Check out Berkshire Bank promotions, bonuses, and offers here!
Update 10/14/25: You can currently earn a $300 checking bonus + up to $360 in streaming credit through 12/31/25.
About Berkshire Bank Promotions
For more than 170 years, Berkshire Bank has been recognized for its entrepreneurial approach and distinctive culture. They have grown to over 120 branches and have kept their traditions and values the same since opening.
Berkshire Bank $300 Account Bonus + Up to $360 Streaming Credit
Berkshire Bank is offering a $300 bonus + Up to $360 Streaming Credit when you open a new qualifying account and complete certain requirements.
- What you’ll get: $300 bonus + Up to $360 Streaming Credit
- Account Type: Checking
- Availability: CT, MA, NY, TN, VT (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $25, 90 days
- Household Limit: None
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To earn the $300 checking bonus:
- Open a new Berkshire One Checking account.
- Set up recurring direct deposits totaling $1,000 or more per month for 3 consecutive months.
- To earn the up to $360 streaming credit:
- To qualify for the Stream On credit, each Calendar Month you must:
- Have a combined direct deposit total of $2,000 or more each month into your Berkshire One Checking account AND
- Set up a monthly subscription with one of the following six streaming services to be debited out of your Berkshire One Checking account: Disney+, Netflix, Hulu, YouTube Premium, Paramount+ or Spotify Premium. Annual subscriptions do not qualify.
- Both required transactions must post and settle to the account during the Calendar Month. Your monthly streaming service debit must post and settle to your account by the end of business (5 PM EST) on the last business day of a Calendar Month to be counted.
- The following additional terms apply to this account: If you qualify each calendar month, for the 24 months following account opening, we will credit up to $15 per month into your Berkshire One checking account. Monthly credits will cease the 25th calendar month after account opening.
- The $300 reward is not valid for Berkshire Bank clients with an existing Berkshire Bank checking account and is limited to new Berkshire One checking clients that set up Direct Deposit through the Berkshire Bank online banking platform.
- New Berkshire One Checking Clients who set up recurring direct deposits totaling $1,000 or more per month for 3 consecutive months into their Berkshire One Checking account will receive $300. To qualify for the $300, the Berkshire One Checking Client must successfully complete their Direct Deposit switch through Berkshire Bank’s online banking platform or Mobile app Direct Deposit tool by December 31, 2025. Direct deposits set up in branch or directly with the payroll provider outside of the Berkshire Bank online banking platform or mobile app will not qualify for this offer.
- Eligibility and Exclusions-The Direct Deposit credit is only valid by using Berkshire’s online banking platform to set up your direct deposit. Must be at least 18 years of age to use Direct Deposit and to be eligible for credit. Client can only receive one $300 credit for this promotion. Direct Deposit setup must be submitted through pinwheel by December 31, 2025 to be eligible for this promotion. Direct deposits must total $1,000 or more into a single Berkshire One Checking account per month for 3 consecutive months to qualify. All account specific qualifications must be met to qualify for credit. The program may be discontinued or changed at any time without notice.
- Credit Information-The client’s Berkshire One Checking account must remain open, active, and in good standing. The Berkshire One Checking account must receive a combined direct deposit of $1,000 or more per month for three (3) consecutive months. The first direct deposit must be received within 45 days of Direct Deposit submission (or form download). The calendar month following the third qualifying direct deposit, Berkshire Bank will credit $300 into the customer’s Berkshire One Checking account set up using Direct Deposit. The client will see the credit reflected in their statement with the description “Direct Deposit 1H2025 Credit.” Direct Deposit credits may be reportable to the IRS on Form 1099-MISC.
- This Direct Deposit promotion is scheduled to end on December 31, 2025. Any direct deposit that is set up after December 31, 2025, will not be eligible for the Direct Deposit credit under the above terms.
- In addition, Berkshire Bank may refuse payment to a customer under the program if it has a good faith belief that the individual has provided false, misleading, or deceptive information while participating in the Direct Deposit program or establishing corresponding accounts.
- Direct Deposit is offered through Pinwheel. Berkshire Bank has a relationship with Pinwheel to offer services to its clients.
- You will receive a refund of all External Outgoing Transfer fees assessed, which will be credited by the fifth (5th) business day of the following month. Your credits may be reportable to the IRS on Form 1099-MISC. Does not include wire transfer fees.
