Available to residents nationwide, Xceed Financial Credit Union has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer standard CD rates from 6-months to 60-months with 0.60% to 2.00% APY Rates. By joining Xceed Financial Credit Union and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $500 to open the account. Right now, they are having a special 13-month CD term with up to 2.50% APY good through March 30, 2018. If you are interested, make sure to read on to learn more about Xceed Financial Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: Membership extends to members of the following associations with a membership fee: Friends of the Webster Public Library ($10), Heal the Bay ($25), Buffalo Zoo ($45), or Seneca Park Zoo ($55). Make sure to check out their Membership Eligibility Requirements to see all of the possible ways to join!
Editor’s Note: The CD promotion actually runs until September 30, 2018 or as soon as Xceed reaches $10 million in new CDs.
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Xceed Financial Credit Union CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Xceed Financial Credit Union’s Best CD Offer pays the highest APY rate with a 2.00 APY rate on their 60-Month term. However, their current promotion is the 13-Month CD special with 2.50% APY. This will be added to our Best 12-Month CD Rates. Xceed Financial Credit Union wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
Special CD Rates:
| Term | APY Rate | Minimum Deposit |
| 13 Month | 2.50% | $500 |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 6 Month | 1.25% | $500 |
| 12 Month | 1.75% | $500 |
| 18 Month | 1.85% | $500 |
| 24 Month | 2.00% | $500 |
| 36 Month | 2.25% | $500 |
| 48 Month | 2.50% | $500 |
| 60 Month | 2.75% | $500 |
*Rates Effective As Of 08/01/2018
CD Features:
- Dividends paid quarterly
- No monthly maintenance fee
- A low $500 minimum
- NCUA Insured up to $250,000
Bottom Line:
Whether you are interested in a short term or long term CD, look no further than Xceed Financial Credit Union. Currently, they are offering you standard and special CD rates that go up to 2.50% APY on a 13-Month term. All you need to do is to pick your CD term and watch your money grow. Also, you can have peace of mind knowing that Xceed Financial Credit Union is insured up to $250,000 by the NCUA. So sign up for a CD and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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