
Read on to learn more about Busey Bank promotions, bonuses and offers.
Update 3/4/26: Currently, they have an up to $500 bonus when you open a checking account and meet all the requirements valid through 5/1/26.
About Busey Bank Promotions
For over 150 years, Busey Bank has been supporting the arts, advocating for youth and helping those in need. They are proud to give back to their communities.
We will review the current Busey Bank promotions below.
Busey Bank $500 Checking Bonus

Busey Bank is offering a $500 bonus when you open a new qualifying checking account and meet certain requirements.
- What you’ll get: Up to $500 bonus
- Account Type: Checking Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 05/01/2026)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
- Earn Up to $500 Cash Bonus when you open a new checking account by May 1, 2026 and complete qualifying activities in the first 90 days.
- Earn $200 bonus:
- Open a Foundation Checking account using promo code LevelUp or Pillar Banking account using promo code LevelUp. If opening an account online, please enter the promo code at the end of your online application.
- Enroll in online banking
- Use your Busey Debit Mastercard® at least 3 times within 90 days of account opening
- Set up and receive at least $2,000 from direct deposits into your new account within 90 days of account opening
- Earn $300 bonus:
- Open a Foundation Checking account using promo code LevelUp or Pillar Banking account using promo code LevelUp. If opening an account online, please enter the promo code at the end of your online application.
- Enroll in online banking
- Use your Busey Debit Mastercard® at least 3 times within 90 days of account opening
- Set up and receive at least $3,000 from direct deposits into your new account within 90 days of account opening
- Earn $500 bonus:
- Open a Foundation Checking account using promo code LevelUp or Pillar Banking account using promo code LevelUp. If opening an account online, please enter the promo code at the end of your online application.
- Enroll in online banking
- Use your Busey Debit Mastercard® at least 3 times within 90 days of account openings
- Set up and receive at least $5,000 from direct deposits into your new account within 90 days of account opening
- Offer valid for limited time for accounts opened by May 1, 2026. Busey Bank may change or discontinue this offer at any time before this date without notice. This offer is available only by using the unique promo code “LEVELUP1” for Foundation Checking or “LEVELUP2” for Pillar Banking accounts opened online or in-person at a Busey location only and qualifying as outlined below. Only one offer per household. Must have a Tax Identification Number (TIN) or Social Security Number (SSN) at account opening to qualify for this promotion. All accounts are subject to approval.
- You will not qualify for the tiered credit if you are an existing Busey personal checking account customer, you are a Busey Bank employee OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account incentive at any time.
- After all of the requirements are satisfied, we will deposit the earned bonus directly into your new eligible checking account within one hundred thirty (130) days of account opening. The new eligible personal checking account must be open for at least 90 days prior to receiving the bonus and in good standing up to and including the date any earned bonus is paid.
- The incentive may be considered income and Busey Bank may issue an IRS Form 1099- MISC (or other appropriate form). Please consult your tax advisor.
Busey Bank $300 Up to $500 Closing Credit (Expired)

Busey Bank $300 Up to $500 Closing Credit
Busey Bank is offering a $300 Up to $500 Closing Credit when you open a new qualifying checking account and meet certain requirements.
- What you’ll get: Up to $500 bonus
- Account Type: Personal Checking Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $7,000 Cash Bonus), | |
How To Earn Bonus
To earn the $300 bonus:
- In addition to your VA Mortgage Loan, open a new Pillar Banking checking account with payroll direct deposit and two other beneficial services like bill pay, a savings or money market account, or automated loan payment and receive a special $300 account opening bonus.
To earn the $500 bonus:
- Obtain a home mortgage loan with Busey and open a new Busey checking account
- Set up the following service on your Busey checking account: Payroll or Government Direct Deposit
- Then finish your Relationship Pack by adding two additional services from the list: Bill Pay, Busey Automated Loan Payment, Money Market Account, Regular Savings
- Various terms and conditions.
- Click on button to see all terms and conditions.
Busey Bank $1,000 Bonus *Expired*

Earn a $1,000 bonus when opening a checking account at Busey Bank and competing certain requirements.
Busey Bank is offering a $1,000 bonus when you open a new qualifying checking account.
- What you’ll get: $1,000 bonus
- Account Type: Personal Checking Account
- Availability: IL
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $7,000 Cash Bonus), | |
How To Earn Bonus
- Open a personal checking account
- Complete the $100 opening deposit
- Set up Bill Pay and eStatements
- Set up a direct deposit to the account each month
- Bonus is paid as $250 every 90 days, maximum of $1,000 per customer and household.
- Bonus is considered interest and will be reported on IRS Form 1099-INT.
- Lack of required bill pay, average monthly balance or direct deposit transactions will disqualify payment of bonus.
- Bonus will be deposited into qualifying account only and must be open for payment of account bonus.
- Offer valid for new retail customers and households in Indianapolis market service area only.
- Busey employees are ineligible for this account promotion.
How To Waive Monthly Fees
- Student Checking: None
- Performance Money Market: None
- Foundation Checking: $5 monthly fee. No monthly fee with a direct deposit or average balance of $100.
- Pillar Banking: $12 monthly fee. Maintain a $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances
- StartFresh Checking: $9.95 monthly maintenance fee
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Bottom Line
This bonus at Busey Bank offers a wide variety of account features to help you in any situation. I would recommend opening the easy Checking account to avoid any potential monthly service fees, to help you keep you money!
Your feedback is highly appreciated and makes our site even better!
While they have a generous $1,000 bonus, Busey Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Busey Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Busey Bank promotions, bonuses and offers.





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