- To qualify for the Stream On credit, each Calendar Month you must:
- Have a combined direct deposit total of $2,000 or more each month into your Berkshire One Checking account AND Set up a monthly subscription with one of the following six streaming services to be debited out of your Berkshire One Checking account: Disney+, Netflix, Hulu, YouTube Premium, Paramount+ or Spotify Premium. Annual subscriptions do not qualify. Both required transactions must post and settle to the account during the Calendar Month. Your monthly streaming service debit must post and settle to your account by the end of business (5 PM EST) on the last business day of a Calendar Month to be counted. Transactions may take one or more business days to post and settle to an account after the date a transaction is made. “Calendar Month” begins on the first of the month and ends the last day of the monthly period.
- The Stream On credit is not valid for Berkshire Bank clients with an existing Berkshire Bank checking account and is limited to new Berkshire One checking account clients only. The following additional terms apply to this account: If you qualify each calendar month, for the 24 months following account opening, we will credit up to $15 per month into your Berkshire One checking account. Monthly credits will cease the 25th calendar month after account opening. Berkshire Bank will provide a credit in the amount of the highest streaming service paid up to $15. For example: If you pay $6.99 a month for Netflix and $7.99 a month for Disney+, you will receive a streaming service credit of $7.99 the following calendar month. If you pay over $15 a month for one of the above streaming services, you will receive a credit of $15 the following calendar month. This credit will show on your statement with the description “Credit for streaming service”. Stream On credits are capped at 24 per tax reported owner. When the Stream On qualifications are met, the credit will be posted to your account within the following calendar month. If you do not qualify at any point during the 24 calendar months following account opening, you will NOT receive the streaming service credit for that calendar month. Stream On credit Scenarios:
- 1. You open your Berkshire One Checking account August 1, 2025, and qualify for the Stream On credits consistently for 24 months. At the end of the promotional period, July 31, 2027, you will have received 24 Stream On credits.
- 2. You open your Berkshire One Checking account August 1, 2025, but do not qualify for the Stream On credits until September 1, 2025. At the end of the promotional period, July 31, 2027, you will have received 23 Stream On credits.
- 3. You open your Berkshire One Checking account August 1, 2025, and qualify for the Stream On credit for the remainder of 2025. In January 2026, your monthly combined direct deposit falls short of the $2,000 requirement, you will not receive the credit in February. If you then subsequently qualify in February and continue to qualify each calendar month, you will receive the Stream On credit until July 31, 2027. At the end of the promotional period, you will have received 23 Stream On credits. If the account is closed before any credits are posted to your account, the credits will be forfeited. Your credits may be reportable to the IRS on Form 1099-MISC.
Berkshire Bank $100 Referral Bonus
Berkshire Bank is offering a $100 referral bonus when you make a referral to your friends and complete certain requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: CT, MA, NY, TN, VT (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $25, 90 days
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Invite Friends to Berkshire One Checking and earn up to $400 in 3 easy steps:
- Invite. Use your email template or share your referral link to let your friends know about Berkshire Bank.
- Apply. Your friends apply for accounts using your referral code.
- Receive. If their application is approved and qualifying activities are met, you’ll each get $100 in your accounts!
- Refer a Friend: Existing Berkshire Bank customers making a referral (“Referrer”) will receive $100 for each eligible individual referred to Berkshire Bank (“Referred Person”) who is a new customer without an existing Berkshire Bank relationship, who utilizes the personalized link provided by the Referrer to open a Berkshire One checking account, successfully submits the application using the referral code by December 31st, 2024, and completes the other requirement specified in the Refer a Friend disclosure.
- Other Berkshire Bank checking products do not qualify.
- The initial Referrer may receive up to a maximum of $400 within a calendar year for participating in the Refer a Friend program.
- “Calendar Year” is a one-year period that begins on January 1st and ends on December 31st.
- For more details on eligibility and how to make a referral, read our Refer a Friend Disclosure.
How To Waive Monthly Fees
- Free Checking: None
- NOW Checking: $7 monthly fee, waivable by maintaining the $750 minimum balance
- eXciting Military Checking: None
- Teen Checking: None
- GPS Checking: None
- Business Checking 500: None
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Bottom Line
This specific Berkshire Bank promotion is a great opportunity. There is a chance you can waive the direct deposit requirement and all the other rules are simple to meet. With that being said, I highly recommend this bonus.
Feel free to comment below and let us know about any additional information we may have missed. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Compare Berkshire Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, U.S. Bank, and more!
Berkshire Bank has decently competitive money market rates compared to traditional banks. However you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
*Check back at this page for updated Berkshire Bank promotions, bonuses and offers.
There are a couple of Berkshire Bank branches in New Jersey. (Hamilton, East Windsor)