Take advantage of Ascend Bank promotions, bonuses, and offers here!

Update 10/6/25: There’s currently a $400 checking bonus valid through 12/31/25.

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Ascend Bank $400 Checking Bonus

Earn a $400 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $400 bonus
Account Type: Checking
Availability: CT (Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: $15-25; waivable
Early Account Termination Fee: Not listed
Household limit: None listed

$400 Bonus at Ascend Bank

(Expires 12/31/2025)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new Access Checking, Preferred Access Checking or Prime Access Checking account using promo code Ascend400.
Account must remain open for 180 days to receive the $200 statement credit.
Get $100 for making a direct deposit within 30 days of opening your account.
Get $100 when you open a Spring Savings account within 30 days of opening a qualifying checking account.

Up to $400 Consumer Checking Offer: Offer available when you open a new Access Checking, Preferred Access Checking or Prime Access Checking account.
You must enter promotion code “Ascend400” if opening online or mention the promotion to a banker when opening at any Ascend Bank branch.
Account must remain open for 180 days to receive the $200 statement credit.
Get $100 for making a direct deposit within 30 days of opening your account.
Eligible direct deposits are electronic automated clearing house (ACH) deposits.
Examples of eligible direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits.
Deposits made through a teller, ATM, or the Ascend Bank mobile app are ineligible direct deposits.
Get $100 when you open a Spring Savings account within 30 days of opening a qualifying checking account.
May be subject to 1099 reporting. Account holder is responsible for all applicable taxes.
Offer valid through December 31, 2025, and may be withdrawn at any time.
Limit 1 offer per person.
New & existing customers are eligible, but funding may not come from a current Ascend Bank account.
Rates on all balances subject to change based on future market conditions.
Accounts subject to approval. $50 minimum to open any personal checking account.
View full account details at https://ascend.bank/personal/bank/checking.

How To Waive Monthly Fee

Access Checking: $15 Monthly Service Fee waived with Qualifying Direct Deposit & Active use of Debit Card
Preferred Access Checking: $20 Monthly Service Fee waived with $1,500 minimum balance or $25,000 aggregate balance
Prime Access Checking: $25 Monthly Service Fee waived with $2,500 minimum balance or $50,000 aggregate balance

Bottom Line

Although you can earn a generous bonus from Ascend Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Ascend Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!