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The Citi® Diamond Preferred® MasterCard offers one of the longest 0% introductory APR’s and one of the lowest APR post promotion period. It gives the opportunity to pay off credit card debt or to make a big purchase without having to pay interest for almost 2 years. Not having to pay interest equates to major savings and a break at gaining control of your finances.
21 Months of 0% Introductory APR
With the Citi® Diamond Preferred® MasterCard, receive 0% introductory APR for 21 months on purchases and balance transfers. After the introductory promotion, it also offers Citi’s lowest variable APR of 12.99% – 22.99% which will based on your credit. The Citi Diamond Preferred is one of the few cards that you can make purchases and make interest-free payments for 21 months.
Balance Transfer to Pay Down Debt
The Citi® Diamond Preferred® MasterCard can help those who have been stuck paying never ending balances from high interest credit cards. What’s preventing those balances from decreasing are interest rates or finance charges added on each month. With 21 months of 0% introductory APR on balance transfers, your goals of paying off those balances can become achievable with the Citi Diamond Preferred card.
Make Monthly Payments on Time
The Citi® Diamond Preferred® MasterCard can help you succeed in saving money only if monthly payments are made on time. Doing so will also safeguard your credit and avoid costly fees and interest hikes that can sabotage your efforts to pay down debt or worse yet, lead to even more debt. However, it does provide tools to help manage your payments and finances. Keep a close eye on your credit with free access to FICO scores online at anytime. The Citi Diamond Preferred card also lets you choose your payment due date and get automatic account alerts to set yourself up for success and never miss a payment.
More Great Benefits
The Citi® Diamond Preferred® MasterCard‘s extra benefits makes it a well-rounded card. Receive added purchase protection that includes extended warranty, $0 liability on authorized purchases, and damage and theft protection. It also provides travel protection benefits like worldwide car rental insurance, travel accident insurance, trip cancellation and interruption protection. However, opt for another card for purchases made outside the US since there is a 3% foreign transaction fee. If you enjoy music and events, you’ll appreciate the Citi Private Pass that comes with the Citi Diamond Preferred card. Citi Private Pass gives you special access to pre-sale tickets, preferred seating, and VIP packages to concerts, sporting events, dining experiences, and even complimentary movie screenings among other events.
The Citi® Diamond Preferred® MasterCard comes with 0% introductory APR for 21 months on purchases and balance transfers and no annual fee. Make those necessary purchases or transfer existing high interest balances and save money by not paying any interest for a remarkable 21 months. The Citi Diamond Preferred Card allows you to take charge of your finances and no longer feel defenseless when it comes to credit card balances. Review our complete list of credit card bonus promotions.
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