Take advantage of Alpena Alcona Area Credit Union promotions, bonuses, and offers here!

Update 8/20/25: There’s currently a $250 checking bonus (and $100 bonus for those ages 14-17 years or older) available for a limited time. If you’re a student, we recommend checking out the Chase High School Checking or Chase College Checking account.

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About Alpena Alcona Area Credit Union Promotions

Alpena Alcona Area Credit Union is headquartered in Alpena and is the 33rd largest credit union in the state of Michigan. It is also the 559th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 109 employees and 44,418 members at 13 locations. Alpena Alcona Area Credit Union has an A health rating.

Eligibility: Membership in Alpena Alcona Area Credit Union is open to anyone who lives, works, attends school or worships in the state of Michigan. Be sure to visit their membership page for additional information.

Alpena Alcona Area Credit Union $250 Checking Bonus

Earn a $250 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $250 bonus
Account Type: Checking
Availability: MI (Locator)
Direct Deposit Requirement: No
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: Not listed
Household limit: None listed

$250 Bonus at Alpena Alcona Area Credit Union

(Limited time offer)

If you’re a student, we recommend checking out the Chase High School Checking or Chase College Checking account.

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	Chase Total Checking^® ($300 bonus)
Bank of America ($500 bonus offer)	SoFi Checking and Savings ($325 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

If you are 18 years or older, complete our Online Account Application below and be eligible for a $250.00 new member reward.
- New membership opened via our online application or in person at any branch
- Open a debit card
- New member signs up to receive e-Statements
- Be enrolled in our FREE Credit Monitoring Service
If you are 14-17 years or older, complete our Online Account Application below and be eligible for a $100.00 new member reward.
- New membership opened via our online application or in person at any branch
- Open a debit card
- New member signs up to receive e-Statements

Offer requires new membership account with a checking account with debit card, enrollment in eStatements and Savvy Money Credit Score Solution.All criteria must be met within 2 weeks of the account opening. The reward will be deposited into a 7-month CD once all criteria have been met. Early withdrawals are not allowed for the reward certificate. Accounts must remain in good standing and early closure of the account forfeits all earnings and the $250 new member reward. Rewards are reported as dividends on IRS form 1099-INT. All taxes due are the responsibility of the recipient. Offer valid for new consumer accounts only and is not available for business or entity accounts, current members or previous members within the last 12 months. May not be combined with other deposit rewards offers.
Offer limited to new memberships ages 14-17 opened after August 04, 2025, and subject to change. AAACU membership with checking account, debit card and e-Statements required. Offer applies to consumer accounts only and is not valid for current members or previous members within last 12 months. Reward is paid as dividends to the account upon opening and will be available to you after 30 days. Account must remain in good standing. Must have valid U.S. taxpayer identification number to receive reward which will be reported as dividends on IRS form 1099-INT. All taxes due are the responsibility of the recipient. Reward may not be combined with other new member incentive offers. Federally Insured by NCUA.

How To Waive Monthly Fee

Checking: No monthly service charges

Bottom Line

If you live near an Alpena Alcona Area Credit Union location, you have the opportunity to earn generous bonuses.

Although you can earn a generous bonus from Alpena Alcona Area Credit Union, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Alpena Alcona Area Credit Union Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!