Learn more about Addition Financial promotions, bonuses, and offers here!
They currently have a $50, $100, $400 bonus when you open a new account and meet all the requirements.
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About Addition Financial Promotions
Addition Financial is headquartered in Lake Mary, Florida, and was established in 1937. Since then they have grown to 23 locations and boast an A health rating. If you do not have a location near you, don’t worry!
I’ll review the Addition Financial Promotions below.
Addition Financial $100 Checking Bonus
Addition Financial is currently having a promotion where you can receive a $100 bonus when you open a new checking account. Additionally, you can waive the $10 monthly fee with this offer!
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystems: Unknown, let us know
- Credit Card Funding: Can fund up to $3,000 with Visa or MasterCard
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Expires 12/31/2023)
You can compare this to several great entry level Checking accounts with bonus offers include the BMO Harris Smart Money™ Account ($200 bonus), U.S. Bank SmartlyTM Checking ($400 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Earn $100 just for opening an account
- When you become a member of Addition Financial and open your first new checking account, they will deposit $100 into your new account
- The new account must remain open for at least 90 days.
- The $100 incentive will be deposited into the qualifying new account within 30 business days after membership and promotion eligibility have been verified; proof of eligibility may be requested.
- This offer is only available to new members opening their first checking account at Addition Financial.
- Credit union membership requirements apply.
- The new account must remain open for at least 90 days.
- The $100 incentive will be deposited into the qualifying new account within 30 business days after membership and promotion eligibility have been verified; proof of eligibility may be requested.
- Offer available to Addition Financial community partnerships located in Orange, Osceola, Lake, Seminole, Volusia and Brevard Counties only.
- Limit one offer per person.
- Offer subject to end or change at any time without notice.
- Offer expires 12/31/2023.
Addition Financial $400 Savings Bonus

Earn $400 with Addition Financial Savings promotion!
When you open a new qualifying savings account, you can earn up to a $400 bonus from Addition Financial.
- What you’ll get: $400 bonus
- Account Type: Fun Savings Account
- Availability: FL (Bank Locator)
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Soft Pull
- ChexSystems: Unknown, let us know
- Credit Card Funding: Can fund up to $3,000 with Visa or MasterCard
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No expiration date)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), U.S. Bank SmartlyTM Checking ($600 bonus), TD Bank Beyond Checking ($300 Bonus), HSBC Bank Premier Checking ($500 Bonus), Chase Private Client ($2,000 Bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Open a regular youth savings account with a minimum deposit of $5. The regular savings dividend rate will be earned on this account and withdrawals and deposits are unlimited.
- Establish a Fun Savings account and earn Fun Bucks when at least $10 is deposited to the Fun Savings account per quarter (January – March, April – June, July – September, and October – December). Earn 5% of the total quarterly deposit in Fun Bucks for a maximum of $100 per quarter.
- Fun Bucks will automatically post to the Fun Bucks account on the last day of each quarter.
- Youth members who earn Fun Bucks will receive a quarterly activity insert. Complete and take to any Addition Financial branch for a chance to win 50 additional Fun Bucks.
- Fun Bucks are paid quarterly and the rate is 5% on deposits of $10 or more with an APY of 5.09%
- Maximum Fun Bucks earnings per quarter may not exceed $100
- Funds awarded and deposited into the Fun Bucks Account are contingent upon certain restrictions that apply
- There is no penalty for making withdrawals from the regular youth savings account or withdrawing funds from the Fun Bucks account during the full year youth members are 12, 15, or 18 years of age
- Winner of the 50 additional Fun Bucks prize you will be taxed upon withdrawal or transfer
- Addition Financial employees and their immediate family members are not eligible
- Please refer to your Fun Bucks activity insert for submission deadlines
Addition Financial $50 Referral Bonus
You can earn $50 for every person who successfully opens a new qualifying account, and completes qualifying activities. Your friend will get $100 bonus after completing all required activities after account opening.
