Find an updated list of Wheaton Bank & Trust Company promotions, bonuses and offers here.
Currently, they have a generous $300, $500 bonus when you open a Checking Account and meet all the requirements.
About Wheaton Bank & Trust Company Promotions
Wheaton Bank & Trust Company is headquartered in Wheaton, Illinois. It was established in 1993 and has 7 locations across the state. However, if you are located near one, visit today and see why they boast an A health rating.
I’ll review the current Wheaton Bank & Trust Company Promotions below.
Wheaton Bank & Trust $500 Checking & Savings Bonus

Earn a $500 bonus at Wheaton Bank & Trust!
Wheaton Bank & Trust Company is offering a $500 bonus when you open a qualifying Checking Account and Statement Savings and meet requirements.
- What you’ll get: $500 Checking & Savings Bonus
- Account Type: Checking and Savings Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: 1
(Expires 03/31/2023)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($275 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $500 Checking Bonus
- In order to get the $300 bonus:
- Open a Total Access Checking
- Enroll in online banking
- Activate e-statements through the bank website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- In order to get the $200 bonus:
- Open a Statement Savings account
- Deposit $15,000 of new money
- Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- General Bonus Information. These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened January 1, 2022 through March 31, 2023. These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location.
- Total Access Checking Bonus Information. If you qualify for this Total Access Checking bonus offer, you are ineligible to receive this Total Access Checking bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- Statement Savings Bonus Information. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
Wheaton Bank & Trust $300 Checking Bonus

Earn a $300 bonus at Wheaton Bank & Trust!
Wheaton Bank & Trust Company is offering a $300 bonus when you open a qualifying Checking Account and meet requirements.
- Account Type:
- Availability: IL
- Direct Deposit Requirement: Yes, $500 (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: 1
(Expires 03/31/2023)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn $300 Checking Bonus
- Open a new Total Access Checking account now and get a $300 bonus when you:
- Have monthly occurring direct deposits totaling $500.00 each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
- Enroll in online banking
- Activate e-statements within the Qualification Period.
- This Total Access Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation and its subsidiaries (WTFC) or its active employees.
- Limit one bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this Total Access Checking account bonus offer, you are ineligible to receive this Total Access Checking account bonus offer from any other WTFC location.
- If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer.
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
Wheaton Bank & Trust Company $300 Business Checking Bonus (Expired)

Earn a $300 bonus at Wheaton Bank & Trust Company!
Wheaton Bank & Trust Company is offering a $300 bonus when you open a qualifying Business Checking Account and meet requirements.
- Account Type: Business Checking Account
- Availability: IL
- Household Limit: 1
- Closing Account Fee: Unknown
(Expires December 31, 2021)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking (Up to $600 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($275 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn $300 Checking Bonus
- To get $300, open a new Entrepreneur Checking account by 12/31/21
- deposit and maintain $1,500 or more in new money,
- complete five qualifying transactions,
- enroll in online banking,
- and activate e-statements within the qualification period.
- Entrepreneur Checking Bonus Information. This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Entrepreneur Checking account bonus offer, you are ineligible to receive this Entrepreneur Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. If you are a sole proprietorship or a single member LLC, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- Entrepreneur Checking Account Information. Performing over 75 monthly transactions requires $1,500 minimum average collected balance to avoid a $15 monthly fee.
- Entrepreneur Checking Bonus Qualifications. (i) Open a new Entrepreneur Checking account from January 1, 2021 through December 31, 2021; (ii) tell us you are aware of this Entrepreneur Checking account bonus offer at account opening; (iii) Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened (“Qualification Period”); (iv) Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and (v) enroll in online banking and activate e-statements within the Qualification Period. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.
How to Waive Monthly Fees
- Total Access Checking: No monthly fees for this account
- Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Cubs Checking: No monthly fees for this account
- White Sox Checking: No monthly fees for this account
- Student Checking: No monthly fees for this account
- Platinum Preferred Checking: $10.00 monthly can be waived with $1,000 minimum daily balance
- Money Smart Checking: No monthly fees for this account
- Entrepreneur Checking: $15.00 monthly when 75 transactions complete the $1,5000 minimum average collected balance
- Business Community Checking: $15.00 monthly if the $5,000 minimum average balance is not maintained
- Have-It-All Business Checking: $25.00 monthly if the $20,000 minimum average balance is not maintained
Bottom Line
Lastly, these are all the current Wheaton Bank & Trust Company promotions and offers. Furthermore, if you were already interested in this bank, this $300 checking promotion could be for you. Additionally, let us know in the comments below if this bank triggers soft or hard pull!
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Additionally, check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare Wheaton Bank & Trust Company Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, BMO Harris, Capital One, and more!
*Check back for updated Wheaton Bank & Trust Company promotions, bonuses and offers.
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