Learn more about Addition Financial promotions, bonuses, and offers here!
They currently have a $50, $150, $400 bonus when you open a new account and meet all the requirements.
About Addition Financial Promotions
Addition Financial is headquartered in Lake Mary, Florida, and was established in 1937. Since then they have grown to 23 locations and boast an A health rating. If you do not have a location near you, don’t worry!
I’ll review the Addition Financial Promotions below.
Addition Financial $150 Checking Bonus
Addition Financial is currently having a promotion where you can receive a $150 bonus when you open a new checking account.
- What you’ll get: $150 bonus
- Account Type: Checking Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Unknown
- Hard/Soft Pull: Soft Pull
- ChexSystems: No
- Credit Card Funding: Can fund up to $3,000 with Visa or MasterCard
- Monthly Fees: None
- Early Account Termination Fee: 180 days, bonus forfeit
- Household Limit: None listed
(Expires 12/31/2024)
BMO Relationship Checking ($500 Bonus + $100 digital gift card) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($375 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- For a limited time, you can get $150 for opening a Benefits Checking account or $100 when you open a Classic Checking account with Addition Financial. Already have a checking account? Get $75 for upgrading!
- Members who open a first-time Benefits Checking account and add direct deposit with a monthly cumulative deposit amount of $2,000.00 or make a minimum of 20 debit card transactions a month (minimum amount of $10.00 per individual debit card transaction), within the first 60 days of account opening, will earn $150.00.
- Members who open a first-time Classic Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000.00 or make a minimum of 10 debit card transactions a month (minimum amount of $10.00 per individual debit card transaction), within the first 60 days of account opening, will earn $100.00.
- Members with an existing Free, Student, Opportunity or Choice Checking account who convert their account to a first-time Classic or Benefits Checking account and meet direct deposit or debit card transaction minimums within the first 60 days of account conversion, will earn $75.00.
- Members who open a first-time Benefits Checking account and add direct deposit with a monthly cumulative deposit amount of $2,000.00 or make a minimum of 20 debit card transactions a month (minimum amount of $10.00 per individual debit card transaction), within the first 60 days of account opening, will earn $150.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 60 days after Benefits Checking account opening, incentive will be deposited within 7 business days to the account. There is no minimum balance required to open account. However, you must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed annual percentage yield. $15 monthly service fee is waived on required minimum direct deposit(s) or debit card transaction per month.
- Members who open a first-time Classic Checking account and add direct deposit with a monthly cumulative deposit amount of $1,000.00 or make a minimum of 10 debit card transactions a month (minimum amount of $10.00 per individual debit card transaction), within the first 60 days of account opening, will earn $100.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 60 days of Classic Checking account opening, incentive will be deposited within 7 business days. $5 monthly service fee is waived on required minimum direct deposit(s) or debit card transaction per month.
- Members with an existing Free, Student, Opportunity or Choice Checking account who convert their account to a first-time Classic or Benefits Checking account and meet direct deposit or debit card transaction minimums within the first 60 days of account conversion, will earn $75.00. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. If requirements are met within 60 days after Benefits or Classic Checking account conversion, incentive will be deposited within 7 business days to the account.
Offers available 01/08/24 – 12/31/24. Offers, subject to change or end, without notice. Membership requirements apply. Checking account qualifications apply. Direct deposit is defined as any recurring electronic deposit. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of payroll, pension, and government benefit payments. Offers cannot be combined with any other offer. Limit of one offer per membership. Offers are not available to members whose accounts have been closed within 90 days or closed with a negative balance. If the first-time Benefits or Classic Checking account is closed within 90 days after opening, promotional incentive funds will be deducted at account closing. This promotional offer may not be combined with other promotional checking account offers.
Addition Financial $400 Savings Bonus
When you open a new qualifying savings account, you can earn up to a $400 bonus from Addition Financial.
- What you’ll get: $400 bonus
- Account Type: Fun Savings Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Soft Pull
- ChexSystems: Unknown, let us know
- Credit Card Funding: Can fund up to $3,000 with Visa or MasterCard
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
BMO Relationship Checking ($500 Bonus + $100 digital gift card) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($375 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Open a regular youth savings account with a minimum deposit of $5. The regular savings dividend rate will be earned on this account and withdrawals and deposits are unlimited.
- Establish a Fun Savings account and earn Fun Bucks when at least $10 is deposited to the Fun Savings account per quarter (January – March, April – June, July – September, and October – December). Earn 5% of the total quarterly deposit in Fun Bucks for a maximum of $100 per quarter.
