Take advantage of Cadence Bank promotions, bonuses, and offers here!

Update 11/25/25: There’s currently a $400 business checking bonus available through 11/30/25.

Table of Contents

Cadence Bank $400 Business Checking Bonus

Earn a $400 bonus when you open a new business checking account and meet the qualifying requirements.

What you’ll get: $400 bonus
Account Type: Business Checking
Availability: AL, AR, FL, GA, LA, MO, MS, TN, TX (Locator)
Direct Deposit Requirement: No
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: $10-$20; waivable
Early Account Termination Fee: Not listed
Household limit: None listed

$400 Bonus at Cadence Bank

(Expires 11/30/2025)

Compare to some of the best business checking accounts such as
U.S. Bank Business Checking ($400 or $1200 Bonus)	Bank of America Business Checking ($200 bonus offer)
Axos Business Premium Savings ($600 Bonus)	Axos Bank Basic Business Checking ($200 Bonus)
Huntington Unlimited Business Checking ($400 Bonus)	Huntington Unlimited Plus Business Checking ($1,000 Bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new Business My Way Checking or Business Checking Plus account in branch by November 30, 2025.
Deposit a minimum of $5,000 into the new business checking account within 30 days of account opening.
Maintain at least $5,000 average daily collected balance for the first three statement cycles.
Conduct 15 qualifying transactions within the first three statement cycles using the new business checking.
Complete offer requirements and your bonus will be deposited into the new account within 90 days of completing qualifying activity requirements!

The $400 Cadence Bank business checking account bonus offer is valid for accounts opened in branch between August 1, 2025 and November 30, 2025. Eligible accounts include Business My Way Checking or Business Checking Plus. Accounts are subject to approval. To qualify for a $400 cash bonus, the customer must complete each of the following stipulations:
- Deposit a minimum of $5,000 into the new business checking account within 30 days of account opening.
- Maintain at least $5,000 average daily collected balance for the first three statement cycles.
- Conduct 15 qualifying transactions within the first three statement cycles using the new business checking.
The average daily collected balance is defined as the average daily total within the business checking account at the end of the statement cycle. Qualifying transactions include ATM & Teller deposits, debit card purchases, Bill Pay, Mobile Deposit, ACH credits and debits, incoming and outgoing wires. The cash bonus will be deposited into the eligible new account within 90 days of completing qualifying activity requirements. To receive the cash bonus, the checking account must be open and in good standing. A cash bonus is considered income and may be reported on IRS Form 1099-INT, 1099-MISC, or 1042-S, as required by applicable law. Limit one account opening bonus per qualifying account. Limit one account opening bonus per business customer. Offer not available to business clients who were a primary account owner of a Cadence Bank business checking account in the last 12 months. Established, converted or repurposed Cadence Bank business checking accounts are not eligible. Cadence Bank employees are not eligible. Offer availability subject to change.

How To Waive Monthly Fee

Business My Way Checking: $10 monthly fee waived with either:
- $500 minimum daily ledger balance OR
- Five debit card purchase transactions per monthly statement cycle
Business Checking Plus: $20 monthly fee waived with either:
- $5,000 minimum daily ledger balance OR
- 10 debit card purchase transactions per monthly statement cycle

Bottom Line

Although you can earn a generous bonus from Cadence Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Cadence Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, and more!