If you’re a business owner, consider signing up for the BBVA Visa® Business Rewards Credit Card, it currently is offering a 20,000 bonus points after you make at least $3,000 in qualifying purchases.
You business can earn rewards on everyday purchases like earning 3X points back at office supply stores and 2X points back on gas stations and restaurants. While earning one point for every dollar spend on the other purchases.
Furthermore, as a business owner you can benefit from the flexibility and easy account management of a credit card with no annual fee! If you are interested continue reading below to learn more about its features and perks!
* The Visa Business Rewards Credit Card is issued by BBVA Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Note: Check out the following cards to earn one of the best cash back opportunities on business spend: Chase Ink Business Preferred card, the Chase Ink Business Cash card, or the Capital One Spark Cash Business card! For a wider variety, see more credit card bonus offers here.
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BBVA Visa Business Rewards Credit Card
|Bonus Available||Get 20,000 bonus points when you make $3,000 in qualifying purchases within the first 90 days from account opening.|
|Foreign Transaction Fees||3% of each transaction in U.S. dollars|
|Annual Fee||$0, free employee cards|
- No annual fee
- Welcome bonus
- Average credit may qualify
- High earning potential
- Free employee cards
- Limited availability
- Minimum redemption requirement
- Points expire
- Foreign transaction fees
Editor’s Alternate Pick
The Chase Ink Business Cash Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & % cash back on all other card purchases with no limit to the amount you can earn.
This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost & the 0% introductory APR for 12 months on purchases.
BBVA Business Rewards Card
20,000 Bonus Points Offer
Make use of of the 20,000 bonus points offer for the BBVA Business Rewards card. In order to qualify for the bonus points, you’ll need to charge at least $3,000 to your card within the first 90 days of opening your account.
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What are BBVA Points Worth?
Compared to other business credit cards, the value of your points stay constant, no matter how you use them. Plus, you only have two options when it’s time to redeem your points:
- Statement credits
- Gift cards
The value for either one is $0.01 per point and you must use at least 2,500 points (or $25) at a time.
* Points expire 36 months from the date they were earned.
BBVA Business Rewards Card Availability
The BBVA Business Rewards Card is only available to companies that operate near a BBVA Bank, if you don’t you’ll want to consider a business credit card that’s available nationwide.
Available in the states of:
- New Mexico
BBVA Business Rewards Card Top Features
As a cardholder, you are automatically enrolled to earn rewards for no additional fee.
- Earn 3X points at office supply stores
- 2X points at gas stations and restaurants
- One point for every dollar spent on other purchases
You can redeem points for an account credit or gift cards.
You can add employee cards to your account at no additional cost. You can set individual spending limits for each employee, and their purchases will be itemized on your statement for easy record keeping.
Manage your account at your convenience, with online services that allow you to track employee expenses, pay bills online, view and download up to 24 months of past account statements, and integrate expenses data and reports with accounting software packages.
- Visa Liability Waiver Program: Protects you against eligible losses that might be incurred through card misuse by a terminated eligible cardholder up to $100,000.
- Auto Rental Collision Damage Waiver Program: If you rent a car with your business credit card, you’ll be covered with collision, damage, and loss insurance.
- Purchase Security & Extended Protection: Automatically protects the majority of purchases you make with your business credit card within 90 days of purchase in the event of loss, theft, damage, or fire.
- Travel & Emergency Assistance: When you’re traveling for business, you can count on a wide range of Visa® emergency services, including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.
- Travel Accident Insurance: Get coverage up to $500,000 for travel accidents when transport (Common Carrier) is purchased with your business credit card.
The BBVA Visa® Business Rewards credit card offers rewards in business-friendly spending categories, plus perks like free employee cards and earning points back for eligible category spending, all for an annual fee of $0.
However, if you don’t live in the eligible states listed above, then you should consider applying for another business credit card. For more credit cards, see our latest list of other BBVA Promotions or the best credit card bonuses!
(Visit BBVA to learn more about this card and its features)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Who’s the Competition?
The Ink Business Unlimited Credit Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost.
This card carries no annual fee and you'll have the opportunity to take advantage of a 0% introductory APR for 12 months on purchases
The Capital One Spark Cash Select for Business offers a $500 bonus when you spend $4,500 in the first 3 months of account opening.
You'll earn an unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing.
This card comes with no annual fee and employee cards at no additional cost.