. For investors looking to earn higher returns on longer CDs, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value.
You'll earn 3X points for:
• eating out and ordering in
• gas stations, rideshares and transit
• travel including flights, hotels, homestays and car rentals
• on popular streaming services
• 1X points on other purchases
This card comes with no annual fee.