Take a look at the most recent Bank Independent promotions, bonuses, and offers here.
Currently, they are offering a $150 bonus as well as referring a friend for a bonus up to $500.
About Bank Independent Promotions
Bank Independent’s roots run deep in the Northwest Alabama area, and like the eighteen communities they serve, their heritage is rich and steeped in tradition. Their vision is to be the bank of choice in the communities they serve by offering great bank bonuses, CD rates and bank rates.
- Availability: AL (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
*Compare Bank Independent Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
We will review the current Bank Independent promotions below.
Bank Independent $50 Referral Bonus

Earn a $50 bonus for each new member you refer.
You can earn up to $500 when you refer new members to open a personal or business checking account.
- What you’ll get: $50 bonus
- Account Type: Personal or Business Checking
- Availability: AL
(No expiration date listed)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
Referred Person: To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Bank Independent personal checking account AND fulfill the following requirements within 60 days of account opening:
- Complete one (1) or more direct deposits of at least $500, OR
- Complete fifteen (15) or more debit card transactions (excluding ATM withdrawals)
Referred Business: To earn a $150 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Bank Independent business checking account AND fulfill the following requirements within 60 days of account opening:
- Complete five (5) or more business debit card transactions (excluding ATM withdrawals), AND
- Enroll in online banking
- A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person or Business that fulfills the requirements (the first Referrer who enters information for a Referred Person or Business will be the eligible Referrer).
- The Referred Person or Business may only receive one Reward Card for opening an account and completing the requirements but may also be eligible as a Referrer.
- Referrals made via social media will be credited to the person (Referrer) who initially posts the link to the social media site, even if the post is shared multiple times by different users.
Bank Independent $150 Checking Bonus (Expired)

Earn a $150 bonus when you open a new checking account.
When you open a new checking account and meet the requirements, you can earn a $150 bonus from Bank Independent.
- What you’ll get: $150 bonus
- Account Type: Essential Checking Account
- Availability: AL
(No expiration date)
For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($500 Bonus), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus), Fifth Third Bank Preferred Checking ($225 bonus), and Citigold® Checking Account (Up to $2000 Cash Bonus). |
How To Earn Bonus
- Open a New Essential Checking Account
- Account must be open and in good standing on the incentive payout date.
- The incentive will be credited to your new account within 60 days after the account is opened.
- To qualify for the $150 incentive, a qualifying new account must be opened within 60 days of receiving the offer and be open and in good standing on the incentive payout date.
- The incentive will be credited to your new account within 60 days after the account is opened.
- Please see your Relationship Banker about details on minimum balance requirements to open a new account.
How To Waive Monthly Fees
- Premier Checking: $12 monthly fee, waivable if you maintain a combined deposit/loan balance‡ of $25,000 or more.
- Essential Checking: $7 monthly fee, waivable with direct deposits totaling $500 or more per statement cycle OR A maintained minimum $1,500 account balance OR At least 15 non-ATM posted BI Debit Card transactions within a statement cycle.
- Basic Checking: None
- Savings: $6 per quarter, waivable if the minimum balance of $100 in a quarter is maintained.
- Premier Money Market: $14.95 monthly fee, waivable if the minimum balance of $10,000 in a month is maintained or the account is no longer enrolled to receive a monthly incoming transfer of at least $1 from another Bank Independent account
Bottom Line
Be sure to take advantage of these attractive promotions at Bank Independent while they last! These are great offers where you can earn a $150 bonus and up to a $500 bonus when you meet some easy requirements.
Feel free comment below and let us know about how it went and if this account triggers a hard or soft pull. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Bank Independent promotions, bonuses, and offers.
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