- What you’ll get: $50 bonus for you, $100 bonus for your friend
- Account Type: Checking Account
- Availability: FL
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Can fund up to $3,000 with Visa or MasterCard
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No Expiration Date)
How To Earn Bonus
- Share this page with your friends or family
- Once your friend has opened their checking account, your $50 reward will be deposited into your account within 5 days
- Share with 5 other people and earn an extra $50 per person once they’ve opened their accounts
For your friend
- $50 for establishing $1,000 in direct deposit
- $50 for enrolling in Bill Pay and making at least 3 payments of $25 or more
- Maximum of 6 referrals who are not existing members of the credit union
- The person (or people) you refer cannot have been a member of Addition Financial within the past 6 months
- Both you and anyone you refer must be 18 or older
- People you refer must reside in the state of Florida to qualify
- Offer subject to end or change at any time without notice
Addition Financial $300 Checking Bonus (Expired)

Earn a $300 bonus at Addition Financial!
Addition Financial is currently having a promotion where you can receive a $300 bonus when you open a new checking account.
- What you’ll get: $300 bonus
- Account Type: CHOICE Checking Account
- Availability: Must live, work, worship, volunteer, attend school, or own a business in a qualifying county (Orange, Osceola, Seminole, Lake, Alachua, Brevard, Duval, Flagler, Hernando, Highlands, Hillsborough, Indian River, Marion, Martin, Okeechobee, Pasco, Pinellas, Polk, St. Johns, St. Lucie, Sumter, or Volusia County). All are in FL
(No expiration listed)
Editor’s Note: There is an alternative link that you can apply at, click here to start your application and learn more about this promotion.
How To Earn Bonus
- Open a new Choice Checking Account
- Establish at least $500 monthly direct deposit
- Use your debit card ten or more times
- Celebrate with your $300!
- Certain restrictions apply.
- Offer subject to end or change at any time without notice.
- $ 300 incentive deposit will be made within five business days after requirements are met.
- Requirements must be met within 60 days of account opening and include: 1) establishing a minimum of $ 500 in direct deposit 2) making 10 debit card transactions.
- To qualify as direct deposits, it must be from an employer or a federal or state government agency or retirement benefits administrator and generally payments made by corporations or other organizations.
- Direct deposits do not include deposits to an account that are made by an individual using online banking or an internet payment provider such as PayPal.
- This offer cannot be combined with other Addition Financial savings or checking account offers.
- Offer only valid for new members who have not been members for at least one year.
- Addition Financial membership requirements apply.
- If the checking account is closed within 180 days, the account holder will forfeit incentive amount.
- Savings account is required at account opening.
How To Waive Monthly Fees
- Choice Checking: Waived Minimum Share Balance If:
- Under 23 years old
- Active loan or credit card with Addition Financial
- Cumulative average daily balance of $250 in combined deposits
- Cumulative direct deposit to savings or checking of $500 monthly
- Vibrant Checking: Not listed
- Aspire Checking: Waived membership and minimum share balance fee for 5 years from the date of account opening
- Opportunity Checking: Not listed
- Business Essential Checking: No monthly service fee with average daily balance of $10,000 or $25,000 in business loan balances; otherwise $10 monthly service fee
- Business Enterprise Checking: No monthly service fee with average daily balance of $25,000, $100,000 in business loan balances, or 20 (non-ATM) debit card transactions per month; otherwise $20 monthly service fee
- Business Access Checking: No monthly service charge
- Business Non-Profit Checking: No monthly service charge
Bottom Line
Take a look at Addition Financial Promotions. In terms of requirements to open, they are few and fairly easy to complete. Both promotions offer very generous bonuses to take advantage of this interest you!
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CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
*Compare Addition Financial Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated Addition Financial promotions, bonuses and offers.
Direct Deposit Requirement: None
Set up a direct deposit within 60 days of account open?
Hi John, thanks for catching that – it has been updated.