Find the latest Banesco CD Rates, Offers, and Promotions here.
Best CD Deals: BaneSmart CDs, 12-month (2.70% APY), 6-month (2.25% APY), $1.5k min deposit online, $1k min deposit in-branch, new money required.
Easy Membership: Headquartered in Coral Gables, Florida, Joining Banesco is available to all U.S. citizens and resident aliens, 18 years or older, who have a valid Social Security number, a physical U.S. address, and a U.S. mailing address.
About Banesco CD Rates
Banesco USA was founded January 10th, 2006 to offer banking services and solutions to business owners, their families, and consumers within the communities we serve. Their mission is to provide the best and safest banking experience protected by the latest technology to make banking more convenient to our customers. Their team of dedicated and experienced relationship bankers are committed to offering their customers the personalized service they deserve.
Banesco offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
|Term||APY Rate||Minimum Deposit|
Banesco CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $1,500, you can invest in a Banesco BaneSmart CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $1,500 online, $1,000 In-Branch
- Maximum deposit: $250,000
- Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings
|Compare to the best CDs such as Axiom Bank 24-Month CD (4.00% APY), Ponce Bank 36-Month No-Penalty CD (3.00% APY), Sallie Mae 14-Month No-Penalty CD (3.05% APY), CIT 11-Month No-Penalty CD (2.50% APY), and Quontic Bank (Up to 3.20% APY).|
Banesco CD Features
- Online Banking
- Earns Interest at a Competitive Rate
- FDIC Insured
All you need to do is to pick your CD term, and have a minimum opening deposit of $1,000 to qualify for this fantastic bonus.
*While Banesco does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
|Axiom Bank||4.00% APY 24-Month CD||Review|
|Sallie Mae||3.05% APY 14-Month No-Penalty CD||Review|
|Ponce Bank||3.00% APY 36-Month No-Penalty CD||Review|
|Patriot Bank||2.70% APY 17-Month No-Penalty CD||Review|
|Discover Bank||Up to 3.30% APY||Review|
|Quontic Bank||Up to 3.20% APY||Review|
|CIT Bank||2.50% APY 13-Month CD||Review|
|CIT Bank||2.50% APY 11-Month No-Penalty CD||Review|
This is a great opportunity to invest in a high-interest CD with a low balance from Banesco. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Banesco CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.