- Fun Bucks will automatically post to the Fun Bucks account on the last day of each quarter.
- Youth members who earn Fun Bucks will receive a quarterly activity insert. Complete and take to any Addition Financial branch for a chance to win 50 additional Fun Bucks.
- Fun Bucks are paid quarterly and the rate is 5% on deposits of $10 or more with an APY of 5.09%
- Maximum Fun Bucks earnings per quarter may not exceed $100
- Funds awarded and deposited into the Fun Bucks Account are contingent upon certain restrictions that apply
- There is no penalty for making withdrawals from the regular youth savings account or withdrawing funds from the Fun Bucks account during the full year youth members are 12, 15, or 18 years of age
- Winner of the 50 additional Fun Bucks prize you will be taxed upon withdrawal or transfer
- Addition Financial employees and their immediate family members are not eligible
- Please refer to your Fun Bucks activity insert for submission deadlines
Addition Financial $50 Referral Bonus
You can earn $50 for every person who successfully opens a new qualifying account, and completes qualifying activities. Your friend will get $100 bonus after completing all required activities after account opening.
- What you’ll get: $50 bonus for you, $100 bonus for your friend
- Account Type: Checking Account
- Availability: FL
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Can fund up to $3,000 with Visa or MasterCard
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
How To Earn Bonus
- Share this page with your friends or family
- Once your friend has opened their checking account, your $50 reward will be deposited into your account within 5 days
- Share with 5 other people and earn an extra $50 per person once they’ve opened their accounts
For your friend
- $50 for establishing $1,000 in direct deposit
- $50 for enrolling in Bill Pay and making at least 3 payments of $25 or more
- Maximum of 6 referrals who are not existing members of the credit union
- The person (or people) you refer cannot have been a member of Addition Financial within the past 6 months
- Both you and anyone you refer must be 18 or older
- People you refer must reside in the state of Florida to qualify
- Offer subject to end or change at any time without notice
Addition Financial $100 Checking Bonus
Addition Financial is currently having a promotion where you can receive a $100 bonus when you open a new checking account. Additionally, you can waive the $10 monthly fee with this offer!
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystems: No
- Credit Card Funding: Can fund up to $3,000 with Visa or MasterCard
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 01/01/2025)
BMO Smart Money Checking ($250 cash bonus + $100 digital gift card) | BMO Smart Advantage Checking ($250 bonus + $100 digital gift card) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($375 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Earn $100 just for opening an account
- When you become a member of Addition Financial and open your first new checking account, they will deposit $100 into your new account
- The new account must remain open for at least 90 days.
- The $100 incentive will be deposited into the qualifying new account within 30 business days after membership and promotion eligibility have been verified; proof of eligibility may be requested.
- This offer is only available to new members opening their first checking account at Addition Financial.
- Credit union membership requirements apply.
- The new account must remain open for at least 90 days.
- The $100 incentive will be deposited into the qualifying new account within 30 business days after membership and promotion eligibility have been verified; proof of eligibility may be requested.
- Offer available to Addition Financial community partnerships located in Orange, Osceola, Lake, Seminole, Volusia and Brevard Counties only.
- Limit one offer per person.
- Offer subject to end or change at any time without notice.
- Offer expires 01/01/2025.
How To Waive Monthly Fees
- Choice Checking: Waived Minimum Share Balance If:
- Under 23 years old
- Active loan or credit card with Addition Financial
- Cumulative average daily balance of $250 in combined deposits
- Cumulative direct deposit to savings or checking of $500 monthly
- Vibrant Checking: Not listed
- Aspire Checking: Waived membership and minimum share balance fee for 5 years from the date of account opening
- Opportunity Checking: Not listed
- Business Essential Checking: No monthly service fee with average daily balance of $10,000 or $25,000 in business loan balances; otherwise $10 monthly service fee
- Business Enterprise Checking: No monthly service fee with average daily balance of $25,000, $100,000 in business loan balances, or 20 (non-ATM) debit card transactions per month; otherwise $20 monthly service fee
- Business Access Checking: No monthly service charge
- Business Non-Profit Checking: No monthly service charge
Bottom Line
Take a look at Addition Financial Promotions. In terms of requirements to open, they are few and fairly easy to complete. Both promotions offer very generous bonuses to take advantage of this interest you!
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*Compare Addition Financial Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated Addition Financial promotions, bonuses and offers.
Danny Nguyen says
Hi John, thanks for catching that – it has been updated.
John says
Direct Deposit Requirement: None
Set up a direct deposit within 60 days of account open?